<ARTICLE> 9
<LEGEND>
     This schedule contains summary financial information
extracted from the Consolidated Statement of Financial
     Condition at September 30, 1999 and the
     Consolidated Statement of Operations for the nine months
     ended September 30, 1999 and is qualified in its
     entirety by reference to such financial statements.
</LEGEND>
<CIK>                                        921768
<NAME>                                       BankAtlantic Bancorp, Inc.
<MULTIPLIER>                                                1,000
<CURRENCY>                                                        U.S. Dollars

                                          
<PERIOD-TYPE>                                9-MOS
<FISCAL-YEAR-END>                                                 DEC-31-1998
<PERIOD-START>                                                    JAN-01-1998
<PERIOD-END>                                                      SEP-30-1999
<EXCHANGE-RATE>                                                   1
<CASH>                                                            95,372
<INT-BEARING-DEPOSITS>                                            5,824
<FED-FUNDS-SOLD>                                                  0
<TRADING-ASSETS>                                                  17,985
<INVESTMENTS-HELD-FOR-SALE>                                       872,149
<INVESTMENTS-CARRYING>                                            87,981
<INVESTMENTS-MARKET>                                              87,981
<LOANS>                                                           2,567,905
<ALLOWANCE>                                                       41,000
<TOTAL-ASSETS>                                                    3,970,629
<DEPOSITS>                                                        2,140,096
<SHORT-TERM>                                                      338,410
<LIABILITIES-OTHER>                                               72,727
<LONG-TERM>                                                       1,182,429
<PREFERRED-MANDATORY>                                             0
<PREFERRED>                                                       0
<COMMON>                                                          417
<OTHER-SE>                                                        236,550
<TOTAL-LIABILITIES-AND-EQUITY>                                    3,970,629
<INTEREST-LOAN>                                                   164,114
<INTEREST-INVEST>                                                 49,053
<INTEREST-OTHER>                                                  0
<INTEREST-TOTAL>                                                  213,167
<INTEREST-DEPOSIT>                                                57,645
<INTEREST-EXPENSE>                                                125,207
<INTEREST-INCOME-NET>                                             87,960
<LOAN-LOSSES>                                                     19,056
<SECURITIES-GAINS>                                                1,390
<EXPENSE-OTHER>                                                   101,133
<INCOME-PRETAX>                                                   42,313
<INCOME-PRE-EXTRAORDINARY>                                        42,313
<EXTRAORDINARY>                                                   0
<CHANGES>                                                         0
<NET-INCOME>                                                      26,865
<EPS-BASIC>                                                     0.67
<EPS-DILUTED>                                                     0.53
<YIELD-ACTUAL>                                                    7.74
<LOANS-NON>                                                       28,668
<LOANS-PAST>                                                      3
<LOANS-TROUBLED>                                                  0
<LOANS-PROBLEM>                                                   0
<ALLOWANCE-OPEN>                                                  37,950
<CHARGE-OFFS>                                                     18,715
<RECOVERIES>                                                      2,709
<ALLOWANCE-CLOSE>                                                 41,000
<ALLOWANCE-DOMESTIC>                                              40,470
<ALLOWANCE-FOREIGN>                                               530
<ALLOWANCE-UNALLOCATED>                                           0