1 SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 ---------------------- FORM 8-K Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: June 15, 1998 ------------- CAPITAL ONE MASTER TRUST CAPITAL ONE BANK (Exact name of registrant as specified in its charter) Virginia 0-25762 54-1719855 - ------------------------------- ------------- ------------------ (State or other jurisdiction of (Commission (IRS Employer incorporation) File Number) Identification No.) 11013 West Broad Street Road, Glen Allen, Virginia 23060 - -------------------------------------------------- ----------- (Address of principal executive offices) (Zip Code) (Registrant's telephone number, including area code): (804) 967-1000 (Former name or former address, if changed since last report): Not Applicable 2 Item 5. Other Events. ------------- The May 1998 monthly Certificateholder's Statements to investors were distributed June 15, 1998. Item 7 (c). Exhibits --------- The following are filed as exhibits to this Report under Exhibit 20: 1. May Performance Summary 2. Series 1993-1 Class A and Class B Certificateholder's Statements for the month of May 1998. 3. Series 1993-4 Class A and Class B Certificateholder's Statements for the month of May 1998. 4. Series 1994-3 Class A and Class B Certificateholder's Statements for the month of May 1998. 5. Series 1994-A Certificateholders' Statement for the month of May 1998. 6. Series 1995-1 Class A and Class B Certificateholder's Statements for the month of May 1998. 7. Series 1995-2 Class A and Class B Certificateholder's Statements for the month of May 1998. 8. Series 1995-3 Class A and Class B Certificateholder's Statements for the month of May 1998. 9. Series 1995-4 Class A and Class B Certificateholder's Statements for the month of May 1998. 10. Series 1996-1 Class A and Class B Certificateholder's Statements for the month of May 1998. 11. Series 1996-2 Class A and Class B Certificateholder's Statements for the month of May 1998. 12. Series 1996-3 Class A and Class B Certificateholder's Statements for the month of May 1998. 13. Series 1997-1 Class A and Class B Certificateholder's Statements for the month of May 1998. 14. Series 1997-2 Class A and Class B Certificateholder's Statements for the month of May 1998. 15. Series 1998-1 Class A and Class B Certificateholder's Statements for the month of May 1998. 3 16. Trust Excess Spread Analysis Signature --------- Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned there-unto duly authorized. CAPITAL ONE MASTER TRUST By: CAPITAL ONE BANK Servicer By: /s/ David M. Willey ---------------------------------- David M. Willey Senior Vice President and Treasurer Date: June 15, 1998 4 SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 ---------------------- EXHIBITS TO FORM 8-K CAPITAL ONE MASTER TRUST CAPITAL ONE BANK (Exact name of registrant as specified in its charter) 5 INDEX TO EXHIBITS Sequentially Exhibit Numbered Number Exhibits Page - ------- -------- ------------ 1 May Performance Summary 07 2 Series 1993-1 Class A and Class B Certificate- holder's Statements for the month of May 1998 09 3 Series 1993-4 Class A and Class B Certificate- holder's Statements for the month of May 1998 11 4 Series 1994-3 Class A and Class B Certificate- holder's Statements for the month of May 1998 13 5 Series 1994-A Certificateholder's Statement for the month of May 1998 15 6 Series 1995-1 Class A and Class B Certificate- holder's Statements for the month of May 1998 16 7 Series 1995-2 Class A and Class B Certificate- holder's Statements for the month of May 1998 18 8 Series 1995-3 Class A and Class B Certificate- holder's Statements for the month of May 1998 20 9 Series 1995-4 Class A and Class B Certificate- holder's Statements for the month of May 1998 22 10 Series 1996-1 Class A and Class B Certificate- holder's Statements for the month of May 1998 24 11 Series 1996-2 Class A and Class B Certificate- holder's Statements for the month of May 1998 26 6 12 Series 1996-3 Class A and Class B Certificate- holder's Statements for the month of May 1998 28 13 Series 1997-1 Class A and Class B Certificate- holder's Statements for the month of May 1998 30 14 Series 1997-2 Class A and Class B Certificate- holder's Statements for the month of May 1998 32 15 Series 1998-1 Class A and Class B Certificate- holder's Statements for the month of May 1998 35 16 Trust Excess Spread Analysis 38