1
August, 1999
MONTHLY CERTIFICATEHOLDER'S STATEMENT
Fleet Bank (RI), National Association
--------------------------------------------
Fleet Credit Card Master Trust II
SERIES 1994-B
- ------------------------------------------------------------------------------
Under the Amended and Restated Master Pooling and Servicing Agreement dated as
of December 1, 1993 as amended and restated on May 23, 1994 by and between
Fleet Bank (RI), National Association (the "Bank") (successor in interest to
Advanta National Bank ("Advanta")) as Seller and Servicer, and Bankers Trust
Company as Trustee, (the "Trustee") as amended by Amendment Number 1 dated as of
July 1, 1994 between Advanta, as Seller and Servicer and the Trustee,
Amendment Number 2 dated October 6, 1995 between Advanta as Seller and
Servicer, and the Trustee, Amendment Number 3 dated as of February 20, 1998
between the Bank, as Seller and Servicer, and the Trustee, and as further
amended by Amendment Number 4 dated as of May 14, 1999 between the Bank, as
Seller and Servicer, and the Trustee (the "Master Pooling and Servicing
Agreement") as Supplemented by the Series 1994-B Supplement dated as of
July 19, 1994 (the "Supplement") and together with the Master Pooling
and Servicing Agreement (the "Agreement") between the Bank and the Trustee,
the Bank, as Servicer is required to prepare certain information each month
regarding current distributions to all Series 1994-B Certificateholders. This
statement relates to the September 15, 1999 Distribution Date (the
"Distribution Date") and the performance of the Fleet Credit Card Master Trust
II (the "Trust") during the prior Monthly Period (the "Monthly Period").
Certain of the information is presented on the basis of an original principal
amount of $1,000 per Series 1994-B Certificate. Certain other information
is presented based on the aggregate amounts for the Trust as a whole. All
capitalized terms used herein shall have the respective meanings set forth in
the Agreement.
1. The total amount of the distribution on the Payment Date per $1000
original principal amount of Class A Certificates $113.182407
2. The total amount of the distribution on the Payment Date per $1000
original principal amount of Class B Certificates $4.868750
3. The amount of the distribution set forth in paragraph 1 above in
respect of principal, per $1,000 original principal amount of the
Class A Certificates $111.111111
4. The amount of the distribution set forth in paragraph 2 above in
respect of principal, per $1,000 original principal amount of the
Class B Certificates $0.000000
5. The amount of distribution set forth in paragraph 1 above in
respect of interest, per $1,000 principal amount of the Class A
Certificate $2.071296
6. The amount of distribution set forth in paragraph 2 above in
respect of interest, per $1,000 principal amount of the Class B
Certificate $4.868750
2
7. The aggregate amount of Collections of Receivables processed
for the prior Monthly Period which were allocated in respect
of the Series 1994-B Certificates $92,679,847.19
8. The aggregate amount of Collections of Principal Receivables processed
during the prior Monthly Period and allocated in respect
of the Series 1994-B Certificates $85,407,311.91
9. The aggregate amount of Reallocated Principal Collections
with respect to the prior Monthly Period $0.00
10. The aggregate amount of Collections of Finance Charge Receivables
processed during the prior Monthly Period and allocated
in respect of the Class A Certificates $6,264,821.32
11. The aggregate amount of Collections of Finance Charge Receivables
processed during the prior Monthly Period and allocated
in respect of the Class B Certificates $526,297.37
12. The Class A Investor Default Amount for the prior
Monthly Period is $2,174,968.86
13. The Class B Investor Default Amount for the prior
Monthly Period is $180,246.04
14. The aggregate amount of Class A Investor Charge-offs
for the prior Monthly Period is $0.00
15. The aggregate amount of Class B Investor Charge-offs
for the prior Monthly Period is $0.00
16. The aggregate amount of Class A Investor Charge-offs
reimbursed on the Distribution Date is $0.00
17. The aggregate amount of Class B Investor Charge-offs
reimbursed on the Distribution Date is $0.00
18. The amount of the Class A Servicing Fee for the prior
Monthly Period is $488,888.89
19. The amount of the Class B Servicing Fee for the prior
Monthly Period is $50,000.00
20. The Class A Pool Factor as of the Record Date for the
Distribution Date is 0.33333333
21. The Class B Pool Factor as of the Record Date for the
Distribution Date is 1.00000000
3
22. The Class A Investor Amount after giving effect to
any payments on the Distribution Date is $220,000,000.02
23. The Class A Invested Amount after giving effect to
any payments on the Distribution Date is $220,000,000.02
24. The Class B Investor Amount after giving effect to
any payments on the Distribution Date is $30,000,000.00
25. The Class B Invested Amount after giving effect to
any payments on the Distribution Date is $30,000,000.00
26. The amount, if any, by which the outstanding principal
balance of the Class A Certificates exceeds the Class A
Investor Amount after giving effect to any activity
on the Distribution Date is $0.00
27. The amount, if any, by which the outstanding principal
balance of the Class B Certificates exceeds the Class B
Investor Amount after giving effect to any activity
on the Distribution Date is $0.00
28. The Available Cash Collateral Amount as of the close
of business on the Distribution Date is $15,000,000.00
29. The Collateral Investor Amount as of the close of
business on the Distribution Date is $12,016,460.00
30. The Available Enhancement Amount as of the close of
business on the Distribution Date $27,016,460.00
31. The amount of Interchange with respect to the prior
Monthly Period is $429,372.42
32. The Deficit Controlled Amortization Amount (after giving
effect to any activity on the Distribution Date) is $0.00
33. The percentage by which the Net Portfolio Yield for the prior Monthly
Period exceeds the Base Rate for such Monthly Period is 8.95%
Fleet Bank (RI), National Association as Servicer
/s/ JOHN KIRBY BRAY
By:--------------------------
John Kirby Bray
Executive Vice President and
Chief Financial Officer
4
Series 1994-B daily percentages during the prior Monthly Period
Floating Principal
Allocation Allocation
Percentage Percentage
08/1 - 08/31 1994-B 4.20% 7.41%
DELINQUENT BALANCES
The aggregate outstanding balance of Accounts which are 30, 60, 90, 120, 150
and 180 or more days delinquent as of the end of the prior Monthly Period for
such Payment Date is:
AGGREGATE ACCOUNT BALANCE
(a) 30-59 days: .................... $135,824,184.90
(b) 60-89 days: .................... $92,337,379.07
(c) 90-119 days: ................... $70,925,397.61
(d) 120-149 days: .................. $54,045,516.87
(e) 150-179 days: .................. $45,228,902.40
(f) 180 or more days: .............. $7,205,501.05
----------------
TOTAL $405,566,881.90
Fleet Bank (RI), National Association as Servicer
/s/ JOHN KIRBY BRAY
---------------------------
By: John Kirby Bray
Executive Vice President and
Chief Financial Officer
5
August, 1999
MONTHLY CERTIFICATEHOLDER'S STATEMENT
Fleet Bank (RI), National Association
--------------------------------------------
Fleet Credit Card Master Trust II
SERIES 1995-A
- ------------------------------------------------------------------------------
Under the Amended and Restated Master Pooling and Servicing Agreement dated as
of December 1, 1993 as amended and restated on May 23, 1994 by and between
Fleet Bank (RI), National Association (the "Bank") (successor in interest to
Advanta National Bank ("Advanta")) as Seller and Servicer, and Bankers Trust
Company as Trustee, (the "Trustee") as amended by Amendment Number 1 dated as of
July 1, 1994 between Advanta, as Seller and Servicer and the Trustee,
Amendment Number 2 dated October 6, 1995 between Advanta as Seller and
Servicer, and the Trustee, Amendment Number 3 dated as of February 20, 1998
between the Bank, as Seller and Servicer, and the Trustee, and as further
amended by Amendment Number 4 dated as of May 14, 1999 between the Bank, as
Seller and Servicer, and the Trustee (the "Master Pooling and Servicing
Agreement") as Supplemented by the Series 1995-A Supplement dated as of
January 18, 1995 (the "Supplement") and together with the Master Pooling
and Servicing Agreement (the "Agreement") between the Bank and the Trustee,
the Bank, as Servicer is required to prepare certain information each month
regarding current distributions to all Series 1995-A Certificateholders. This
statement relates to the September 15, 1999 Distribution Date (the
"Distribution Date") and the performance of the Fleet Credit Card Master Trust
II (the "Trust") during the prior Monthly Period (the "Monthly Period").
Certain of the information is presented on the basis of an original principal
amount of $1,000 per Series 1995-A Certificate. Certain other information
is presented based on the aggregate amounts for the Trust as a whole. All
capitalized terms used herein shall have the respective meanings set forth in
the Agreement.
1. The total amount of the distribution on the Payment Date per $1000
original principal amount of Class A Certificates $4.577083
2. The total amount of the distribution on the Payment Date per $1000
original principal amount of Class B Certificates $4.739583
3. The amount of the distribution set forth in paragraph 1 above in
respect of principal, per $1,000 original principal amount of the
Class A Certificates $0.000000
4. The amount of the distribution set forth in paragraph 2 above in
respect of principal, per $1,000 original principal amount of the
Class B Certificates $0.000000
5. The amount of distribution set forth in paragraph 1 above in
respect of interest, per $1,000 principal amount of the Class A
Certificate $4.577083
6. The amount of distribution set forth in paragraph 2 above in
respect of interest, per $1,000 principal amount of the Class B
Certificate $4.739583
6
7. The aggregate amount of Collections of Receivables processed
for the prior Monthly Period which were allocated in respect
of the Series 1995-A Certificates $91,763,687.08
8. The aggregate amount of Collections of Principal Receivables processed
during the prior Monthly Period and allocated in respect
of the Series 1995-A Certificates $79,759,594.92
9. The aggregate amount of Reallocated Principal Collections
with respect to the prior Monthly Period $0.00
10. The aggregate amount of Collections of Finance Charge Receivables
processed during the prior Monthly Period and allocated
in respect of the Class A Certificates $10,252,745.27
11. The aggregate amount of Collections of Finance Charge Receivables
processed during the prior Monthly Period and allocated
in respect of the Class B Certificates $606,721.90
12. The Class A Investor Default Amount for the prior
Monthly Period is $3,550,846.95
13. The Class B Investor Default Amount for the prior
Monthly Period is $210,287.04
14. The aggregate amount of Class A Investor Charge-offs
for the prior Monthly Period is $0.00
15. The aggregate amount of Class B Investor Charge-offs
for the prior Monthly Period is $0.00
16. The aggregate amount of Class A Investor Charge-offs
reimbursed on the Distribution Date is $0.00
17. The aggregate amount of Class B Investor Charge-offs
reimbursed on the Distribution Date is $0.00
18. The amount of the Class A Servicing Fee for the prior
Monthly Period is $997,500.00
19. The amount of the Class B Servicing Fee for the prior
Monthly Period is $58,333.33
20. The Class A Pool Factor as of the Record Date for the
Distribution Date is 1.00000000
21. The Class B Pool Factor as of the Record Date for the
Distribution Date is 1.00000000
7
22. The Class A Investor Amount after giving effect to
any payments on the Distribution Date is $598,500,000.00
23. The Class A Invested Amount after giving effect to
any payments on the Distribution Date is $598,500,000.00
24. The Class B Investor Amount after giving effect to
any payments on the Distribution Date is $35,000,000.00
25. The Class B Invested Amount after giving effect to
any payments on the Distribution Date is $35,000,000.00
26. The amount, if any, by which the outstanding principal
balance of the Class A Certificates exceeds the Class A
Investor Amount after giving effect to any activity
on the Distribution Date is $0.00
27. The amount, if any, by which the outstanding principal
balance of the Class B Certificates exceeds the Class B
Investor Amount after giving effect to any activity
on the Distribution Date is $0.00
28. The Available Cash Collateral Amount as of the close
of business on the Distribution Date is $7,000,000.00
29. The Collateral Investor Amount as of the close of
business on the Distribution Date is $66,500,000.00
30. The Available Enhancement Amount as of the close of
business on the Distribution Date $73,500,000.00
31. The amount of Interchange with respect to the prior
Monthly Period is $729,166.66
32. The Deficit Controlled Amortization Amount (after giving
effect to any activity on the Distribution Date) is $0.00
33. The percentage by which the Net Portfolio Yield for the prior Monthly
Period exceeds the Base Rate for such Monthly Period is 5.91%
8
34. The Net Portfolio Yield for the prior Monthly Period is 13.45%
35. The Base Rate for the Monthly Period is 7.54%
36. The aggregate amount of Principal Receivables as of the
last day of the prior Monthly Period is $9,881,712,766.42
37. The Excess Funding Amount as of the last day of the
prior Monthly Period is $0.00
38. The aggregate amount of Finance Charge Receivables as
of the last day of the prior Monthly Period is $251,511,381.28
Fleet Bank (RI), National Association as Servicer
/s/ JOHN KIRBY BRAY
By:--------------------------
John Kirby Bray
Executive Vice President and
Chief Financial Officer
9
Series 1995-A daily percentages during the prior Monthly Period
Floating Principal
Allocation Allocation
Percentage Percentage
08/1 - 08/31 1995-A 6.92% 6.92%
DELINQUENT BALANCES
The aggregate outstanding balance of Accounts which are 30, 60, 90, 120, 150
and 180 or more days delinquent as of the end of the prior Monthly Period for
such Payment Date is:
AGGREGATE ACCOUNT BALANCE
(a) 30-59 days: .................... $135,824,184.90
(b) 60-89 days: .................... $92,337,379.07
(c) 90-119 days: ................... $70,925,397.61
(d) 120-149 days: .................. $54,045,516.87
(e) 150-179 days: .................. $45,228,902.40
(f) 180 or more days: .............. $7,205,501.05
----------------
TOTAL $405,566,881.90
Fleet Bank (RI), National Association as Servicer
/s/ JOHN KIRBY BRAY
---------------------------
By: John Kirby Bray
Executive Vice President and
Chief Financial Officer
10
August, 1999
MONTHLY CERTIFICATEHOLDER'S STATEMENT
Fleet Bank (RI), National Association
--------------------------------------------
Fleet Credit Card Master Trust II
SERIES 1995-C
- ------------------------------------------------------------------------------
Under the Amended and Restated Master Pooling and Servicing Agreement dated as
of December 1, 1993 as amended and restated on May 23, 1994 by and between
Fleet Bank (RI), National Association (the "Bank") (successor in interest to
Advanta National Bank ("Advanta")) as Seller and Servicer, and Bankers Trust
Company as Trustee, (the "Trustee") as amended by Amendment Number 1 dated as of
July 1, 1994 between Advanta, as Seller and Servicer and the Trustee,
Amendment Number 2 dated October 6, 1995 between Advanta as Seller and
Servicer, and the Trustee, Amendment Number 3 dated as of February 20, 1998
between the Bank, as Seller and Servicer, and the Trustee, and as further
amended by Amendment Number 4 dated as of May 14, 1999 between the Bank, as
Seller and Servicer, and the Trustee (the "Master Pooling and Servicing
Agreement") as Supplemented by the Series 1995-C Supplement dated as of
April 27, 1995 (the "Supplement") and together with the Master Pooling
and Servicing Agreement (the "Agreement") between the Bank and the Trustee,
the Bank, as Servicer is required to prepare certain information each month
regarding current distributions to all Series 1995-C Certificateholders. This
statement relates to the September 15, 1999 Distribution Date (the
"Distribution Date") and the performance of the Fleet Credit Card Master Trust
II (the "Trust") during the prior Monthly Period (the "Monthly Period").
Certain of the information is presented on the basis of an original principal
amount of $1,000 per Series 1995-C Certificate. Certain other information
is presented based on the aggregate amounts for the Trust as a whole. All
capitalized terms used herein shall have the respective meanings set forth in
the Agreement.
1. The total amount of the distribution on the Payment Date per $1000
original principal amount of Class A Certificates $13.656250
2. The total amount of the distribution on the Payment Date per $1000
original principal amount of Class B Certificates $14.014028
3. The amount of the distribution set forth in paragraph 1 above in
respect of principal, per $1,000 original principal amount of the
Class A Certificates $0.000000
4. The amount of the distribution set forth in paragraph 2 above in
respect of principal, per $1,000 original principal amount of the
Class B Certificates $0.000000
5. The amount of distribution set forth in paragraph 1 above in
respect of interest, per $1,000 principal amount of the Class A
Certificate $13.656250
6. The amount of distribution set forth in paragraph 2 above in
respect of interest, per $1,000 principal amount of the Class B
Certificate $14.014028
11
7. The aggregate amount of Collections of Receivables processed
for the prior Monthly Period which were allocated in respect
of the Series 1995-C Certificates $75,337,525.76
8. The aggregate amount of Collections of Principal Receivables processed
during the prior Monthly Period and allocated in respect
of the Series 1995-C Certificates $65,467,413.20
9. The aggregate amount of Reallocated Principal Collections
with respect to the prior Monthly Period $0.00
10. The aggregate amount of Collections of Finance Charge Receivables
processed during the prior Monthly Period and allocated
in respect of the Class A Certificates $8,392,854.34
11. The aggregate amount of Collections of Finance Charge Receivables
processed during the prior Monthly Period and allocated
in respect of the Class B Certificates $590,903.29
12. The Class A Investor Default Amount for the prior
Monthly Period is $2,901,961.21
13. The Class B Investor Default Amount for the prior
Monthly Period is $204,278.84
14. The aggregate amount of Class A Investor Charge-offs
for the prior Monthly Period is $0.00
15. The aggregate amount of Class B Investor Charge-offs
for the prior Monthly Period is $0.00
16. The aggregate amount of Class A Investor Charge-offs
reimbursed on the Distribution Date is $0.00
17. The aggregate amount of Class B Investor Charge-offs
reimbursed on the Distribution Date is $0.00
18. The amount of the Class A Servicing Fee for the prior
Monthly Period is $814,583.33
19. The amount of the Class B Servicing Fee for the prior
Monthly Period is $57,500.00
20. The Class A Pool Factor as of the Record Date for the
Distribution Date is 1.00000000
21. The Class B Pool Factor as of the Record Date for the
Distribution Date is 1.00000000
12
22. The Class A Investor Amount after giving effect to
any payments on the Distribution Date is $488,750,000.00
23. The Class A Invested Amount after giving effect to
any payments on the Distribution Date is $488,750,000.00
24. The Class B Investor Amount after giving effect to
any payments on the Distribution Date is $34,500,000.00
25. The Class B Invested Amount after giving effect to
any payments on the Distribution Date is $34,500,000.00
26. The amount, if any, by which the outstanding principal
balance of the Class A Certificates exceeds the Class A
Investor Amount after giving effect to any activity
on the Distribution Date is $0.00
27. The amount, if any, by which the outstanding principal
balance of the Class B Certificates exceeds the Class B
Investor Amount after giving effect to any activity
on the Distribution Date is $0.00
28. The Available Cash Collateral Amount as of the close
of business on the Distribution Date is $8,625,000.00
29. The Collateral Investor Amount as of the close of
business on the Distribution Date is $51,750,000.00
30. The Available Enhancement Amount as of the close of
business on the Distribution Date $60,375,000.00
31. The amount of Interchange with respect to the prior
Monthly Period is $598,958.33
32. The Deficit Controlled Amortization Amount (after giving
effect to any activity on the Distribution Date) is $0.00
33. The percentage by which the Net Portfolio Yield for the prior Monthly
Period exceeds the Base Rate for such Monthly Period is 6.08%
13
34. The Net Portfolio Yield for the prior Monthly Period is 13.48%
35. The Base Rate for the Monthly Period is 7.40%
36. The aggregate amount of Principal Receivables as of the
last day of the prior Monthly Period is $9,881,712,766.42
37. The Excess Funding Amount as of the last day of the
prior Monthly Period is $0.00
38. The aggregate amount of Finance Charge Receivables as
of the last day of the prior Monthly Period is $251,511,381.28
39. The amount on deposit in the Pre-Funding Account as of
the close of business on the Distribution Date is $0.00
40. The amount on deposit in the Principal Funding Account as of
the close of business on the Distribution Date is $0.00
41. The amount on deposit in the Interest Funding Account as of
the close of business on the Distribution Date is $0.00
42. The amount on deposit in the Reserve Account as of the
close of business on the Distribution Date is $0.00
Fleet Bank (RI), National Association as Servicer
/s/ JOHN KIRBY BRAY
By:--------------------------
John Kirby Bray
Executive Vice President and
Chief Financial Officer
14
Series 1995-C daily percentages during the prior Monthly Period
Floating Principal
Allocation Allocation
Percentage Percentage
08/1 - 08/31 1995-C 5.68% 5.68%
DELINQUENT BALANCES
The aggregate outstanding balance of Accounts which are 30, 60, 90, 120, 150
and 180 or more days delinquent as of the end of the prior Monthly Period for
such Payment Date is:
AGGREGATE ACCOUNT BALANCE
(a) 30-59 days: .................... $135,824,184.90
(b) 60-89 days: .................... $92,337,379.07
(c) 90-119 days: ................... $70,925,397.61
(d) 120-149 days: .................. $54,045,516.87
(e) 150-179 days: .................. $45,228,902.40
(f) 180 or more days: .............. $7,205,501.05
----------------
TOTAL $405,566,881.90
Fleet Bank (RI), National Association as Servicer
/s/ JOHN KIRBY BRAY
---------------------------
By: John Kirby Bray
Executive Vice President and
Chief Financial Officer
15
August, 1999
MONTHLY CERTIFICATEHOLDER'S STATEMENT
Fleet Bank (RI), National Association
-----------------------------------------
Fleet Credit Card
Master Trust II
Series 1995-D
- ------------------------------------------------------------------------------
Under the Amended and Restated Master Pooling and Servicing Agreement dated as
of December 1, 1993 as amended and restated on May 23,1994 by and between
Fleet Bank (RI), National Association (the "Bank") (successor in interest to
Advanta National Bank ("Advanta")) as Seller and Servicer, and Bankers Trust
Company as Trustee (the "Trustee") as amended by Amendment Number 1 dated as
of July 1, 1994 between Advanta, as Seller and Servicer and the Trustee,
Amendment Number 2 dated as of October 6, 1995 between Advanta, as Seller and
Servicer and the Trustee, Amendment Number 3 dated as of February 20, 1998
between the Bank, as Seller and Servicer and the Trustee, and as further
amended by Amendment Number 4 dated as of May 14, 1999 between the Bank, as
Seller and Servicer and the Trustee (the "Master Pooling and Servicing
Agreement") as supplemented by the Series 1995-D Supplement dated
as of July 25, 1995 (the "Supplement") and together with the Master
Pooling and Servicing Agreement (the "Agreement") between the Bank and
the Trustee, the Bank as Servicer is required to prepare certain information
month regarding current distributions to all Series 1995-D
Certificateholders. This statement relates to the September 15, 1999
Distribution Date (the "Distribution Date") and the performance of the
Fleet Credit Card Master Trust II (the "Trust") during the prior Monthly
Period (the "Monthly Period"). Certain of the information is presented on the
basis of an original principal amount of $1,000 per Series 1995-D
Certificate. Certain other information is presented based on the aggregate
amounts for the Trust as a whole. All capitalized terms used herein shall
have the respective meanings set forth in the Master Agreement.
1. The total amount of the distribution on the Payment Date per $1000
original principal amount of Class A Certificates $4.548958
2. The total amount of the distribution on the Payment Date per $1000
original principal amount of Class B Certificates $4.657292
3. The amount of the distribution set forth in paragraph 1
above in respect of principal, per $1,000 original principal
amount of the Class A Certificates $0.000000
4. The amount of the distribution set forth in paragraph 2
above in respect of principal, per $1,000 original principal
amount of the Class B Certificates $0.000000
5. The amount of distribution set forth in paragraph 1 above
in respect of interest, per $1,000 principal amount of the
Class A Certificate $4.548958
6. The amount of distribution set forth in paragraph 2 above
in respect of interest, per $1,000 principal amount of the
Class B Certificate $4.657292
16
7. The aggregate amount of Collections of Receivables processed
for the prior Monthly Period which were allocated in respect
of the Series 1995-D Certificates $78,635,795.71
8. The aggregate amount of Collections of Principal Receivables
processed during the prior Monthly Period and allocated in
respect of the Series 1995-D Certificates $68,348,901.43
9. The aggregate amount of Reallocated Principal Collections
with respect to the prior Monthly Period $0.00
10. The aggregate amount of Collections of Finance Charge Receivables
processed during the prior Monthly Period and allocated
in respect of the Class A Certificates $9,766,846.91
11. The aggregate amount of Collections of Finance Charge Receivables
processed during the prior Monthly Period and allocated
in respect of the Class B Certificates $520,047.37
12. The Class A Investor Default Amount for the prior
Monthly Period is $3,382,617.31
13. The Class B Investor Default Amount for the prior
Monthly Period is $180,246.04
14. The aggregate amount of Class A Investor Charge-offs
for the prior Monthly Period is $0.00
15. The aggregate amount of Class B Investor Charge-offs
for the prior Monthly Period is $0.00
16. The aggregate amount of Class A Investor Charge-offs
reimbursed on such Payment Date is $0.00
17. The aggregate amount of Class B Investor Charge-offs
reimbursed on such Payment Date is $0.00
18. The amount of the Class A Servicing Fee for the prior
Monthly Period is $950,000.00
19. The amount of the Class B Servicing Fee for the prior
Monthly Period is $50,000.00
20. The Class A Pool Factor as of the Record Date for the
Distribution Date is 1.00000000
21. The Class B Pool Factor as of the Record Date for the
Distribution Date is 1.00000000
17
22. The Class A Investor Amount after giving effect to any
payments on the Distribution Date is $570,000,000.00
23. The Class A Invested Amount after giving effect to any
payments on the Distribution Date is $570,000,000.00
24. The Class A-1 Invested Amount after giving effect to any
payments on the Distribution Date is $519,000,000.00
25. The Class A-2 Invested Amount after giving effect to any
payments on the Distribution Date is $51,000,000.00
26. The Class B Investor Amount after giving effect to any
payments on the Distribution Date is $30,000,000.00
27. The Class B Invested Amount after giving effect to any
payments on the Distribution Date is $30,000,000.00
28. The amount, if any, by which the outstanding principal
balance of the Class A Certificates exceeds the Class A
Investor Amount after giving effect to any activity
on the Distribution Date is $0.00
29. The amount, if any, by which the outstanding principal
balance of the Class B Certificates exceeds the Class B
Investor Amount after giving effect to any activity
on the Distribution Date is $0.00
30. The Available Cash Collateral Amount as of the close of
business on the Distribution Date is $12,000,000.00
31. The amount on deposit in the Cash Collateral Account (including
the principal balance of the Class A-2 Certificates as of
the close of business on the Distribution Date $12,000,000.00
32. The amount of Interchange with respect to the prior
Monthly Period is $625,000.00
33. The Deficit Controlled Amortization Amount (after giving
effect to any activity on the Distribution Date) is $0.00
34. The percentage by which the Net Portfolio Yield for the prior Monthly
Period exceeds the Base Rate for such Monthly Period is 5.98%
Fleet Bank (RI), National Association as Servicer
/s/ JOHN KIRBY BRAY
By:---------------------------------------
John Kirby Bray
Executive Vice President and
Chief Financial Officer
18
Series 1995-D daily percentages during the prior Monthly Period
Floating Principal
Allocation Allocation
Percentage Percentage
08/1 - 08/31 1995-D 5.93% 5.93%
DELINQUENT BALANCES
The aggregate outstanding balance of Accounts which are 30, 60, 90, 120, 150
and 180 or more days delinquent as of the end of the prior Monthly Period for
such Payment Date is:
AGGREGATE ACCOUNT BALANCE
(a) 30-59 days: .................... $135,824,184.90
(b) 60-89 days: .................... $92,337,379.07
(c) 90-119 days: ................... $70,925,397.61
(d) 120-149 days: .................. $54,045,516.87
(e) 150-179 days: .................. $45,228,902.40
(f) 180 or more days: .............. $7,205,501.05
----------------
TOTAL $405,566,881.90
Fleet Bank (RI), National Association as Servicer
/s/ JOHN KIRBY BRAY
---------------------------
By: John Kirby Bray
Executive Vice President and
Chief Financial Officer
19
August, 1999
MONTHLY CERTIFICATEHOLDER'S STATEMENT
Fleet Bank (RI), National Association
------------------------------------------
Fleet Credit Card
Master Trust II
Series 1995-F
- ---------------------------------------------------------------------------
Under the Amended and Restated Master Pooling and Servicing Agreement dated as
of December 1, 1993 as amended and restated on May 23, 1994 by and between
Fleet Bank (RI), National Association (the "Bank") (successor in interest to
Advanta National Bank ("Advanta")) as Seller and Servicer and Bankers Trust
Company, as Trustee (the "Trustee"), as amended by Amendment Number 1 dated
as of July 1, 1994 between Advanta as Seller and Servicer, and the Trustee,
Amendment Number 2 dated as of October 6, 1995 between Advanta, as Seller and
Servicer, and the Trustee, Amendment Number 3 dated as of February 20, 1998
between the Bank, as Seller and Servicer, and the Trustee, and as further
amended by Amendment Number 4 dated as of May 14, 1999 between the Bank
as Seller and Servicer, and the Trustee (the "Master Pooling and Servicing
Agreement") as supplemented by the Series 1995-F Supplement dated as of
November 21, 1995 (the "Supplement") and together with the Master
Pooling and Servicing Agreement, (the "Agreement"), among the Bank
and the Trustee. The Bank, as Servicer is required to prepare certain
information each month regarding current distributions to all Series 1995-F
Certificateholders. This statement relates to the September 15, 1999
Distribution Date (the "Distribution Date") and the performance
of the Fleet Credit Card Master Trust II (the "Trust") during
the prior Monthly Period (the "Monthly Period"). Certain of the
information is presented on the basis of an original principal amount of
$1,000 per Series 1995-F Certificate. Certain other information is presented
based on the aggregate amounts for the Trust as a whole. All capitalized terms
used herein shall have the respective meanings set forth in the Agreement.
1. The total amount of the distribution on the Payment Date per $1000
original principal amount of Class A-1 Certificates $5.041667
2. The total amount of the distribution on the Payment Date per $1000
original principal amount of Class A-2 Certificates $4.548958
3. The total amount of the distribution on the Payment Date per $1000
original principal amount of Class B Certificates $4.640625
4. The amount of the distribution set forth in paragraph 1
above in respect of principal, per $1,000 original
principal amount of the Class A-1 Certificates $0.000000
5. The amount of the distribution set forth in paragraph 1
above in respect of principal, per $1,000 original
principal amount of the Class A-2 Certificates $0.000000
6. The amount of the distribution set forth in paragraph 2
above in respect of principal, per $1,000 original
principal amount of the Class B Certificates $0.000000
20
7. The amount of distribution set forth in paragraph 1
above in respect of interest, per $1,000 principal
principal amount of the Class A-1 Certificate $5.041667
8. The amount of distribution set forth in paragraph 1
above in respect of interest, per $1,000 principal
principal amount of the Class A-2 Certificate $4.548958
9. The amount of distribution set forth in paragraph 2
above in respect of interest, per $1,000 principal
principal amount of the Class B Certificate $4.640625
10. The aggregate amount of Collections of Receivables processed
for the prior Monthly Period which were allocated in respect
of the Series 1995-F Certificates $111,389,747.82
11. The aggregate amount of Collections of Principal Receivables
processed during the prior Monthly Period and allocated in
respect of the Series 1995-F Certificates $96,818,005.38
12. The aggregate amount of Reallocated Principal Collections
with respect to the prior Monthly Period $0.00
13. The aggregate amount of Collections of Finance Charge Receivables
processed during the prior Monthly Period and allocated
in respect of the Class A Certificates $12,975,368.06
14. The aggregate amount of Collections of Finance Charge Receivables
processed during the prior Monthly Period and allocated
in respect of the Class B Certificates $763,387.18
15. The Class A Investor Default Amount for the prior
Monthly Period is $4,494,134.54
16. The Class B Investor Default Amount for the prior
Monthly Period is $264,360.86
17. The aggregate amount of Class A Investor Charge-offs
for the prior Monthly Period is $0.00
18. The aggregate amount of Class B Investor Charge-offs
for the prior Monthly Period is $0.00
19. The aggregate amount of Class A Investor Charge-offs
reimbursed on such Payment Date is $0.00
20. The aggregate amount of Class B Investor Charge-offs
reimbursed on such Payment Date is $0.00
21
21. The amount of the Class A Servicing Fee for the prior
Monthly Period is $630,416.66
22. The amount of the Class B Servicing Fee for the prior
Monthly Period is $37,187.50
23. The Class A Pool Factor as of the Record Date for the
Distribution Date is 1.00000000
24. The Class B Pool Factor as of the Record Date for the
Distribution Date is 1.00000000
25. The Class A-1 Investor Amount after giving effect to any
payments on the Distribution Date is $378,250,000.00
26. The Class A-2 Investor Amount after giving effect to any
payments on the Distribution Date is $378,250,000.00
27. The Class A-1 Invested Amount after giving effect to any
payments on the Distribution Date is $378,250,000.00
28. The Class A-2 Invested Amount after giving effect to any
payments on the Distribution Date is $378,250,000.00
29. The Class B Investor Amount after giving effect to any
payments on the Distribution Date is $44,625,000.00
30. The Class B Invested Amount after giving effect to any
payments on the Distribution Date is $44,625,000.00
31. The amount, if any, by which the outstanding principal
balance of the Class A Certificates exceeds the Class A
Investor Amount after giving effect to any activity
on the Distribution Date is $0.00
32. The amount, if any, by which the outstanding principal
balance of the Class B Certificates exceeds the Class B
Investor Amount after giving effect to any activity
on the Distribution Date is $0.00
33. The Available Cash Collateral Amount as of the close of
business on the Distribution Date is $17,000,000.00
34. The Collateral Investor Amount as of the close of business
on the Distribution Date is $48,875,000.00
22
35. The amount on deposit in the Cash Collateral Account as of
the close of business on the Distribution Date is $17,000,000.00
36. The Available Enhancement Amount as of the close of
business on the Distribution Date is $65,875,000.00
37. The amount of Interchange with respect to the prior
Monthly Period is $885,416.68
38. The amount of Servicer Interchange with respect to the
prior Monthly Period is $708,333.33
39. The Deficit Controlled Amortization Amount (after giving
effect to any activity on the Distribution Date) is $0.00
40. The percentage by which the Net Portfolio Yield for the prior Monthly
Period exceeds the Base Rate for such Monthly Period is 5.70%
41. The Net Portfolio Yield for the prior Monthly Period is 13.45%
42. The Base Rate for the Monthly Period is 7.75%
43. The aggregate amount of Principal Receivables as of the
last day of the prior Monthly Period is $9,881,712,766.42
44. The Excess Funding Amount as of the last day of the
prior Monthly Period is $0.00
45. The aggregate amount of Finance Charge Receivables as of
the last day of the prior Monthly Period is $251,511,381.28
Fleet Bank (RI), National Association as Servicer
/s/ JOHN KIRBY BRAY
By:-------------------------------------
John Kirby Bray
Executive Vice President and
Chief Financial Officer
23
Series 1995-F daily percentages during the prior Monthly Period
Floating Principal
Allocation Allocation
Percentage Percentage
08/1 - 08/31 1995-F 8.40% 8.40%
DELINQUENT BALANCES
The aggregate outstanding balance of Accounts which are 30, 60, 90, 120, 150
and 180 or more days delinquent as of the end of the prior Monthly Period for
such Payment Date is:
AGGREGATE ACCOUNT BALANCE
(a) 30-59 days: .................... $135,824,184.90
(b) 60-89 days: .................... $92,337,379.07
(c) 90-119 days: ................... $70,925,397.61
(d) 120-149 days: .................. $54,045,516.87
(e) 150-179 days: .................. $45,228,902.40
(f) 180 or more days: .............. $7,205,501.05
----------------
TOTAL $405,566,881.90
Fleet Bank (RI), National Association as Servicer
/s/ JOHN KIRBY BRAY
---------------------------
By: John Kirby Bray
Executive Vice President and
Chief Financial Officer
24
August, 1999
MONTHLY CERTIFICATEHOLDER'S STATEMENT
Fleet Bank (RI), National Association
-----------------------------------------------
Fleet Credit Card
Series 1995-G
- -------------------------------------------------------------------------------
Under the Amended and Restated Master Pooling and Servicing Agreement dated
as of December 1, 1993, and as amended and restated on May 23,1994 between
Fleet Bank (RI), National Association (the "Bank") (successor in interest to
Advanta National Bank ("Advanta")) as Seller and Servicer, and Bankers Trust
Company as Trustee (the "Trustee") as amended by Amendment Number 1 dated as of
July 1, 1994, by and between Advanta, as Seller and Servicer, and the Trustee,
Amendment Number 2, dated as of October 6, 1995 between Advanta, as Seller and
Servicer and the Trustee, Amendment Number 3 dated as of February 20, 1998
between the Bank, as Seller and Servicer and the Trustee, and as further
amended by Amendment Number 4 dated as of May 14, 1999 between the Bank
as Seller and Servicer and the Trustee (the "Master Pooling and Servicing
Agreement") as supplemented by the Series 1995-G Supplement dated as of
December 15, 1995 (the "Supplement") and together with the Master Pooling
and Servicing Agreement, (the "Agreement"), among the Bank and the Trustee.
The Bank, as Servicer, is required to prepare certain information each month
regarding current distributions to all Series 1995-G
Certificateholders. This statement relates to the September 15, 1999
Distribution Date (the "Distribution Date") and the performance of the Fleet
Credit Card Master Trust II (the "Trust") during the prior Monthly Period (the
"Monthly Period"). Certain of the information is presented on the basis of an
original principal amount of $1,000 per Series 1995-G Certificate. Certain
other information is presented based on the aggregate amounts for the Trust as
a whole. All capitalized terms used herein shall have the respective meanings
set forth in the Agreement.
1. The total amount of the distribution on the Payment Date per $1000
original principal amount of Class A Certificates $4.507292
2. The total amount of the distribution on the Payment Date per $1000
original principal amount of Class B Certificates $4.632292
3. The amount of the distribution set forth in paragraph 1
above in respect of principal, per $1,000 original
principal amount of the Class A Certificates $0.000000
4. The amount of the distribution set forth in paragraph 2
above in respect of principal, per $1,000 original
principal amount of the Class B Certificates $0.000000
5. The amount of distribution set forth in paragraph 1
above in respect of interest, per $1,000 principal
amount of the Class A Certificate $4.507292
6. The amount of distribution set forth in paragraph 2
above in respect of interest, per $1,000 principal
amount of the Class B Certificate $4.632292
25
7. The aggregate amount of Collections of Receivables processed
for the prior Monthly Period which were allocated in
respect of the Series 1995-G Certificates $65,507,904.24
8. The aggregate amount of Collections of Principal Receivables
processed during the prior Monthly Period and allocated in
respect of the Series 1995-G Certificates $56,938,207.93
9. The aggregate amount of Reallocated Principal Collections
with respect to the prior Monthly Period $0.00
10. The aggregate amount of Collections of Finance Charge Receivables
processed during the prior Monthly Period and allocated
in respect of the Class A Certificates $7,407,736.42
11. The aggregate amount of Collections of Finance Charge Receivables
processed during the prior Monthly Period and allocated
in respect of the Class B Certificates $468,563.45
12. The Class A Investor Default Amount for the prior
Monthly Period is $2,565,501.94
13. The Class B Investor Default Amount for the prior
Monthly Period is $162,221.43
14. The Collateral Default Amount for the prior
Monthly Period is $240,328.05
15. The aggregate amount of Class A Investor Charge-offs
for the prior Monthly Period is $0.00
16. The aggregate amount of Class B Investor Charge-offs
for the prior Monthly Period is $0.00
17. The aggregate amount of Collateral Charge-offs for
the prior Monthly Period is $0.00
18. The aggregate amount of Class A Investor Charge-offs
reimbursed on such Payment Date is $0.00
19. The aggregate amount of Class B Investor Charge-offs
reimbursed on such Payment Date is $0.00
20. The aggregate amount of Collateral Charge-offs
reimbursed on such Payment Date is $0.00
26
21. The amount of the Class A Servicing Fee for the prior
Monthly Period is $360,416.66
22. The amount of the Class B Servicing Fee for the prior
Monthly Period is $22,916.66
23. The amount of the Collateral Servicing Fee for the
prior Monthly Period is $33,333.34
24. The Class A Pool Factor as of the Record Date for the
Distribution Date is 1.00000000
25. The Class B Pool Factor as of the Record Date for the
Distribution Date is 1.00000000
26. The Class A Investor Amount after giving effect to any
payments on the Distribution Date is $432,500,000.00
27. The Class A Invested Amount after giving effect to any
payments on the Distribution Date is $432,500,000.00
28. The Class B Investor Amount after giving effect to any
payments on the Distribution Date is $27,500,000.00
29. The Class B Invested Amount after giving effect to any
payments on the Distribution Date is $27,500,000.00
30. The amount, if any, by which the outstanding principal
balance of the Class A Certificates exceeds the Class A
Investor Amount after giving effect to any activity
on the Distribution Date is 0.00
31. The amount, if any, by which the outstanding principal
balance of the Class B Certificates exceeds the Class B
Investor Amount after giving effect to any activity
any activity on the Distribution Date is 0.00
32. The Available Cash Collateral Amount as of the close of
business on the Distribution Date is $10,000,000.00
33. The Collateral Investor Amount as of the close of
business on the Distribution Date is $40,000,000.00
27
34. The amount on deposit in the Cash Collateral Account as of
the close of business on the Distribution Date is $10,000,000.00
35. The Deficit Controlled Amortization Amount (after giving
effect to any activity on the Distribution Date) is $0.00
36. The percentage by which the Net Portfolio Yield for the
prior Monthly Period exceeds the Base Rate for such
Monthly Period is 6.00%
37. The Net Portfolio Yield for the prior Monthly Period is 13.44%
38. The Base Rate for the Monthly Period is 7.44%
39. The amount of Interchange with respect to the prior
Monthly Period is $520,833.33
40. The amount of Servicer Interchange for the prior
Monthly Period is $416,666.67
Fleet Bank (RI), National Association as Servicer
/s/ JOHN KIRBY BRAY
By:------------------------------------------
John Kirby Bray
Executive Vice President and
Chief Financial Officer
28
Series 1995-G daily percentages during the prior Monthly Period
Floating Principal
Allocation Allocation
Percentage Percentage
08/1 - 08/31 1995-G 4.94% 4.94%
DELINQUENT BALANCES
The aggregate outstanding balance of Accounts which are 30, 60, 90, 120, 150
and 180 or more days delinquent as of the end of the prior Monthly Period for
such Payment Date is:
AGGREGATE ACCOUNT BALANCE
(a) 30-59 days: .................... $135,824,184.90
(b) 60-89 days: .................... $92,337,379.07
(c) 90-119 days: ................... $70,925,397.61
(d) 120-149 days: .................. $54,045,516.87
(e) 150-179 days: .................. $45,228,902.40
(f) 180 or more days: .............. $7,205,501.05
----------------
TOTAL $405,566,881.90
Fleet Bank (RI), National Association as Servicer
/s/ JOHN KIRBY BRAY
---------------------------
By: John Kirby Bray
Executive Vice President and
Chief Financial Officer
29
August, 1999
MONTHLY CERTIFICATEHOLDER'S STATEMENT
Fleet Bank (RI), National Association
-------------------------------------------
Fleet Credit Card
Master Trust II
Series 1996-A
- -----------------------------------------------------------------------------
Under the Amended and Restated Master Pooling and Servicing Agreement dated as
of December 31, 1993 as amended and restated on May 23, 1994 by and between
Fleet Bank (RI), National Association (the "Bank") (successor in interest to
Advanta National Bank ("Advanta")) as Seller and Servicer and Bankers Trust
Company, as Trustee (the "Trustee"), as amended by Amendment Number 1 dated as
of July 1, 1994, between Advanta, as Seller and Servicer, and the Trustee,
Amendment Number 2 dated as of October 6, 1995 between Advanta, as Seller and
Servicer, and the Trustee, Amendment Number 3 dated as of February 20, 1998
between the Bank, as Seller and Servicer, and the Trustee, and as further
amended by Amendment Number 4 dated as of May 14, 1999 between the Bank as
Seller and Servicer, and the Trustee (the "Master Pooling and Servicing
Agreement") as supplemented by the Series 1996-A Supplement dated as of
January 18, 1996 (the "Supplement") and together with the Master Pooling
and Servicing Agreement, (the "Agreement"), among the Bank and the Trustee.
The Bank, as Servicer, is required to prepare certain information each month
regarding current distributions to all Series 1996-A Certificateholders.
This statement relates to the September 15, 1999 Distribution Date (the
"Distribution Date") and the performance of the Fleet Credit
Card Master Trust II (the "Trust") during the prior Monthly Period (the
"Monthly Period") Certain of the information is presented on the basis of an
original principal amount of $1,000 per Series 1996-A Certificate. Certain
other information is presented based on the aggregate amounts for the Trust as
a whole. All capitalized terms used herein shall have the respective meanings
set forth in the Master Agreement.
1. The total amount of the distribution on the Payment Date per $1000
original principal amount of Class A-1 Certificates $5.000000
2. The total amount of the distribution on the Payment Date per $1000
original principal amount of Class A-2 Certificates $4.582292
3. The total amount of the distribution on the Payment Date per $1000
original principal amount of Class B Certificates $4.682292
4. The amount of the distribution set forth in paragraph 1
above in respect of principal, per $1,000 original
principal amount of the Class A-1 Certificates $0.000000
5. The amount of the distribution set forth in paragraph 1
above in respect of principal, per $1,000 original
principal amount of the Class A-2 Certificates $0.000000
6. The amount of the distribution set forth in paragraph 2
above in respect of principal, per $1,000 original
principal amount of the Class B Certificates $0.000000
30
7. The amount of distribution set forth in paragraph 1
above in respect of interest, per $1,000 principal
principal amount of the Class A-1 Certificate $5.000000
8. The amount of distribution set forth in paragraph 1
above in respect of interest, per $1,000 principal
principal amount of the Class A-2 Certificate $4.582292
9. The amount of distribution set forth in paragraph 2
above in respect of interest, per $1,000 principal
principal amount of the Class B Certificate $4.682292
10. The aggregate amount of Collections of Receivables processed
for the prior Monthly Period which were allocated in
respect of the Series 1996-A Certificates $65,507,904.29
11. The aggregate amount of Collections of Principal Receivables
processed during the prior Monthly Period and allocated
in respect of the Series 1996-A Certificates $56,938,207.96
12. The aggregate amount of Reallocated Principal Collections
with respect to the prior Monthly Period $0.00
13. The aggregate amount of Collections of Finance Charge
Receivables processed during the prior Monthly Period and
allocated in respect of the Class A Certificates $7,545,894.89
14. The aggregate amount of Collections of Finance Charge
Receivables processed during the prior Monthly Period and
allocated in respect of the Class B Certificates $450,968.09
15. The Class A Investor Default Amount for the prior
Monthly Period is $2,613,567.56
16. The Class B Investor Default Amount for the prior
Monthly Period is $156,213.23
17. The Collateral Default Amount for the prior
Monthly Period is $198,270.64
18. The aggregate amount of Class A Investor Charge-offs
for the prior Monthly Period is $0.00
19. The aggregate amount of Class B Investor Charge-offs
for the prior Monthly Period is $0.00
20. The aggregate amount of Collateral Charge-offs
for the prior Monthly Period is $0.00
21. The aggregate amount of Class A Investor Charge-offs
reimbursed on such Payment Date is $0.00
22. The aggregate amount of Class B Investor Charge-offs
reimbursed on such Payment Date is $0.00
31
23. The aggregate amount of Collateral Charge-offs
reimbursed on such Payment Date is $0.00
24. The amount of the Class A Servicing Fee for the
prior Monthly Period is $183,333.33
25. The amount of the Class B Servicing Fee for the
prior Monthly Period is $10,937.50
26. The amount of the Collateral Servicing Fee for the
prior Monthly Period is $14,062.50
27. The Class A Pool Factor as of the Record Date for the
Distribution Date is 1.00000
28. The Class B Pool Factor as of the Record Date for the
Distribution Date is 1.00000
29. The Class A-1 Investor Amount after giving effect to
any payments on the Distribution Date is $220,000,000.00
30. The Class A-2 Investor Amount after giving effect to
any payments on the Distribution Date is $220,000,000.00
31. The Class A-1 Invested Amount after giving effect to
any payments on the Distribution Date is $220,000,000.00
32. The Class A-2 Invested Amount after giving effect to
any payments on the Distribution Date is $220,000,000.00
33. The Class B Investor Amount after giving effect to
any payments on the Distribution Date is $26,250,000.00
34. The Class B Invested Amount after giving effect to
any payments on the Distribution Date is $26,250,000.00
35. The amount, if any, by which the outstanding principal
balance of the Class A Certificates exceeds the Class A
Investor Amount after giving effect to any activity
on the Distribution Date is $0.00
36. The amount, if any, by which the outstanding principal
balance of the Class B Certificates exceeds the Class B
Investor Amount after giving effect to any activity
on the Distribution Date is $0.00
37. The Available Cash Collateral Amount as of the close of
business on the Distribution Date is $10,000,000.00
38. The Collateral Investor Amount as of the close of
business on the Distribution Date is $33,750,000.00
32
39. The amount on deposit in the Cash Collateral Account as of
the close of business on the Distribution Date is $10,000,000.00
40. The amount of Interchange with respect to the prior
Monthly Period is $520,833.34
41. The amount of Servicer Interchange with respect to
the prior Monthly Period is $416,666.67
42. The Deficit Controlled Amortization Amount (after giving
effect to any activity on the Distribution Date) is $0.00
43. The percentage by which the Net Portfolio Yield for the
prior Monthly Period exceeds the Base Rate for such
Monthly Period is 5.69%
Fleet Bank (RI), National Association as Servicer
/s/ JOHN KIRBY BRAY
By: -----------------------------------
John Kirby Bray
Executive Vice President and
Chief Financial Officer
33
Series 1996-A daily percentages during the prior Monthly Period
Floating Principal
Allocation Allocation
Percentage Percentage
08/1 - 08/31 1996-A 4.94% 4.94%
DELINQUENT BALANCES
The aggregate outstanding balance of Accounts which are 30, 60, 90, 120, 150
and 180 or more days delinquent as of the end of the prior Monthly Period for
such Payment Date is:
AGGREGATE ACCOUNT BALANCE
(a) 30-59 days: .................... $135,824,184.90
(b) 60-89 days: .................... $92,337,379.07
(c) 90-119 days: ................... $70,925,397.61
(d) 120-149 days: .................. $54,045,516.87
(e) 150-179 days: .................. $45,228,902.40
(f) 180 or more days: .............. $7,205,501.05
----------------
TOTAL $405,566,881.90
Fleet Bank (RI), National Association as Servicer
/s/ JOHN KIRBY BRAY
---------------------------
By: John Kirby Bray
Executive Vice President and
Chief Financial Officer
34
August, 1999
MONTHLY CERTIFICATEHOLDER'S STATEMENT
Fleet Bank (RI), National Association
-----------------------------------------------
Fleet Credit Card
Master Trust II
Series 1996-B
- -------------------------------------------------------------------------------
Under the Amended and Restated Master Pooling and Servicing Agreement dated
as of December 1, 1993, and as amended and restated on May 23,1994 between
Fleet Bank (RI), National Association (the "Bank") (successor in interest to
Advanta National Bank ("Advanta")) as Seller and Servicer, and Bankers Trust
Company as Trustee (the "Trustee") as amended by Amendment Number 1 dated as of
July 1, 1994, by and between Advanta, as Seller and Servicer, and the Trustee,
Amendment Number 2, dated as of October 6, 1995 between Advanta, as Seller and
Servicer and the Trustee, Amendment Number 3 dated as of February 20, 1998
between the Bank, as Seller and Servicer and the Trustee, and as further
amended by Amendment Number 4 dated as of May 14, 1999 between the Bank
as Seller and Servicer and the Trustee (the "Master Pooling and Servicing
Agreement") as supplemented by the Series 1996-B Supplement dated as of
March 26, 1996 (the "Supplement") and together with the Master Pooling
and Servicing Agreement, (the "Agreement"), among the Bank and the Trustee.
The Bank, as Servicer, is required to prepare certain information each month
regarding current distributions to all Series 1996-B
Certificateholders. This statement relates to the September 15, 1999
Distribution Date (the "Distribution Date") and the performance of the Fleet
Credit Card Master Trust II (the "Trust") during the prior Monthly Period (the
"Monthly Period"). Certain of the information is presented on the basis of an
original principal amount of $1,000 per Series 1996-B Certificate. Certain
other information is presented based on the aggregate amounts for the Trust as
a whole. All capitalized terms used herein shall have the respective meanings
set forth in the Agreement.
1. The total amount of the distribution on the Payment Date per $1000
original principal amount of Class A Certificates $13.732917
2. The total amount of the distribution on the Payment Date per $1000
original principal amount of Class B Certificates $14.103472
3. The amount of the distribution set forth in paragraph 1
above in respect of principal, per $1,000 original
principal amount of the Class A Certificates $0.000000
4. The amount of the distribution set forth in paragraph 2
above in respect of principal, per $1,000 original
principal amount of the Class B Certificates $0.000000
5. The amount of distribution set forth in paragraph 1
above in respect of interest, per $1,000 principal
amount of the Class A Certificate $13.732917
6. The amount of distribution set forth in paragraph 2
above in respect of interest, per $1,000 principal
amount of the Class B Certificate $14.103472
35
7. The aggregate amount of Collections of Receivables processed
for the prior Monthly Period which were allocated in
respect of the Series 1996-B Certificates $98,283,855.17
8. The aggregate amount of Collections of Principal Receivables
processed during the prior Monthly Period and allocated in
respect of the Series 1996-B Certificates $85,407,311.91
9. The aggregate amount of Reallocated Principal Collections
with respect to the prior Monthly Period $0.00
10. The aggregate amount of Collections of Finance Charge Receivables
processed during the prior Monthly Period and allocated
in respect of the Class A Certificates $11,138,780.19
11. The aggregate amount of Collections of Finance Charge Receivables
processed during the prior Monthly Period and allocated
in respect of the Class B Certificates $712,201.74
12. The Class A Investor Default Amount for the prior
Monthly Period is $3,851,257.01
13. The Class B Investor Default Amount for the prior
Monthly Period is $246,336.25
14. The Collateral Default Amount for the prior
Monthly Period is $354,483.87
15. The aggregate amount of Class A Investor Charge-offs
for the prior Monthly Period is $0.00
16. The aggregate amount of Class B Investor Charge-offs
for the prior Monthly Period is $0.00
17. The aggregate amount of Collateral Charge-offs for
the prior Monthly Period is $0.00
18. The aggregate amount of Class A Investor Charge-offs
reimbursed on such Payment Date is $0.00
19. The aggregate amount of Class B Investor Charge-offs
reimbursed on such Payment Date is $0.00
20. The aggregate amount of Collateral Charge-offs
reimbursed on such Payment Date is $0.00
36
21. The amount of the Class A Servicing Fee for the prior
Monthly Period is $270,312.50
22. The amount of the Class B Servicing Fee for the prior
Monthly Period is $17,187.50
23. The amount of the Collateral Servicing Fee for the
prior Monthly Period is $25,000.00
24. The Class A Pool Factor as of the Record Date for the
Distribution Date is 1.00000000
25. The Class B Pool Factor as of the Record Date for the
Distribution Date is 1.00000000
26. The Class A Investor Amount after giving effect to any
payments on the Distribution Date is $648,750,000.00
27. The Class A Invested Amount after giving effect to any
payments on the Distribution Date is $648,750,000.00
28. The Class B Investor Amount after giving effect to any
payments on the Distribution Date is $41,250,000.00
29. The Class B Invested Amount after giving effect to any
payments on the Distribution Date is $41,250,000.00
30. The amount, if any, by which the outstanding principal
balance of the Class A Certificates exceeds the Class A
Investor Amount after giving effect to any activity
on the Distribution Date is 0.00
31. The amount, if any, by which the outstanding principal
balance of the Class B Certificates exceeds the Class B
Investor Amount after giving effect to any activity
any activity on the Distribution Date is 0.00
32. The Available Cash Collateral Amount as of the close of
business on the Distribution Date is $15,000,000.00
33. The Collateral Investor Amount as of the close of
business on the Distribution Date is $60,000,000.00
37
34. The amount on deposit in the Cash Collateral Account as of
the close of business on the Distribution Date is $15,000,000.00
35. The Deficit Controlled Amortization Amount (after giving
effect to any activity on the Distribution Date) is $0.00
36. The percentage by which the Net Portfolio Yield for the
prior Monthly Period exceeds the Base Rate for such
Monthly Period is 6.04%
37. The Net Portfolio Yield for the prior Monthly Period is 13.48%
38. The Base Rate for the Monthly Period is 7.44%
39. The amount of Interchange with respect to the prior
Monthly Period is $781,250.00
40. The amount of Servicer Interchange for the prior
Monthly Period is $625,000.00
41. The amount on deposit in the Principal Funding Account as of
the close of business on the Distribution Date is $0.00
42. The amount on deposit in the Interest Funding Account as of
the close of business on the Distribution Date is $0.00
43. The amount on deposit in the Reserve Account as of the
close of business on the Distribution Date is $0.00
Fleet Bank (RI), National Association as Servicer
/s/ JOHN KIRBY BRAY
By:------------------------------------------
John Kirby Bray
Executive Vice President and
Chief Financial Officer
38
Series 1996-B daily percentages during the prior Monthly Period
Floating Principal
Allocation Allocation
Percentage Percentage
08/1 - 08/31 1996-B 7.41% 7.41%
DELINQUENT BALANCES
The aggregate outstanding balance of Accounts which are 30, 60, 90, 120, 150
and 180 or more days delinquent as of the end of the prior Monthly Period for
such Payment Date is:
AGGREGATE ACCOUNT BALANCE
(a) 30-59 days: .................... $135,824,184.90
(b) 60-89 days: .................... $92,337,379.07
(c) 90-119 days: ................... $70,925,397.61
(d) 120-149 days: .................. $54,045,516.87
(e) 150-179 days: .................. $45,228,902.40
(f) 180 or more days: .............. $7,205,501.05
----------------
TOTAL $405,566,881.90
Fleet Bank (RI), National Association as Servicer
/s/ JOHN KIRBY BRAY
---------------------------
By: John Kirby Bray
Executive Vice President and
Chief Financial Officer
39
August, 1999
MONTHLY CERTIFICATEHOLDER'S STATEMENT
Fleet Bank (RI), National Association
-----------------------------------------------
Fleet Credit Card
Master Trust II
Series 1996-C
- -------------------------------------------------------------------------------
Under the Amended and Restated Master Pooling and Servicing Agreement dated
as of December 1, 1993, and as amended and restated on May 23,1994 between
Fleet Bank (RI), National Association (the "Bank") (successor in interest to
Advanta National Bank ("Advanta")) as Seller and Servicer, and Bankers Trust
Company as Trustee (the "Trustee") as amended by Amendment Number 1 dated as of
July 1, 1994, by and between Advanta, as Seller and Servicer, and the Trustee,
Amendment Number 2, dated as of October 6, 1995 between Advanta, as Seller and
Servicer and the Trustee, Amendment Number 3 dated as of February 20, 1998
between the Bank, as Seller and Servicer and the Trustee, and as further
amended by Amendment Number 4 dated as of May 14, 1999 between the Bank
as Seller and Servicer and the Trustee (the "Master Pooling and Servicing
Agreement") as supplemented by the Series 1996-C Supplement dated as of
May 13, 1996 (the "Supplement") and together with the Master Pooling
and Servicing Agreement, (the "Agreement"), among the Bank and the Trustee.
The Bank, as Servicer, is required to prepare certain information each month
regarding current distributions to all Series 1996-C
Certificateholders. This statement relates to the September 15, 1999
Distribution Date (the "Distribution Date") and the performance of the Fleet
Credit Card Master Trust II (the "Trust") during the prior Monthly Period (the
"Monthly Period"). Certain of the information is presented on the basis of an
original principal amount of $1,000 per Series 1996-C Certificate. Certain
other information is presented based on the aggregate amounts for the Trust as
a whole. All capitalized terms used herein shall have the respective meanings
set forth in the Agreement.
1. The total amount of the distribution on the Payment Date per $1000
original principal amount of Class A Certificates $13.451806
2. The total amount of the distribution on the Payment Date per $1000
original principal amount of Class B Certificates $13.784028
3. The amount of the distribution set forth in paragraph 1
above in respect of principal, per $1,000 original
principal amount of the Class A Certificates $0.000000
4. The amount of the distribution set forth in paragraph 2
above in respect of principal, per $1,000 original
principal amount of the Class B Certificates $0.000000
5. The amount of distribution set forth in paragraph 1
above in respect of interest, per $1,000 principal
amount of the Class A Certificate $13.451806
6. The amount of distribution set forth in paragraph 2
above in respect of interest, per $1,000 principal
amount of the Class B Certificate $13.784028
40
7. The aggregate amount of Collections of Receivables processed
for the prior Monthly Period which were allocated in
respect of the Series 1996-C Certificates $91,785,668.23
8. The aggregate amount of Collections of Principal Receivables
processed during the prior Monthly Period and allocated in
respect of the Series 1996-C Certificates $79,759,594.85
9. The aggregate amount of Reallocated Principal Collections
with respect to the prior Monthly Period $0.00
10. The aggregate amount of Collections of Finance Charge Receivables
processed during the prior Monthly Period and allocated
in respect of the Class A Certificates $10,409,396.62
11. The aggregate amount of Collections of Finance Charge Receivables
processed during the prior Monthly Period and allocated
in respect of the Class B Certificates $660,456.45
12. The Class A Investor Default Amount for the prior
Monthly Period is $3,598,912.56
13. The Class B Investor Default Amount for the prior
Monthly Period is $228,311.65
14. The Collateral Default Amount for the prior
Monthly Period is $330,451.07
15. The aggregate amount of Class A Investor Charge-offs
for the prior Monthly Period is $0.00
16. The aggregate amount of Class B Investor Charge-offs
for the prior Monthly Period is $0.00
17. The aggregate amount of Collateral Charge-offs for
the prior Monthly Period is $0.00
18. The aggregate amount of Class A Investor Charge-offs
reimbursed on such Payment Date is $0.00
19. The aggregate amount of Class B Investor Charge-offs
reimbursed on such Payment Date is $0.00
20. The aggregate amount of Collateral Charge-offs
reimbursed on such Payment Date is $0.00
41
21. The amount of the Class A Servicing Fee for the prior
Monthly Period is $252,291.67
22. The amount of the Class B Servicing Fee for the prior
Monthly Period is $16,041.67
23. The amount of the Collateral Servicing Fee for the
prior Monthly Period is $23,333.33
24. The Class A Pool Factor as of the Record Date for the
Distribution Date is 1.00000000
25. The Class B Pool Factor as of the Record Date for the
Distribution Date is 1.00000000
26. The Class A Investor Amount after giving effect to any
payments on the Distribution Date is $605,500,000.00
27. The Class A Invested Amount after giving effect to any
payments on the Distribution Date is $605,500,000.00
28. The Class B Investor Amount after giving effect to any
payments on the Distribution Date is $38,500,000.00
29. The Class B Invested Amount after giving effect to any
payments on the Distribution Date is $38,500,000.00
30. The amount, if any, by which the outstanding principal
balance of the Class A Certificates exceeds the Class A
Investor Amount after giving effect to any activity
on the Distribution Date is 0.00
31. The amount, if any, by which the outstanding principal
balance of the Class B Certificates exceeds the Class B
Investor Amount after giving effect to any activity
any activity on the Distribution Date is 0.00
32. The Available Cash Collateral Amount as of the close of
business on the Distribution Date is $14,000,000.00
33. The Collateral Investor Amount as of the close of
business on the Distribution Date is $56,000,000.00
42
34. The amount on deposit in the Cash Collateral Account as of
the close of business on the Distribution Date is $14,000,000.00
35. The Deficit Controlled Amortization Amount (after giving
effect to any activity on the Distribution Date) is $0.00
36. The percentage by which the Net Portfolio Yield for the
prior Monthly Period exceeds the Base Rate for such
Monthly Period is 6.19%
37. The Net Portfolio Yield for the prior Monthly Period is 13.49%
38. The Base Rate for the Monthly Period is 7.30%
39. The amount of Interchange with respect to the prior
Monthly Period is $729,166.67
40. The amount of Servicer Interchange for the prior
Monthly Period is $583,333.33
41. The amount on deposit in the Principal Funding Account as of
the close of business on the Distribution Date is $0.00
42. The amount on deposit in the Interest Funding Account as of
the close of business on the Distribution Date is $0.00
43. The amount on deposit in the Reserve Account as of the
close of business on the Distribution Date is $0.00
Fleet Bank (RI), National Association as Servicer
/s/ JOHN KIRBY BRAY
By:------------------------------------------
John Kirby Bray
Executive Vice President and
Chief Financial Officer
43
Series 1996-C daily percentages during the prior Monthly Period
Floating Principal
Allocation Allocation
Percentage Percentage
08/1 - 08/31 1996-C 6.92% 6.92%
DELINQUENT BALANCES
The aggregate outstanding balance of Accounts which are 30, 60, 90, 120, 150
and 180 or more days delinquent as of the end of the prior Monthly Period for
such Payment Date is:
AGGREGATE ACCOUNT BALANCE
(a) 30-59 days: .................... $135,824,184.90
(b) 60-89 days: .................... $92,337,379.07
(c) 90-119 days: ................... $70,925,397.61
(d) 120-149 days: .................. $54,045,516.87
(e) 150-179 days: .................. $45,228,902.40
(f) 180 or more days: .............. $7,205,501.05
----------------
TOTAL $405,566,881.90
Fleet Bank (RI), National Association as Servicer
/s/ JOHN KIRBY BRAY
---------------------------
By: John Kirby Bray
Executive Vice President and
Chief Financial Officer
44
August, 1999
MONTHLY CERTIFICATEHOLDER'S STATEMENT
Fleet Bank (RI), National Association
-----------------------------------------------
Fleet Credit Card
Master Trust II
Series 1996-D
- -------------------------------------------------------------------------------
Under the Amended and Restated Master Pooling and Servicing Agreement dated
as of December 1, 1993, and as amended and restated on May 23,1994 between
Fleet Bank (RI), National Association (the "Bank") (successor in interest to
Advanta National Bank ("Advanta")) as Seller and Servicer, and Bankers Trust
Company as Trustee (the "Trustee") as amended by Amendment Number 1 dated as of
July 1, 1994, by and between Advanta, as Seller and Servicer, and the Trustee,
Amendment Number 2, dated as of October 6, 1995 between Advanta, as Seller and
Servicer and the Trustee, Amendment Number 3 dated as of February 20, 1998
between the Bank, as Seller and Servicer and the Trustee, and as further
amended by Amendment Number 4 dated as of May 14, 1999 between the Bank
as Seller and Servicer and the Trustee (the "Master Pooling and Servicing
Agreement") as supplemented by the Series 1996-D Supplement dated as of
June 18, 1996 (the "Supplement") and together with the Master Pooling
and Servicing Agreement, (the "Agreement"), among the Bank and the Trustee.
The Bank, as Servicer, is required to prepare certain information each month
regarding current distributions to all Series 1996-D
Certificateholders. This statement relates to the September 15, 1999
Distribution Date (the "Distribution Date") and the performance of the Fleet
Credit Card Master Trust II (the "Trust") during the prior Monthly Period (the
"Monthly Period"). Certain of the information is presented on the basis of an
original principal amount of $1,000 per Series 1996-D Certificate. Certain
other information is presented based on the aggregate amounts for the Trust as
a whole. All capitalized terms used herein shall have the respective meanings
set forth in the Agreement.
1. The total amount of the distribution on the Payment Date per $1000
original principal amount of Class A Certificates $4.515625
2. The total amount of the distribution on the Payment Date per $1000
original principal amount of Class B Certificates $4.640625
3. The amount of the distribution set forth in paragraph 1
above in respect of principal, per $1,000 original
principal amount of the Class A Certificates $0.000000
4. The amount of the distribution set forth in paragraph 2
above in respect of principal, per $1,000 original
principal amount of the Class B Certificates $0.000000
5. The amount of distribution set forth in paragraph 1
above in respect of interest, per $1,000 principal
amount of the Class A Certificate $4.515625
6. The amount of distribution set forth in paragraph 2
above in respect of interest, per $1,000 principal
amount of the Class B Certificate $4.640625
45
7. The aggregate amount of Collections of Receivables processed
for the prior Monthly Period which were allocated in
respect of the Series 1996-D Certificates $91,763,687.04
8. The aggregate amount of Collections of Principal Receivables
processed during the prior Monthly Period and allocated in
respect of the Series 1996-D Certificates $79,759,594.85
9. The aggregate amount of Reallocated Principal Collections
with respect to the prior Monthly Period $0.00
10. The aggregate amount of Collections of Finance Charge Receivables
processed during the prior Monthly Period and allocated
in respect of the Class A Certificates $10,390,382.89
11. The aggregate amount of Collections of Finance Charge Receivables
processed during the prior Monthly Period and allocated
in respect of the Class B Certificates $659,247.48
12. The Class A Investor Default Amount for the prior
Monthly Period is $3,598,912.56
13. The Class B Investor Default Amount for the prior
Monthly Period is $228,311.65
14. The Collateral Default Amount for the prior
Monthly Period is $330,451.07
15. The aggregate amount of Class A Investor Charge-offs
for the prior Monthly Period is $0.00
16. The aggregate amount of Class B Investor Charge-offs
for the prior Monthly Period is $0.00
17. The aggregate amount of Collateral Charge-offs for
the prior Monthly Period is $0.00
18. The aggregate amount of Class A Investor Charge-offs
reimbursed on such Payment Date is $0.00
19. The aggregate amount of Class B Investor Charge-offs
reimbursed on such Payment Date is $0.00
20. The aggregate amount of Collateral Charge-offs
reimbursed on such Payment Date is $0.00
46
21. The amount of the Class A Servicing Fee for the prior
Monthly Period is $252,291.67
22. The amount of the Class B Servicing Fee for the prior
Monthly Period is $16,041.67
23. The amount of the Collateral Servicing Fee for the
prior Monthly Period is $23,333.33
24. The Class A Pool Factor as of the Record Date for the
Distribution Date is 1.00000000
25. The Class B Pool Factor as of the Record Date for the
Distribution Date is 1.00000000
26. The Class A Investor Amount after giving effect to any
payments on the Distribution Date is $605,500,000.00
27. The Class A Invested Amount after giving effect to any
payments on the Distribution Date is $605,500,000.00
28. The Class B Investor Amount after giving effect to any
payments on the Distribution Date is $38,500,000.00
29. The Class B Invested Amount after giving effect to any
payments on the Distribution Date is $38,500,000.00
30. The amount, if any, by which the outstanding principal
balance of the Class A Certificates exceeds the Class A
Investor Amount after giving effect to any activity
on the Distribution Date is 0.00
31. The amount, if any, by which the outstanding principal
balance of the Class B Certificates exceeds the Class B
Investor Amount after giving effect to any activity
any activity on the Distribution Date is 0.00
32. The Available Cash Collateral Amount as of the close of
business on the Distribution Date is $14,000,000.00
33. The Collateral Investor Amount as of the close of
business on the Distribution Date is $56,000,000.00
47
34. The amount on deposit in the Cash Collateral Account as of
the close of business on the Distribution Date is $14,000,000.00
35. The Deficit Controlled Amortization Amount (after giving
effect to any activity on the Distribution Date) is $0.00
36. The percentage by which the Net Portfolio Yield for the
prior Monthly Period exceeds the Base Rate for such
Monthly Period is 5.98%
37. The Net Portfolio Yield for the prior Monthly Period is 13.45%
38. The Base Rate for the Monthly Period is 7.47%
39. The amount of Interchange with respect to the prior
Monthly Period is $729,166.67
40. The amount of Servicer Interchange for the prior
Monthly Period is $583,333.33
Fleet Bank (RI), National Association as Servicer
/s/ JOHN KIRBY BRAY
By:------------------------------------------
John Kirby Bray
Executive Vice President and
Chief Financial Officer
48
Series 1996-D daily percentages during the prior Monthly Period
Floating Principal
Allocation Allocation
Percentage Percentage
08/1 - 08/31 1996-D 6.92% 6.92%
DELINQUENT BALANCES
The aggregate outstanding balance of Accounts which are 30, 60, 90, 120, 150
and 180 or more days delinquent as of the end of the prior Monthly Period for
such Payment Date is:
AGGREGATE ACCOUNT BALANCE
(a) 30-59 days: .................... $135,824,184.90
(b) 60-89 days: .................... $92,337,379.07
(c) 90-119 days: ................... $70,925,397.61
(d) 120-149 days: .................. $54,045,516.87
(e) 150-179 days: .................. $45,228,902.40
(f) 180 or more days: .............. $7,205,501.05
----------------
TOTAL $405,566,881.90
Fleet Bank (RI), National Association as Servicer
/s/ JOHN KIRBY BRAY
---------------------------
By: John Kirby Bray
Executive Vice President and
Chief Financial Officer
49
August, 1999
MONTHLY CERTIFICATEHOLDER'S STATEMENT
Fleet Bank (RI), National Association
-----------------------------------------------
Fleet Credit Card
Master Trust II
Series 1996-E
- -------------------------------------------------------------------------------
Under the Amended and Restated Master Pooling and Servicing Agreement dated
as of December 1, 1993, and as amended and restated on May 23,1994 between
Fleet Bank (RI), National Association (the "Bank") (successor in interest to
Advanta National Bank ("Advanta")) as Seller and Servicer, and Bankers Trust
Company as Trustee (the "Trustee") as amended by Amendment Number 1 dated as of
July 1, 1994, by and between Advanta, as Seller and Servicer, and the Trustee,
Amendment Number 2, dated as of October 6, 1995 between Advanta, as Seller and
Servicer and the Trustee, Amendment Number 3 dated as of February 20, 1998
between the Bank, as Seller and Servicer and the Trustee, and as further
amended by Amendment Number 4 dated as of May 14, 1999 between the Bank
as Seller and Servicer and the Trustee (the "Master Pooling and Servicing
Agreement") as supplemented by the Series 1996-E Supplement dated as of
November 1, 1996 (the "Supplement") and together with the Master Pooling
and Servicing Agreement, (the "Agreement"), among the Bank and the Trustee.
The Bank, as Servicer, is required to prepare certain information each month
regarding current distributions to all Series 1996-E
Certificateholders. This statement relates to the September 15, 1999
Distribution Date (the "Distribution Date") and the performance of the Fleet
Credit Card Master Trust II (the "Trust") during the prior Monthly Period (the
"Monthly Period"). Certain of the information is presented on the basis of an
original principal amount of $1,000 per Series 1996-E Certificate. Certain
other information is presented based on the aggregate amounts for the Trust as
a whole. All capitalized terms used herein shall have the respective meanings
set forth in the Agreement.
1. The total amount of the distribution on the Payment Date per $1000
original principal amount of Class A Certificates $4.473958
2. The total amount of the distribution on the Payment Date per $1000
original principal amount of Class B Certificates $4.665625
3. The amount of the distribution set forth in paragraph 1
above in respect of principal, per $1,000 original
principal amount of the Class A Certificates $0.000000
4. The amount of the distribution set forth in paragraph 2
above in respect of principal, per $1,000 original
principal amount of the Class B Certificates $0.000000
5. The amount of distribution set forth in paragraph 1
above in respect of interest, per $1,000 principal
amount of the Class A Certificate $4.473958
6. The amount of distribution set forth in paragraph 2
above in respect of interest, per $1,000 principal
amount of the Class B Certificate $4.665625
50
7. The aggregate amount of Collections of Receivables processed
for the prior Monthly Period which were allocated in
respect of the Series 1996-E Certificates $65,507,904.24
8. The aggregate amount of Collections of Principal Receivables
processed during the prior Monthly Period and allocated in
respect of the Series 1996-E Certificates $56,938,207.93
9. The aggregate amount of Reallocated Principal Collections
with respect to the prior Monthly Period $0.00
10. The aggregate amount of Collections of Finance Charge Receivables
processed during the prior Monthly Period and allocated
in respect of the Class A Certificates $7,407,736.42
11. The aggregate amount of Collections of Finance Charge Receivables
processed during the prior Monthly Period and allocated
in respect of the Class B Certificates $468,563.45
12. The Class A Investor Default Amount for the prior
Monthly Period is $2,565,501.94
13. The Class B Investor Default Amount for the prior
Monthly Period is $162,221.43
14. The Collateral Default Amount for the prior
Monthly Period is $240,328.05
15. The aggregate amount of Class A Investor Charge-offs
for the prior Monthly Period is $0.00
16. The aggregate amount of Class B Investor Charge-offs
for the prior Monthly Period is $0.00
17. The aggregate amount of Collateral Charge-offs for
the prior Monthly Period is $0.00
18. The aggregate amount of Class A Investor Charge-offs
reimbursed on such Payment Date is $0.00
19. The aggregate amount of Class B Investor Charge-offs
reimbursed on such Payment Date is $0.00
20. The aggregate amount of Collateral Charge-offs
reimbursed on such Payment Date is $0.00
51
21. The amount of the Class A Servicing Fee for the prior
Monthly Period is $180,208.33
22. The amount of the Class B Servicing Fee for the prior
Monthly Period is $11,458.33
23. The amount of the Collateral Servicing Fee for the
prior Monthly Period is $16,666.67
24. The Class A Pool Factor as of the Record Date for the
Distribution Date is 1.00000000
25. The Class B Pool Factor as of the Record Date for the
Distribution Date is 1.00000000
26. The Class A Investor Amount after giving effect to any
payments on the Distribution Date is $432,500,000.00
27. The Class A Invested Amount after giving effect to any
payments on the Distribution Date is $432,500,000.00
28. The Class B Investor Amount after giving effect to any
payments on the Distribution Date is $27,500,000.00
29. The Class B Invested Amount after giving effect to any
payments on the Distribution Date is $27,500,000.00
30. The amount, if any, by which the outstanding principal
balance of the Class A Certificates exceeds the Class A
Investor Amount after giving effect to any activity
on the Distribution Date is 0.00
31. The amount, if any, by which the outstanding principal
balance of the Class B Certificates exceeds the Class B
Investor Amount after giving effect to any activity
any activity on the Distribution Date is 0.00
32. The Available Cash Collateral Amount as of the close of
business on the Distribution Date is $10,000,000.00
33. The Collateral Investor Amount as of the close of
business on the Distribution Date is $40,000,000.00
52
34. The amount on deposit in the Cash Collateral Account as of
the close of business on the Distribution Date is $10,000,000.00
35. The Deficit Controlled Amortization Amount (after giving
effect to any activity on the Distribution Date) is $0.00
36. The percentage by which the Net Portfolio Yield for the
prior Monthly Period exceeds the Base Rate for such
Monthly Period is 6.03%
37. The Net Portfolio Yield for the prior Monthly Period is 13.44%
38. The Base Rate for the Monthly Period is 7.41%
39. The amount of Interchange with respect to the prior
Monthly Period is $520,833.33
40. The amount of Servicer Interchange for the prior
Monthly Period is $416,666.67
Fleet Bank (RI), National Association as Servicer
/s/ JOHN KIRBY BRAY
By:------------------------------------------
John Kirby Bray
Executive Vice President and
Chief Financial Officer
53
Series 1996-E daily percentages during the prior Monthly Period
Floating Principal
Allocation Allocation
Percentage Percentage
08/1 - 08/31 1996-E 4.94% 4.94%
DELINQUENT BALANCES
The aggregate outstanding balance of Accounts which are 30, 60, 90, 120, 150
and 180 or more days delinquent as of the end of the prior Monthly Period for
such Payment Date is:
AGGREGATE ACCOUNT BALANCE
(a) 30-59 days: .................... $135,824,184.90
(b) 60-89 days: .................... $92,337,379.07
(c) 90-119 days: ................... $70,925,397.61
(d) 120-149 days: .................. $54,045,516.87
(e) 150-179 days: .................. $45,228,902.40
(f) 180 or more days: .............. $7,205,501.05
----------------
TOTAL $405,566,881.90
Fleet Bank (RI), National Association as Servicer
/s/ JOHN KIRBY BRAY
---------------------------
By: John Kirby Bray
Executive Vice President and
Chief Financial Officer
54
August, 1999
MONTHLY CERTIFICATEHOLDER'S STATEMENT
Fleet Bank (RI), National Association
-----------------------------------------------
Fleet Credit Card
Master Trust II
Series 1998-A
- -------------------------------------------------------------------------------
Under the Amended and Restated Master Pooling and Servicing Agreement dated
as of December 1, 1993, and as amended and restated on May 23,1994 between
Fleet Bank (RI), National Association (the "Bank") (successor in interest to
Advanta National Bank ("Advanta")) as Seller and Servicer, and Bankers Trust
Company as Trustee (the "Trustee") as amended by Amendment Number 1 dated as of
July 1, 1994, by and between Advanta, as Seller and Servicer, and the Trustee,
Amendment Number 2, dated as of October 6, 1995 between Advanta, as Seller and
Servicer and the Trustee, Amendment Number 3 dated as of February 20, 1998
between the Bank, as Seller and Servicer and the Trustee, and as further
amended by Amendment Number 4 dated as of May 14, 1999 between the Bank
as Seller and Servicer and the Trustee (the "Master Pooling and Servicing
Agreement") as supplemented by the Series 1998-A Supplement dated as of
February 6, 1998 (the "Supplement") and together with the Master Pooling
and Servicing Agreement, (the "Agreement"), among the Bank and the Trustee.
The Bank, as Servicer, is required to prepare certain information each month
regarding current distributions to all Series 1998-A
Certificateholders. This statement relates to the September 15, 1999
Distribution Date (the "Distribution Date") and the performance of the Fleet
Credit Card Master Trust II (the "Trust") during the prior Monthly Period (the
"Monthly Period"). Certain of the information is presented on the basis of an
original principal amount of $1,000 per Series 1998-A Certificate. Certain
other information is presented based on the aggregate amounts for the Trust as
a whole. All capitalized terms used herein shall have the respective meanings
set forth in the Agreement.
1. The total amount of the distribution on the Payment Date per $1000
original principal amount of Class A Certificates $4.423958
2. The total amount of the distribution on the Payment Date per $1000
original principal amount of Class B Certificates $4.590625
3. The amount of the distribution set forth in paragraph 1
above in respect of principal, per $1,000 original
principal amount of the Class A Certificates $0.000000
4. The amount of the distribution set forth in paragraph 2
above in respect of principal, per $1,000 original
principal amount of the Class B Certificates $0.000000
5. The amount of distribution set forth in paragraph 1
above in respect of interest, per $1,000 principal
amount of the Class A Certificate $4.423958
6. The amount of distribution set forth in paragraph 2
above in respect of interest, per $1,000 principal
amount of the Class B Certificate $4.590625
55
7. The aggregate amount of Collections of Receivables processed
for the prior Monthly Period which were allocated in
respect of the Series 1998-A Certificates $150,773,422.04
8. The aggregate amount of Collections of Principal Receivables
processed during the prior Monthly Period and allocated in
respect of the Series 1998-A Certificates $131,050,085.86
9. The aggregate amount of Reallocated Principal Collections
with respect to the prior Monthly Period $0.00
10. The aggregate amount of Collections of Finance Charge Receivables
processed during the prior Monthly Period and allocated
in respect of the Class A Certificates $16,566,298.93
11. The aggregate amount of Collections of Finance Charge Receivables
processed during the prior Monthly Period and allocated
in respect of the Class B Certificates $1,474,769.59
12. The Class A Investor Default Amount for the prior
Monthly Period is $5,737,832.21
13. The Class B Investor Default Amount for the prior
Monthly Period is $510,697.11
14. The Collateral Default Amount for the prior
Monthly Period is $582,795.52
15. The aggregate amount of Class A Investor Charge-offs
for the prior Monthly Period is $0.00
16. The aggregate amount of Class B Investor Charge-offs
for the prior Monthly Period is $0.00
17. The aggregate amount of Collateral Charge-offs for
the prior Monthly Period is $0.00
18. The aggregate amount of Class A Investor Charge-offs
reimbursed on such Payment Date is $0.00
19. The aggregate amount of Class B Investor Charge-offs
reimbursed on such Payment Date is $0.00
20. The aggregate amount of Collateral Charge-offs
reimbursed on such Payment Date is $0.00
56
21. The amount of the Class A Servicing Fee for the prior
Monthly Period is $1,610,000.00
22. The amount of the Class B Servicing Fee for the prior
Monthly Period is $143,750.00
23. The amount of the Collateral Servicing Fee for the
prior Monthly Period is $162,916.67
24. The Class A Pool Factor as of the Record Date for the
Distribution Date is 1.00000000
25. The Class B Pool Factor as of the Record Date for the
Distribution Date is 1.00000000
26. The Class A Investor Amount after giving effect to any
payments on the Distribution Date is $966,000,000.00
27. The Class A Invested Amount after giving effect to any
payments on the Distribution Date is $966,000,000.00
28. The Class B Investor Amount after giving effect to any
payments on the Distribution Date is $86,250,000.00
29. The Class B Invested Amount after giving effect to any
payments on the Distribution Date is $86,250,000.00
30. The amount, if any, by which the outstanding principal
balance of the Class A Certificates exceeds the Class A
Investor Amount after giving effect to any activity
on the Distribution Date is 0.00
31. The amount, if any, by which the outstanding principal
balance of the Class B Certificates exceeds the Class B
Investor Amount after giving effect to any activity
any activity on the Distribution Date is 0.00
32. The Available Cash Collateral Amount as of the close of
business on the Distribution Date is $28,750,000.00
33. The Collateral Investor Amount as of the close of
business on the Distribution Date is $97,750,000.00
57
34. The amount on deposit in the Cash Collateral Account as of
the close of business on the Distribution Date is $28,750,000.00
35. The Deficit Controlled Amortization Amount (after giving
effect to any activity on the Distribution Date) is $0.00
36. The percentage by which the Net Portfolio Yield for the
prior Monthly Period exceeds the Base Rate for such
Monthly Period is 6.07%
37. The Net Portfolio Yield for the prior Monthly Period is 13.45%
38. The Base Rate for the Monthly Period is 7.38%
39. The amount of Interchange with respect to the prior
Monthly Period is $1,197,916.67
40. The amount on deposit in the Principal Funding Account as of
the close of business on the Distribution Date is $0.00
41. The amount on deposit in the Pre-Funding Account as of
the close of business on the Distribution Date is $0.00
Fleet Bank (RI), National Association as Servicer
/s/ JOHN KIRBY BRAY
By:------------------------------------------
John Kirby Bray
Executive Vice President and
Chief Financial Officer
58
Series 1998-A daily percentages during the prior Monthly Period
Floating Principal
Allocation Allocation
Percentage Percentage
08/1 - 08/31 1998-A 11.37% 11.37%
DELINQUENT BALANCES
The aggregate outstanding balance of Accounts which are 30, 60, 90, 120, 150
and 180 or more days delinquent as of the end of the prior Monthly Period for
such Payment Date is:
AGGREGATE ACCOUNT BALANCE
(a) 30-59 days: .................... $135,824,184.90
(b) 60-89 days: .................... $92,337,379.07
(c) 90-119 days: ................... $70,925,397.61
(d) 120-149 days: .................. $54,045,516.87
(e) 150-179 days: .................. $45,228,902.40
(f) 180 or more days: .............. $7,205,501.05
----------------
TOTAL $405,566,881.90
Fleet Bank (RI), National Association as Servicer
/s/ JOHN KIRBY BRAY
---------------------------
By: John Kirby Bray
Executive Vice President and
Chief Financial Officer
59
August, 1999
MONTHLY CERTIFICATEHOLDER'S STATEMENT
Fleet Bank (RI), National Association
-----------------------------------------
Fleet Credit Card Master Trust II
Series 1999-A
- ----------------------------------------------------------------------------
Under the Amended and Restated Master Pooling and Servicing Agreement dated
as of December 1, 1993, (as amended and restated on May 23, 1994, and as
amended by Amendment Number 1, dated as of July 1, 1994, Amendment Number 2,
dated as of October 6, 1995, Amendment Number 3, dated as of February 20,
1998, and as further amended by Amendment Number 4 dated as of May 14, 1999
and as assigned by Advanta National Bank ("Advanta") to Fleet Bank (RI),
National Association (the "Bank") pursuant to an Assignment and Assumption
Agreement, dated as of February 20, 1998, among Advanta National Bank, the
Bank, Fleet Credit Card, LLC, and Bankers Trust Company, as trustee, the
"Amended and Restated Pooling and Servicing Agreement") between the Bank,
as seller (in such capacity, together with its predecessors as sellers
during such period as any such predecessors were sellers, the "Seller") and
servicer (in such capacity, the "Servicer") and Bankers Trust Company, as
trustee (the "Trustee"), as supplemented by the Series 1999-A Supplement,
dated as of March 23, 1999, by and between the Bank, as Seller and Servicer,
and the Trustee. The Bank, as Servicer, is required to prepare certain
information each month regarding current distributions to all Series
1999-A Certificateholders. This statement relates to the September 15, 19
Distribution Date (the "Distribution Date") and the performance of the Fleet
Credit Card Master Trust II (the "Trust") during the prior Monthly Period
(the "Monthly Period"). Certain of the information is presented on the basis
of an original principal amount of $1,000 per Series 1999-A Certificate.
Certain other information is presented based on the aggregate amounts for
the Trust as a whole. All capitalized terms used herein shall have the
respective meanings set forth in the Agreement.
1. The total amount of the distribution on the Distribution Date per $1000
original principal amount of Class A Certificates $4.482292
2. The total amount of the distribution on the Distribution Date per $1000
original principal amount of Class B Certificates $4.665625
3. The amount of the distribution set forth in paragraph 1 above in
respect of principal per $1,000 original principal amount of the
Class A Certificates $0.000000
4. The amount of the distribution set forth in paragraph 2 above in
respect of principal per $1,000 original principal amount of the
Class B Certificates $0.000000
5. The amount of distribution set forth in paragraph 1 above in respect
of interest per $1,000 original principal amount of the Class A
Certificates $4.482292
6. The amount of distribution set forth in paragraph 2 above in respect
of interest per $1,000 original principal amount of the Class B
Certificates $4.665625
60
7. The aggregate amount of Collections of Receivables processed
for the prior Monthly Period which were allocated in respect of the
Series 1999-A $78,635,795.73
8. The aggregate amount of Collections of Principal Receivables processed
during the prior Monthly Period and allocated in respect of the
Series 1999-A $68,348,901.44
9. The aggregate amount of Reallocated Principal Collections with respect
to the prior Monthly Period $0.00
10. The aggregate amount of Collections of Finance Charge Receivables
processed during the prior Monthly Period and allocated in respect of
the Class A Certificates $8,535,026.52
11. The aggregate amount of Collections of Finance Charge Receivables
processed during the prior Monthly Period and allocated in respect of
the Class B Certificates $780,071.02
12. The Class A Investor Default Amount for the prior
Monthly Period is $2,956,035.02
13. The Class B Investor Default Amount for the prior
Monthly Period is $270,369.06
14. The Class C Investor Default Amount for the prior
Monthly Period is $336,459.27
15. The aggregate amount of Class A Investor Charge-offs for the prior
Monthly Period is $0.00
16. The aggregate amount of Class B Investor Charge-offs for the prior
Period is $0.00
17. The aggregate amount of Class C Charge-offs for the prior Monthly
Period is $0.00
18. The aggregate amount of Class A Investor Charge-offs reimbursed on
the Distribution Date is $0.00
19. The aggregate amount of Class B Investor Charge-offs reimbursed on
the Distribution Date is $0.00
20. The aggregate amount of Class C Charge-offs reimbursed on
the Distribution Date is $0.00
61
21. The amount of the Class A Servicing Fee for the prior Monthly
Period is $830,000.00
22. The amount of the Class B Servicing Fee for the prior Monthly
Period is $75,000.00
23. The amount of the Class C Servicing Fee for the prior Monthly
Period is $95,000.00
24. The Class A Investor Amount after giving effect to any payments
on the Distribution Date is $498,000,000.00
25. The Class A Invested Amount after giving effect to any payments
on the Distribution Date is $498,000,000.00
26. The Class B Investor Amount after giving effect to any payments
on the Distribution Date is $45,000,000.00
27. The Class B Invested Amount after giving effect to any payments
on the Distribution Date is $45,000,000.00
28. The amount, if any, by which the outstanding principal balance of the
Class A Certificates exceeds the Class A Investor Amount after giving
effect to any activity on the Distribution Date is 0.00
29. The amount, if any, by which the outstanding principal balance of the
Class B Certificates exceeds the Class B Investor Amount after giving
effect to any activity on the Distribution Date is 0.00
30. The Available Cash Collateral Amount as of the close of business
on the Distribution Date is $9,000,000.00
31. The Class C Invested Amount as of the close of business on the
Distribution Date is $57,000,000.00
32. The amount on deposit in the Cash Collateral Account as of the close
of business on the Distribution Date is $9,000,000.00
33. The amount on deposit in the Principal Funding Account as of the close
of business on the Distribution Date is 0.00
62
34. The amount on deposit in the Reserve Account as of the close of
business on the Distribution Date is 0.00
35. The amount by which the Net Portfolio Yield for the prior Monthly
Period exceeds the Base Rate for such Monthly Period 5.97%
36. The Net Portfolio Yield for the prior Monthly Period is 13.45%
37. The Base Rate for the Prior Monthly Period is 7.48%
38. The amount of Interchange with respect to the prior
Monthly Period is $625,000.00
39. The Deficit Controlled Accumulation Amount (after giving effect to any
activity on the Distribution Date) $0.00
FLEET BANK (RI), NATIONAL ASSOCIATION,
as Servicer
/s/ JOHN KIRBY BRAY
By:----------------------------------
John Kirby Bray
Executive Vice President and
Chief Financial Officer
63
Series 1999-A daily percentages during the prior Monthly Period
Floating Principal
Allocation Allocation
Percentage Percentage
08/1 - 08/31 1999-A 5.93% 5.93%
DELINQUENT BALANCES
The aggregate outstanding balance of Accounts which are 30, 60, 90, 120, 150
and 180 or more days delinquent as of the end of the prior Monthly Period for
such Payment Date is:
AGGREGATE ACCOUNT BALANCE
(a) 30-59 days: .................... $135,824,184.90
(b) 60-89 days: .................... $92,337,379.07
(c) 90-119 days: ................... $70,925,397.61
(d) 120-149 days: .................. $54,045,516.87
(e) 150-179 days: .................. $45,228,902.40
(f) 180 or more days: .............. $7,205,501.05
----------------
TOTAL $405,566,881.90
Fleet Bank (RI), National Association as Servicer
/s/ JOHN KIRBY BRAY
---------------------------
By: John Kirby Bray
Executive Vice President and
Chief Financial Officer
64
August, 1999
MONTHLY CERTIFICATEHOLDER'S STATEMENT
Fleet Bank (RI), National Association
----------------------------------------
Fleet Credit Card Master Trust II
Series 1999-B
- ------------------------------------------------------------------------------
Under the Amended and Restated Master Pooling and Servicing Agreement dated as
of December 1, 1993, (as amended and restated on May 23, 1994, and as amended
by Amendment Number 1, dated as of July 1, 1994, Amendment Number 2, dated as
of October 6, 1995, Amendment Number 3, dated as of February 20, 1998, and as
further amended by Amendment Number 4 dated as of May 14, 1999 and as assigned
by Advanta National Bank ("Advanta") to Fleet Bank (RI), National Association
(the "Bank") pursuant to an Assignment and Assumption Agreement, dated as of
February 20, 1998, among Advanta, the Bank, Fleet Credit Card, LLC, and Bankers
Trust Company, as trustee, the, "Amended and Restated Pooling and Servicing
Agreement") between the Bank, as seller (in such capacity, together with its
predecessors as sellers during such period as any such predecessors were
sellers, the "Seller") and servicer (in such capacity, the "Servicer") and
Bankers Trust Company, as trustee (the "Trustee"), as supplemented by the
Series 1999-B Supplement, dated as of July 22, 1999, by and
between the Bank, as Seller and Servicer, and the Trustee. The Bank, as
Servicer, is required to prepare certain information each month regarding the
current distributions to all Series 1999-B Certificateholders. This statement
relates to the September 15, 1999 Distribution Date (the "Distribution Date")
and the performance of the Fleet Credit Card Master Trust II (the "Trust")
during the prior monthly period (the "Monthly Period"). Certain of the
information is presented on the basis of an original principal amount of $1,000
per Series 1999-B Certificate. Certain other information is presented based
on the aggregate amounts for the Trust as a whole. All capitalized terms used
herein shall have the respective meanings set forth in the Agreement.
1. The total amount of the distribution on the Distribution Date per $1000
original principal amount of Class A Certificates $8.287553
2. The total amount of the distribution on the Distribution Date per $1000
original principal amount of Class B Certificates $8.577831
3. The amount of the distribution set forth in paragraph 1 above in
respect of principal per $1,000 original principal amount of the
Class A Certificates $0.000000
4. The amount of the distribution set forth in paragraph 2 above in
respect of principal per $1,000 original principal amount of the
Class B Certificates $0.000000
5. The amount of distribution set forth in paragraph 1 above in respect
of interest per $1,000 original principal amount of the Class A
Certificates $8.287553
6. The amount of distribution set forth in paragraph 2 above in respect
of interest per $1,000 original principal amount of the Class B
Certificates $8.577831
65
7. The aggregate amount of Collections of Receivables processed
for the prior Monthly Period which were allocated in respect of the
Series 1999-B $83,940,943.40
8. The aggregate amount of Collections of Principal Receivables processed
during the prior Monthly Period and allocated in respect of the
Series 1999-B $73,003,924.40
9. The aggregate amount of Reallocated Principal Collections with respect
to the prior Monthly Period $0.00
10. The aggregate amount of Collections of Finance Charge Receivables
processed during the prior Monthly Period and allocated in respect of
the Class A Certificates $9,076,050.38
11. The aggregate amount of Collections of Finance Charge Receivables
processed during the prior Monthly Period and allocated in respect of
the Class B Certificates $819,608.76
12. The Class A Investor Default Amount for the prior
Monthly Period is $2,900,813.72
13. The Class B Investor Default Amount for the prior
Monthly Period is $261,893.27
14. The Collateral Investor Default Amount for the prior
Monthly Period is $332,784.35
15. The aggregate amount of Class A Investor Charge-offs for the prior
Monthly Period is $0.00
16. The aggregate amount of Class B Investor Charge-offs for the prior
Monthly Period is $0.00
17. The aggregate amount of Collateral Investor Charge-offs for the
prior Monthly Period is $0.00
18. The aggregate amount of Class A Investor Charge-offs reimbursed on
the Distribution Date is $0.00
19. The aggregate amount of Class B Investor Charge-offs reimbursed on
the Distribution Date is $0.00
20. The aggregate amount of Collateral Investor Charge-offs reimbursed
on the Distribution Date is $0.00
66
21. The amount of the Class A Servicing Fee for the prior Monthly
Period is $348,600.00
22. The amount of the Class B Servicing Fee for the prior Monthly
Period is $31,500.00
23. The amount of the Collateral Servicing Fee for the prior Monthly
Period is $39,900.00
24. The Class A Investor Amount after giving effect to any payments
on the Distribution Date is $415,000,000.00
25. The Class A Invested Amount after giving effect to any payments
on the Distribution Date is $415,000,000.00
26. The Class B Investor Amount after giving effect to any payments
on the Distribution Date is $37,500,000.00
27. The Class B Invested Amount after giving effect to any payments
on the Distribution Date is $37,500,000.00
28. The amount, if any, by which the outstanding principal balance of the
Class A Certificates exceeds the Class A Investor Amount after giving
effect to any activity on the Distribution Date is 0.00
29. The amount, if any, by which the outstanding principal balance of the
Class B Certificates exceeds the Class B Investor Amount after giving
effect to any activity on the Distribution Date is 0.00
30. The Available Cash Collateral Amount as of the close of business
on the Distribution Date is $7,500,000.00
31. The Collateral Invested Amount as of the close of business on
the Distribution Date is $47,500,000.00
32. The amount on deposit in the Cash Collateral Account as of the close
of business on the Distribution Date is $7,500,000.00
33. The amount on deposit in the Principal Funding Account as of the
close of business on the Distribution Date is 0.00
67
34. The amount on deposit in the Reserve Account as of the close of
business on the Distribution Date is 0.00
35. The amount by which the Net Portfolio Yield for the prior Monthly
Period exceeds the Base Rate for such Monthly Period 6.92%
36. The Net Portfolio Yield for the prior Monthly Period is 13.25%
37. The Base Rate for the Prior Monthly Period is 6.33%
38. The amount of Interchange with respect to the prior
Monthly Period is $711,805.55
39. The Deficit Controlled Accumulation Amount (after giving effect to any
activity on the Distribution Date) $0.00
FLEET BANK (RI), NATIONAL ASSOCIATION,
as Servicer
/s/ JOHN KIRBY BRAY
By:---------------------------------
John Kirby Bray
Executive Vice President and
Chief Financial Officer
68
Series 1999-B daily percentages during the prior Monthly Period
Floating Principal
Allocation Allocation
Percentage Percentage
08/1 - 08/31 1999-B 4.94% 4.94%
DELINQUENT BALANCES
The aggregate outstanding balance of Accounts which are 30, 60, 90, 120, 150
and 180 or more days delinquent as of the end of the prior Monthly Period for
such Payment Date is:
AGGREGATE ACCOUNT BALANCE
(a) 30-59 days: .................... $135,824,184.90
(b) 60-89 days: .................... $92,337,379.07
(c) 90-119 days: ................... $70,925,397.61
(d) 120-149 days: .................. $54,045,516.87
(e) 150-179 days: .................. $45,228,902.40
(f) 180 or more days: .............. $7,205,501.05
----------------
TOTAL $405,566,881.90
Fleet Bank (RI), National Association as Servicer
/s/ JOHN KIRBY BRAY
---------------------------
By: John Kirby Bray
Executive Vice President and
Chief Financial Officer