<ARTICLE> 9 <LEGEND> This schedule contains summary financial information extracted from the March 31, 1997 10-Q and is qualified in its entirety by reference to such financial statements. </LEGEND> <CIK> 0000926039 <NAME> Life Bancorp, Inc. <MULTIPLIER> 1,000 <CURRENCY> U.S. Dollars <PERIOD-TYPE> 3-MOS <FISCAL-YEAR-END> DEC-31-1997 <PERIOD-START> JAN-01-1997 <PERIOD-END> MAR-31-1997 <EXCHANGE-RATE> 1.00 <CASH> 8,401 <INT-BEARING-DEPOSITS> 2,728 <FED-FUNDS-SOLD> 0 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 574,168 <INVESTMENTS-CARRYING> 133,034 <INVESTMENTS-MARKET> 132,120 <LOANS> 638,872 <ALLOWANCE> 9,992 <TOTAL-ASSETS> 1,407,861 <DEPOSITS> 738,709 <SHORT-TERM> 499,553 <LIABILITIES-OTHER> 13,148 <LONG-TERM> 4,652 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 98 <OTHER-SE> 151,701 <TOTAL-LIABILITIES-AND-EQUITY> 1,407,861 <INTEREST-LOAN> 13,273 <INTEREST-INVEST> 672 <INTEREST-OTHER> 11,512 <INTEREST-TOTAL> 25,457 <INTEREST-DEPOSIT> 9,212 <INTEREST-EXPENSE> 16,426 <INTEREST-INCOME-NET> 9,031 <LOAN-LOSSES> 270 <SECURITIES-GAINS> 986 <EXPENSE-OTHER> 4,589 <INCOME-PRETAX> 5,951 <INCOME-PRE-EXTRAORDINARY> 5,951 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 3,456 <EPS-PRIMARY> 0.36 <EPS-DILUTED> 0.36 <YIELD-ACTUAL> 2.66 <LOANS-NON> 3,815 <LOANS-PAST> 0 <LOANS-TROUBLED> 2,429 <LOANS-PROBLEM> 10,226 <ALLOWANCE-OPEN> 9,656 <CHARGE-OFFS> 117 <RECOVERIES> 183 <ALLOWANCE-CLOSE> 9,992 <ALLOWANCE-DOMESTIC> 0 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 9,992