<ARTICLE> 7 <LEGEND> THIS FDS CONTAINS INFORMATION EXTRACTED FROM THE FINANCIAL STATEMENTS OF THE ERIE INDEMNITY COMPANY FOR THE QUARTER ENDED SEPTEMBER 30, 1998 AND IS QUALIFIED IN REFERENCE TO THE COMPANY'S FORM 10-Q </LEGEND> <CIK> 0000922621 <NAME> ERIE INDEMNITY COMPANY <MULTIPLIER> 1,000 <PERIOD-TYPE> 9-MOS 9-MOS <FISCAL-YEAR-END> DEC-31-1998 DEC-31-1997 <PERIOD-END> SEP-30-1998 SEP-30-1997 <DEBT-HELD-FOR-SALE> 396,337 334,053 <DEBT-CARRYING-VALUE> 0 0 <DEBT-MARKET-VALUE> 0 0 <EQUITIES> 193,320 161,246 <MORTGAGE> 8,301 8,383 <REAL-ESTATE> 0 0 <TOTAL-INVEST> 612,700 511,246 <CASH> 54,030 53,583 <RECOVER-REINSURE> (11) 121 <DEFERRED-ACQUISITION> 11,224 10,608 <TOTAL-ASSETS> 1,425,690 1,290,024 <POLICY-LOSSES> 432,947 410,287 <UNEARNED-PREMIUMS> 239,277 229,974 <POLICY-OTHER> 0 0 <POLICY-HOLDER-FUNDS> 0 0 <NOTES-PAYABLE> 0 0 <PREFERRED-MANDATORY> 0 0 <PREFERRED> 0 0 <COMMON> 2,170 2,170 <OTHER-SE> 607,413 511,279 <TOTAL-LIABILITY-AND-EQUITY> 1,425,690 1,290,024 <PREMIUMS> 83,995 79,838 <INVESTMENT-INCOME> 31,301 26,821 <INVESTMENT-GAINS> 5,416 4,703 <OTHER-INCOME> 0 0 <BENEFITS> 58,605 59,015 <UNDERWRITING-AMORTIZATION> 24,366 21,952 <UNDERWRITING-OTHER> 0 0 <INCOME-PRETAX> 150,615 134,052 <INCOME-TAX> 47,749 43,269 <INCOME-CONTINUING> 0 0 <DISCONTINUED> 0 0 <EXTRAORDINARY> 0 0 <CHANGES> 0 0 <NET-INCOME> 102,866 90,783 <EPS-PRIMARY> 1.38 1.22 <EPS-DILUTED> 0 0 <RESERVE-OPEN> 0 0 <PROVISION-CURRENT> 0 0 <PROVISION-PRIOR> 0 0 <PAYMENTS-CURRENT> 0 0 <PAYMENTS-PRIOR> 0 0 <RESERVE-CLOSE> 0 0 <CUMULATIVE-DEFICIENCY> 0 0