<HTML> <HEAD> <TITLE>Fleet Credit Card Master Trust II, Monthly Certificateholder's Statements</TITLE> </HEAD> <BODY LINK="#0000ff" VLINK="#800080"> <P></P> <B><FONT FACE="Arial"><P ALIGN="CENTER">SECURITIES AND EXCHANGE COMMISSION</P> <P ALIGN="CENTER">WASHINGTON, D.C. 20549</P> <P ALIGN="CENTER">FORM 8-K</P> <P ALIGN="CENTER">CURRENT REPORT</P> </B><P ALIGN="CENTER">Pursuant to Section 13 or 15(d) of the</P> <P ALIGN="CENTER">Securities Exchange Act of 1934</P> <P ALIGN="CENTER">Date of Report (date of earliest event reported):</P> <P ALIGN="CENTER">April 17, 2000 </P> <P ALIGN="CENTER">Fleet Credit Card Master Trust II</P> <P ALIGN="CENTER">(Formerly ADVANTA Credit Card Master Trust II)</P> <P ALIGN="CENTER">(Exact name or Registrant as specified in its charter)</P></FONT> <P ALIGN="CENTER"><CENTER><TABLE CELLSPACING=0 BORDER=0 CELLPADDING=7 WIDTH=603> <TR><TD WIDTH="32%" VALIGN="TOP"> <P ALIGN="CENTER"><U><FONT FACE="Arial">New York</U></FONT></TD> <TD WIDTH="38%" VALIGN="TOP"> <U><FONT FACE="Arial"><P ALIGN="CENTER">Reg. No. 0-20973</U></FONT></TD> <TD WIDTH="29%" VALIGN="TOP"> <U><FONT FACE="Arial"><P ALIGN="CENTER">Not Required</U></FONT></TD> </TR> <TR><TD WIDTH="32%" VALIGN="TOP" HEIGHT=40> <FONT FACE="Arial"><P>(State or other jurisdiction of incorporation) </FONT></TD> <TD WIDTH="38%" VALIGN="TOP" HEIGHT=40> <FONT FACE="Arial"><P ALIGN="CENTER">(Commission File Number)</FONT></TD> <TD WIDTH="29%" VALIGN="TOP" HEIGHT=40> <FONT FACE="Arial"><P ALIGN="CENTER">(I.R.S. Employer Identification Number)</FONT></TD> </TR> </CENTER></P> <P ALIGN="CENTER">Fleet Bank (RI), National Association</P> <P ALIGN="CENTER">Attention: Linda Morris, Secretary</P> <P ALIGN="CENTER">101 Gibraltar Road</P> <U><P ALIGN="CENTER">Horsham, Pennsylvania 19044-2303</P> </U><P ALIGN="CENTER">(Address of Owner/Servicer)</P> <P ALIGN="CENTER">111 Westminster Street</P> <U><P ALIGN="CENTER">Providence, Rhode Island 02903</P> </U><P ALIGN="CENTER">(Address of principal executive offices)</P> <U><P ALIGN="CENTER">(215) 444-6800 (Telephone Number of Owner/Servicer)</P> </U><P ALIGN="CENTER">(Registrant's Telephone Number)</P> <P></P> <TABLE CELLSPACING=0 BORDER=0 CELLPADDING=7 WIDTH=736> <TR><TD WIDTH="13%" VALIGN="TOP" COLSPAN=2 HEIGHT=33> <P> </TD> <TD WIDTH="87%" VALIGN="TOP" HEIGHT=33> <FONT FACE="Arial"><P>Items 1-4. Inapplicable.</FONT></TD> </TR> <TR><TD WIDTH="13%" VALIGN="TOP" COLSPAN=2> <P> </TD> <TD WIDTH="87%" VALIGN="TOP"> <FONT FACE="Arial"><P>Item 5. Other Events.</FONT></TD> </TR> <TR><TD VALIGN="TOP" COLSPAN=3> <FONT FACE="Arial"><P>Information relating to the distributions to Certificateholders for the March 2000 Monthly Period of the Trust in respect of the following Floating Rate Asset Backed Certificates: Series 1995-A Series 1995-C, Series 1995-D, Series 1995-F Class A-2 and Class B Series 1995-G, Series 1996-A Class A-2 and Class B, Series 1996-B Series 1996-C, Series 1996-D, Series 1996-E, Series 1998-A, Series 1999-A, Series 1999-B, Series 1999-D and Series 2000-A and the following Fixed Rate Asset Backed Certificates: Series 1995-F, Class A-1, Series 1996-A, Class A-1, and Series 1999-C (the "Certificates") issued by the Registrant and to the performance of the Trust (including collections of Principal Receivables and Finance Charge Receivables, Principal Receivables in the Trust, delinquent balances in Accounts, the Investor Default Amounts, the amount of Investor Charge Offs, and the Investor Servicing Fees), together with certain other information relating to the Certificates, is contained in the Monthly Report for the Monthly Period provided to Certificateholders pursuant to the Pooling and Servicing Agreement date as of December 1, 1993 (hereinafter as such agreement may have been or may be from time to time, supplemented, amended or otherwise modified, (the "Agreement"), between Fleet Bank (RI), National Association and Bankers Trust Company, as Trustee. Capitalized terms not otherwise defined herein have the meanings assigned in the Agreement. </P> <P>Effective February 20, 1998, Fleet Bank (RI), National Association assumed all of Advanta National Bank's rights and obligations under the Master Pooling and Servicing Agreement and the outstanding Series Supplements. Fleet Bank (RI), National Association became the Seller and Servicer of the Trust and the Trust's name was changed to Fleet Credit Card Master Trust II. </FONT></TD> </TR> <TR><TD WIDTH="13%" VALIGN="TOP" COLSPAN=2> <FONT FACE="Arial"><P> </FONT> </TD> <TD WIDTH="87%" VALIGN="TOP"> <FONT FACE="Arial"><P>Item 6. Inapplicable.</FONT></TD> </TR> <TR><TD WIDTH="13%" VALIGN="TOP" COLSPAN=2> <P> </TD> <TD WIDTH="87%" VALIGN="TOP"> <FONT FACE="Arial"><P>Item 7. Financial Statements, Pro Forma Financial Information and Exhibits.</FONT></TD> </TR> <TR><TD WIDTH="11%" VALIGN="TOP"> <FONT FACE="Arial"><P>1. </FONT></TD> <TD WIDTH="89%" VALIGN="TOP" COLSPAN=2> <FONT FACE="Arial"><P>Monthly Reports for the March 2000 Monthly Period relating to the following Floating Rate Asset Backed Certificates: Series 1995-A, Series 1995-C, Series 1995-D, Series 1995-F Class A-2 and Class B, Series 1995-G, Series 1996-A Class A-2 and Class B, Series 1996-B, Series 1996-C, Series 1996-D, Series 1996-E, Series 1998-A, Series 1999-A, Series 1999-B, Series 1999-D and Series 2000-A and the following Fixed Rate Asset Backed Certificates: Series 1995-F Class A-1, Series 1996-A Class A-1, and Series 1999-C issued by Fleet Credit Card Master Trust II. </FONT></TD> </TR> <P></P> <P ALIGN="CENTER">SIGNATURE</P> <P> </P> <TABLE CELLSPACING=0 BORDER=0 CELLPADDING=7 WIDTH=739> <TR><TD VALIGN="TOP" COLSPAN=2> <P><FONT FACE="Arial">Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. </FONT></TD> </TR> <TR><TD VALIGN="TOP" COLSPAN=2> <FONT FACE="Arial"><P ALIGN="CENTER">Fleet Credit Card Master Trust II</FONT></TD> </TR> <TR><TD WIDTH="43%" VALIGN="TOP"> <P> </TD> <TD WIDTH="57%" VALIGN="TOP"> <FONT FACE="Arial"><P>(Registrant)</FONT></TD> </TR> <TABLE CELLSPACING=0 BORDER=0 CELLPADDING=7 WIDTH=688> <TR><TD WIDTH="39%" VALIGN="TOP" COLSPAN=2> <P> </TD> <TD WIDTH="11%" VALIGN="TOP"> <FONT FACE="Arial"><DL> <DT>BY: </DT> </DL></FONT></TD> <TD WIDTH="50%" VALIGN="TOP" COLSPAN=2> <FONT FACE="Arial"><DL> <DT>Fleet Bank (RI), National Association</DT> <DD>(Owner/Servicer)</DD> </DL></FONT></TD> </TR> <TR><TD WIDTH="39%" VALIGN="TOP" COLSPAN=2> <FONT FACE="Arial"><P>Date: April 17, 2000</FONT></TD> <TD WIDTH="11%" VALIGN="TOP"> <FONT FACE="Arial"><DL> <DT>By:</DT></DL> <DL><DT>Name:</DT> <DT>Title: </DT> </DL></FONT></TD> <TD WIDTH="50%" VALIGN="TOP" COLSPAN=2> <U><FONT FACE="Arial"><DL> <DT>/s/ JOHN KIRBY BRAY</DT> </U></DL><DL><DT>John Kirby Bray</DT> <DT>Executive Vice President and Chief Financial Officer</DT> </DL></FONT></TD> </TR> <FONT FACE="Arial"><P> </P> <P></P> <P ALIGN="CENTER">EXHIBIT INDEX</P></FONT> <TABLE CELLSPACING=0 BORDER=0 CELLPADDING=7 WIDTH=618> <TR><TD WIDTH="12%" VALIGN="BOTTOM"> <P><FONT FACE="Arial">Exhibit</FONT></TD> <TD WIDTH="69%" VALIGN="TOP"> <P> </TD> <TD WIDTH="18%" VALIGN="TOP"> <FONT FACE="Arial"><P>Sequential Page Number</FONT></TD> </TR> <TR><TD WIDTH="12%" VALIGN="TOP"> <FONT FACE="Arial"><P>1. </FONT></TD> <TD WIDTH="69%" VALIGN="TOP"> <FONT FACE="Arial"><P>Monthly Reports for the March 2000 Monthly Period relating to the Asset Backed Certificates Series 1995-A, Series 1995-C, Series 1995-D, Series 1995-F, Series 1995-G, Series 1996-A, Series 1996-B Series 1996-C, Series 1996-D, Series 1996-E, Series 1998-A, Series 1999-A, Series 1999-B, Series 1999-C, Series 1999-D and Series 2000-A issued by the Fleet Credit Card Master Trust II. </FONT></TD> <TD WIDTH="18%" VALIGN="TOP"> <FONT FACE="Arial"><P ALIGN="CENTER">5</FONT></TD> </TR> </HTML>