Exhibit 21 SYMONS INTERNATIONAL GROUP, INC. ----------- | | ------100%----------------|-------100%----------------| | (crop insurance) (nonstandard automobile | | insurance) | IGF Holdings, Inc. GGS Management ------------------ Holdings, Inc. | -------------- | | | | | | IGF Insurance Company GGS Management, Inc. --------------------- -------------------- | | | |------------------------------------| | | | | Pafco General Superior Insurance Insurance Company Company ----------------- ------- | | | |---------------------------| | | Superior American Superior Guaranty Insurance Company Insurance Commpany ----------------- ------------------