<ARTICLE>                                            9
<LEGEND>
     This schedule contains summary financial information
     extracted from the Consolidated Statement of Financial
     Condition at March 31, 1999 and the 
     Consolidated Statement of Operations for three months
     ended March 31, 1999 and is qualified in its
     entirety by reference to such financial statements. 
</LEGEND>
<CIK>                         921768
<NAME>                        BankAtlantic Bancorp, Inc.
<MULTIPLIER>                                   1,000
<CURRENCY>                                     U.S. Dollars
       
                             
<PERIOD-TYPE>                   3-MOS
<FISCAL-YEAR-END>                              DEC-31-1999
<PERIOD-START>                                 JAN-01-1999
<PERIOD-END>                                   MAR-31-1999
<EXCHANGE-RATE>                                1
<CASH>                                         96,430
<INT-BEARING-DEPOSITS>                         5,167
<FED-FUNDS-SOLD>                               5,914
<TRADING-ASSETS>                               17,254
<INVESTMENTS-HELD-FOR-SALE>                    1,003,057
<INVESTMENTS-CARRYING>                         49,681
<INVESTMENTS-MARKET>                           49,681
<LOANS>                                        2,633,261
<ALLOWANCE>                                    37,350
<TOTAL-ASSETS>                                 4,233,606
<DEPOSITS>                                     2,115,559
<SHORT-TERM>                                   409,232
<LIABILITIES-OTHER>                            237,230
<LONG-TERM>                                    1,234,790
<PREFERRED-MANDATORY>                          0
<PREFERRED>                                    0
<COMMON>                                       362
<OTHER-SE>                                     236,433
<TOTAL-LIABILITIES-AND-EQUITY>                 4,233,606
<INTEREST-LOAN>                                53,753
<INTEREST-INVEST>                              12,659
<INTEREST-OTHER>                               0
<INTEREST-TOTAL>                               66,412
<INTEREST-DEPOSIT>                             16,591
<INTEREST-EXPENSE>                             38,744
<INTEREST-INCOME-NET>                          27,668
<LOAN-LOSSES>                                  5,164
<SECURITIES-GAINS>                             510
<EXPENSE-OTHER>                                32,295
<INCOME-PRETAX>                                13,678
<INCOME-PRE-EXTRAORDINARY>                     13,678
<EXTRAORDINARY>                                0
<CHANGES>                                      0
<NET-INCOME>                                   8,171
<EPS-PRIMARY>                                  0.24
<EPS-DILUTED>                                  0.19
<YIELD-ACTUAL>                                 7.71
<LOANS-NON>                                    24,750
<LOANS-PAST>                                   64
<LOANS-TROUBLED>                               5
<LOANS-PROBLEM>                                0
<ALLOWANCE-OPEN>                               37,950
<CHARGE-OFFS>                                  6,614
<RECOVERIES>                                   850
<ALLOWANCE-CLOSE>                              37,350
<ALLOWANCE-DOMESTIC>                           36,995
<ALLOWANCE-FOREIGN>                            355
<ALLOWANCE-UNALLOCATED>                        0