UNITED STATES
                      SECURITIES AND EXCHANGE COMMISSION
                           Washington, D. C. 20549



                                   FORM 8-K


                                CURRENT REPORT
    Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934


       Date of Report (Date of earliest event reported) March 9, 2004


                       UNITED FINANCIAL MORTGAGE CORP.
            ------------------------------------------------------
            (Exact name of registrant as specified in its charter)



             ILLINOIS                001-14127              36-3440533
 -------------------------------    -----------         -------------------
 (State or other jurisdiction of    (Commission           (IRS Employer
         incorporation)             File Number)        Identification No.)


          815 Commerce Drive,  Suite 100, Oak Brook, Illinois 60523
          ---------------------------------------------------------
                   (Address of principal executive offices)


      Registrant's telephone number, including area code: (630) 571-7222

                               Not Applicable
        --------------------------------------------------------------
        (Former name or former address, if changed since last report.)



 Item 9.  Regulation FD Disclosure.

      On March 11, 2004, United Financial Mortgage Corp. (the "Company")
 issued a press release regarding the Company's entering into a strategic
 alliance with a vendor.  A copy of the press release is attached hereto as
 Exhibit 99.1.

 Note: the information in this report  (including the exhibits) is  furnished
 pursuant to Item 9 and shall not be deemed to be "filed" for the purposes of
 Section 18 of the  Securities Exchange Act of  1934 or otherwise subject  to
 the liabilities of that section, or incorporated by reference in any  filing
 under the Securities Act of 1933, as amended, or the Exchange Act, except as
 shall be expressly set  forth by specific reference  in such a filing.  This
 report will  not  be  deemed a  determination  or  an admission  as  to  the
 materiality of  any  information  in  the report  that  is  required  to  be
 disclosed solely by Regulation FD.


 Item 12.  Results of Operation and Financial Condition.

      On March 9, 2004, United Financial Mortgage Corp. (the "Company")
 issued a press release regarding the Company's earnings for the quarter and
 nine months ended January 31, 2004.  A copy of the press release is attached
 hereto as Exhibit 99.2.


                                  SIGNATURES

      Pursuant to the requirements of the Securities Exchange Act of 1934,
 the registrant has duly caused this report to be signed on its behalf by the
 undersigned hereto duly authorized.

                                    United Financial Mortgage Corp.

 March 12, 2004                     /s/ Steve Y. Khoshabe
                                    -------------------------------------
                                    Steve Y. Khoshabe
                                    President and Chief Executive Officer