EXHIBIT 99 For Further Information Contact: Steve Khoshabe, President & Chief Executive Officer, United Financial Mortgage Corp., 815 Commerce Drive, Suite 100, Oak Brook, IL 60523, (630) 571-7222, Fax: (630) 571-2623, sk@ufmc.com Dave Gentry, Aurelius Consulting Group, Inc. 200 St. Andrews Boulevard, Suite 1808, Winter Park, FL 32792, (407) 644-4256, Fax: (407) 644-0758, Aurelius@cfl.rr.com FOR IMMEDIATE RELEASE: United Financial Mortgage Corp. Announces Closing of Portland Mortgage Company Acquisition Oak Brook, IL, May 6, 2003 -- United Financial Mortgage Corp. (Amex: UFM or "the Company") announced today that it has consummated the acquisition of Portland Mortgage Company ("Portland Mortgage"). Portland Mortgage is a privately held mortgage banker with 58 full-time employees engaged in both wholesale and retail residential lending. Portland Mortgage operates four branches in Oregon and two in southwest Washington State. Steve Khoshabe, President and CEO of UFM, stated, "This acquisition comes with a superb management team. I look forward to working with them as we expand our wholesale and retail lending business into the Northwestern United States." The acquisition is non-dilutive and immediately accretive to UFM's earnings. For the year ended December 31, 2002, Portland Mortgage originated $476 million in mortgage loans and had revenues of approximately $8 million. Through three-quarters ending January 31st, 2003, UFM had revenues of $33,005,872 with earnings of .72 per diluted share. Ron Rudy, the founder of Portland Mortgage, will remain in his current role as president of Portland Mortgage, a division of United Financial Mortgage Corp. About United Financial Mortgage United Financial Mortgage Corp. is a national mortgage banker principally engaged in originating retail and wholesale mortgages for single-family residences of one to four units. The Company is headquartered in Oak Brook, Illinois and has offices in several other states. The Company's web site (www.ufmc.com) allows consumers to get information on the many different types of mortgage loans offered by the Company, calculate mortgage payments, and apply online for a mortgage. This press release may contain forward-looking statements that involve risks and uncertainties that could cause actual results to differ materially from the statements contained herein. Such risks and uncertainties include, but are not limited to, changes in the performance of the financial markets, changes in the demand for and market acceptance of the Company's products, changes in the mortgage lending industry or changes in general economic conditions, including interest rates, the impact of competition, changes in the value of real estate, the ability to maintain and increase sources of funding, and other risks disclosed from time to time in the Company's SEC reports and filings.