<ARTICLE> 9 <LEGEND> This schedule contains summary financial information extracted from the September 30, 1997, 10-Q and is qualified in its entirety by reference to such financial statements. </LEGEND> <CIK> 0000926039 <NAME> Life Bancorp, Inc. <MULTIPLIER> 1,000 <CURRENCY> U.S. Dollars <PERIOD-TYPE> 9-MOS <FISCAL-YEAR-END> DEC-31-1997 <PERIOD-START> JAN-01-1997 <PERIOD-END> SEP-30-1997 <EXCHANGE-RATE> 1.00 <CASH> 17,072 <INT-BEARING-DEPOSITS> 0 <FED-FUNDS-SOLD> 0 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 652,495 <INVESTMENTS-CARRYING> 119,841 <INVESTMENTS-MARKET> 120,872 <LOANS> 645,192 <ALLOWANCE> 8,639 <TOTAL-ASSETS> 1,486,357 <DEPOSITS> 740,839 <SHORT-TERM> 568,885 <LIABILITIES-OTHER> 13,177 <LONG-TERM> 4,176 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 98 <OTHER-SE> 159,182 <TOTAL-LIABILITIES-AND-EQUITY> 1,486,357 <INTEREST-LOAN> 41,047 <INTEREST-INVEST> 2,272 <INTEREST-OTHER> 35,632 <INTEREST-TOTAL> 78,951 <INTEREST-DEPOSIT> 28,303 <INTEREST-EXPENSE> 51,373 <INTEREST-INCOME-NET> 27,578 <LOAN-LOSSES> (122) <SECURITIES-GAINS> 1,246 <EXPENSE-OTHER> 13,907 <INCOME-PRETAX> 17,410 <INCOME-PRE-EXTRAORDINARY> 17,410 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 10,087 <EPS-PRIMARY> 1.06 <EPS-DILUTED> 1.04 <YIELD-ACTUAL> 2.64 <LOANS-NON> 3,349 <LOANS-PAST> 0 <LOANS-TROUBLED> 1,532 <LOANS-PROBLEM> 4,500 <ALLOWANCE-OPEN> 9,656 <CHARGE-OFFS> 1,629 <RECOVERIES> 734 <ALLOWANCE-CLOSE> 8,639 <ALLOWANCE-DOMESTIC> 0 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 8,639