<ARTICLE> 9 <LEGEND> This schedule contains summary financial information extracted from the June 30, 1996, 10-Q and is qualified in its entirety by reference to such financial statements. </LEGEND> <CIK> 0000926039 <NAME> LIFE BANCORP, INC. <MULTIPLIER> 1,000 <CURRENCY> U.S.DOLLARS <PERIOD-TYPE> 6-MOS <FISCAL-YEAR-END> DEC-31-1996 <PERIOD-START> JAN-01-1996 <PERIOD-END> JUN-30-1996 <EXCHANGE-RATE> 1.000 <CASH> 8,343 <INT-BEARING-DEPOSITS> 3,091 <FED-FUNDS-SOLD> 0 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 462,182 <INVESTMENTS-CARRYING> 154,238 <INVESTMENTS-MARKET> 153,000 <LOANS> 568,024 <ALLOWANCE> 9,505 <TOTAL-ASSETS> 1,240,520 <DEPOSITS> 705,796 <SHORT-TERM> 366,681 <LIABILITIES-OTHER> 13,336 <LONG-TERM> 5,989 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 101 <OTHER-SE> 148,617 <TOTAL-LIABILITIES-AND-EQUITY> 1,240,520 <INTEREST-LOAN> 23,213 <INTEREST-INVEST> 1,468 <INTEREST-OTHER> 19,790 <INTEREST-TOTAL> 44,471 <INTEREST-DEPOSIT> 17,081 <INTEREST-EXPENSE> 27,719 <INTEREST-INCOME-NET> 16,752 <LOAN-LOSSES> (4) <SECURITIES-GAINS> 0 <EXPENSE-OTHER> 9,455 <INCOME-PRETAX> 8,843 <INCOME-PRE-EXTRAORDINARY> 8,843 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 5,278 <EPS-PRIMARY> 0.53 <EPS-DILUTED> 0.53 <YIELD-ACTUAL> 2.94 <LOANS-NON> 1,767 <LOANS-PAST> 0 <LOANS-TROUBLED> 2,520 <LOANS-PROBLEM> 0 <ALLOWANCE-OPEN> 4,438 <CHARGE-OFFS> 309 <RECOVERIES> 188 <ALLOWANCE-CLOSE> 9,505 <ALLOWANCE-DOMESTIC> 0 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 9,505