WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.

  


<ARTICLE>                                            9
<LEGEND>

                  Appendix C to Item 601(c) of Regulation S-K
        Bank Holding Companies and Savings and Loan Holding Companies \
                          Article 9 to Regulation S-X

</LEGEND>

                             
<PERIOD-TYPE>                                       12-MOS
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