1 SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): February 17, 1998 ADVANTA Credit Card Master Trust II (Exact name or Registrant as specified in its charter) New York Reg. No. 333-05433 Not Required (State or other (Commission File (I.R.S. Employer jurisdiction Number) Identification of incorporation) Number) Advanta National Bank Attention: Elizabeth H. Mai Delaware Corporate Center I One Righter Parkway, Wilmington, Delaware 19803 (Address of Owner/Servicer) (Address of principal executive offices) (302) 266-5600 (Telephone Number of Owner/Servicer) (Registrant's Telephone Number) 2 Items 1-4. Inapplicable. Item 5. Other Events. Information relating to the distributions to Certificateholders for the January 1998 Monthly Period of the Trust in respect of the following Floating Rate Asset Backed Certificates: Series 1994-B, Series 1994-D, Series 1995-A, Series 1995-C, Series 1995-D, Series 1995-F Class A-2 and Class B, Series 1995-G, Series 1996-A Class A-2 and Class B, Series 1996-B, Series 1996-C, Series 1996-D and Series 1996-E and the following Fixed Rate Asset Backed Certificates: Series 1995-F, Class A-1 and Series 1996-A, Class A-1 (the "Certificates") issued by the Registrant and to the performance of the Trust (including collections of Principal Receivables and Finance Charge Receivables, Principal Receivables in the Trust, delinquent balances in Accounts, the Investor Default Amounts, the amount of Investor Charge Offs, and the Investor Servicing Fees), together with certain other information relating to the Certificates, is contained in the Monthly Report for the Monthly Period provided to Certificateholders pursuant to the Pooling and Servicing Agreement date as of December 1, 1993 (hereinafter as such agreement may have been or may be from time to time, supplemented, amended or otherwise modified, (the "Agreement"), between Advanta National Bank (formerly known as Advanta National Bank USA)and Bankers Trust Company, as Trustee. Capitalized terms not otherwise defined herein have the meanings assigned in the Agreement. Effective June 30, 1997, Advanta National Bank ("ANB"), a national banking association (the "Merged Bank"), merged with and into Advanta National Bank USA (formerly known as Colonial National Bank USA), a national banking association (the "Surviving Bank"), and the Surviving Bank simultaneously changed its name to Advanta National Bank (the "Bank"). The Surviving Bank has assumed the performance of every covenant and obligation of the Merged Bank as a Seller under the Pooling and Servicing Agreement, all existing Supplements thereto, and all related Enhancement Agreements entered into in connection with the various Series of Certificates. Item 6. Inapplicable. Item 7. Financial Statements, Pro Forma Financial Information and Exhibits. 1. Monthly Reports for the January 1998 Monthly Period relating to the following Floating Rate Asset Backed Certificates: Series 1994-B, Series 1994-D, Series 1995-A, Series 1995-C, Series 1995-D, Series 1995-F Class A-2 and Class B, Series 1995-G, Series 1996-A Class A-2 and Class B, Series 1996-B, Series 1996-C, Series 1996-D and Series 1996-E and the following Fixed Rate Asset Backed Certificates: Series 1995-F Class A-1 and Series 1996-A Class A-1 issued by ADVANTA Credit Card Master Trust II. 3 SIGNATURE Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. ADVANTA Credit Card Master Trust II (Registrant) BY: ADVANTA NATIONAL BANK (formerly known as Advanta National Bank USA) (Owner/Servicer) Date: February 17, 1998 By: /s/ MICHAEL COCO --------------------- Name: Michael Coco Title: Vice President 4 EXHIBIT INDEX Sequential Exhibit Page Number 1. Monthly Reports for the January 1998 Monthly Period 5 relating to the Asset Backed Certificates Series 1994-B, Series 1994-D, Series 1995-A, Series 1995-C, Series 1995-D, Series 1995-F, Series 1995-G, Series 1996-A, Series 1996-B, Series 1996-C, Series 1996-D and Series 1996-E issued by the ADVANTA Credit Card Master Trust II.