EXHIBIT 99.6


                      HALLMARK FINANCIAL SERVICES, INC.


                         NOMINEE HOLDER CERTIFICATION

      The undersigned, a bank, broker,  trustee, depositary or other  nominee
 of rights (the "Rights") to purchase shares of common stock ("Common Stock")
 of Hallmark  Financial  Services,  Inc. (the  "Company"),  pursuant  to  the
 offering described in  the Company's  prospectus dated  ________, 2005  (the
 "Prospectus"), hereby certifies  to the Company  and to Securities  Transfer
 Corporation,  as  Subscription  Agent  for  such  offering,  that  (1)   the
 undersigned has exercised, on behalf of the beneficial owners thereof (which
 may include the undersigned), the number of Rights specified below  pursuant
 to the Basic Subscription Privilege (as defined in the Prospectus) on behalf
 of beneficial  owners of  Rights who  have subscribed  for the  purchase  of
 additional  shares  of  Common  Stock  pursuant  to  the   Over-Subscription
 Privilege (as defined in the Prospectus), listing separately below each such
 exercised  Basic  Subscription   Privilege  and   the  corresponding   Over-
 Subscription Privilege (without identifying any such beneficial owner),  and
 (2) each  such  beneficial owner's  Basic  Subscription Privilege  has  been
 exercised in full:

    _________________________________________________________________________
                                                          Number of Shares
                           Rights Exercised Pursuant  Subscribed for Pursuant
    Number of Shares Owned   to Basic Subscription      to Over-Subscription
      on the Record Date           Privilege                 Privilege
    _________________________________________________________________________

 1. ______________________  _________________________  ______________________

 2. ______________________  _________________________  ______________________

 3. ______________________  _________________________  ______________________

 4. ______________________  _________________________  ______________________

 5. ______________________  _________________________  ______________________

 6. ______________________  _________________________  ______________________

 7. ______________________  _________________________  ______________________

 8. ______________________  _________________________  ______________________

 9. ______________________  _________________________  ______________________


 Provide the following information if applicable:

 _____________________________________________
 Depository Trust Company ("DTC")
 Participant Number

 [PARTICIPANT]


 By:__________________________________________
 Name:
 Title:

 _____________________________________________
 DTC Basic Subscription Confirmation Number(s)