UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 10-Q/A
[X] QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF
THE SECURITIES EXCHANGE ACT OF 1934
For the Quarterly Period ended July 31, 2004
OR
[ ] TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE
SECURITIES EXCHANGE ACT OF 1934
For transition period from __________ to __________
Commission File Number 001-14127
UNITED FINANCIAL MORTGAGE CORP.
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(Exact name of Registrant as specified in its charter)
Illinois 36-3440533
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(State or other jurisdiction of (I.R.S. Employer Identification No.)
incorporation or organization)
815 Commerce Drive, Suite 100
Oak Brook, Illinois 60523
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(Address of principal executive offices) (Zip Code)
Registrant's telephone number including area code: (630) 571-7222
Indicate by check mark whether the Registrant (1) has filed all reports
required to be filed by Section 13 or 15(d) of the Securities Exchange Act
of 1934 during the preceding 12 months (or for such shorter period that the
Registrant was required to file such reports), and (2) has been subject to
such filing requirements for the past 90 days. Yes X No .
Indicate by check mark whether the Registrant is an accelerated filer
(as defined in Rule 12b-2 of the Exchange Act). Yes No X .
Indicate the number of shares outstanding of each of the Issuer's class
of common stock as of the latest practicable date.
20,000,000 shares of Common Stock, no par value, were authorized, and
5,965,143 shares of Common Stock were issued and outstanding, as of
September 13, 2004.
UNITED FINANCIAL MORTGAGE CORP.
Form 10-Q/A Quarterly Report
Table of Contents
Page
Number
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PART II
Item 6 Exhibits and Reports on Form 8-K 3
Form 10-Q/A Signatures 3
EXPLANATORY NOTE
This Amendment to the registrant's Quarterly report on Form 10-Q for the
period ending July 31, 2004 is being filed solely to include the text of
the Exhibits 3.2 (i), 10.29, 10.30 and 10.31 which were omitted from the
Registrant's filing with the Commission on September 14, 2004. No revisions
have been made to the Registrant's financial statements or any other
disclosure contained in such Quarterly Report.
PART II
ITEM 6. EXHIBITS AND REPORTS ON FORM 8-K
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the
Registrant has duly caused this report to be signed on its behalf by the
undersigned thereunto duly authorized.
UNITED FINANCIAL MORTGAGE CORP.
(Registrant)
Date: September 17, 2004 By: /s/ Steve Y. Khoshabe
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Steve Y. Khoshabe
President and Chief Executive Officer
By: /s/ Robert L. Hiatt
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Robert L. Hiatt
Chief Financial Officer
INDEX TO EXHIBITS
3.1 Amended and Restated Articles of Incorporation of United
Financial Mortgage Corp. as amended (filed as an exhibit to the
Company's Registration Statement on Form SB-2 filed on May 14,
1997 and incorporated herein by reference).
3.2(i) Bylaws of United Financial Mortgage Corp
3.2(ii) Amendment to Bylaws of United Financial Mortgage Corp.
4.1 Underwriter's Warrant, dated December 15, 2003.*
10.28 United Financial Mortgage Corp. 2004 Stock Incentive Plan (filed
as an exhibit to the Company's Proxy Statement on Schedule 14A
filed on August 17, 2004 and incorporated herein by reference).
10.29 Amendment No. 16 to Master Repurchase Agreement, dated May 11,
2004
10.30 Amendment No. 17 to Master Repurchase Agreement, dated August
24, 2004
10.31 Seventh Amendment to Amended and Restated Warehousing Credit
Agreement, dated August 29, 2004.
31.1 Certification of Chief Executive Officer Pursuant to Rule 13a-
14(a)/15(d)-14(a).
31.2 Certification of Chief Financial Officer Pursuant to Rule 13a-
14(a)/15(d)-14(a).
32.1 Certification of Chief Executive Officer Pursuant to 18 U.S.C.
Section 1350, as Adopted Pursuant to Section 906 of the
Sarbanes- Oxley Act of 2002.
32.2 Certification of Chief Financial Officer Pursuant to 18 U.S.C.
Section 1350, as Adopted Pursuant to Section 906 of the
Sarbanes- Oxley Act of 2002.
* Filed as an exhibit to the Company's Quarterly Report on Form 10-QSB
filed on March 16, 2004 and incorporated herein by reference).