<ARTICLE>                     9
<LEGEND>
This schedule contains summary financial information extracted from Fidelity
Federal Bancorp Consolidated Balance Sheet as of 9/30/00 and Consolidated Income
Statement for the Nine Months Ended 9/30/00 and is qualified in its entirety by
reference to such financial statements.
</LEGEND>
<MULTIPLIER>              1,000

                                               
<PERIOD-TYPE>                                     6-MOS
<FISCAL-YEAR-END>                                 DEC-31-2000
<PERIOD-START>                                    JAN-01-2000
<PERIOD-END>                                      SEP-30-2000
<CASH>                                                        1600
<INT-BEARING-DEPOSITS>                                       16713
<FED-FUNDS-SOLD>                                                 0
<TRADING-ASSETS>                                                 0
<INVESTMENTS-HELD-FOR-SALE>                                  21558
<INVESTMENTS-CARRYING>                                           0
<INVESTMENTS-MARKET>                                             0
<LOANS>                                                     110214
<ALLOWANCE>                                                   2051
<TOTAL-ASSETS>                                              168354
<DEPOSITS>                                                  126927
<SHORT-TERM>                                                     0
<LIABILITIES-OTHER>                                           8196
<LONG-TERM>                                                  24690
<PREFERRED-MANDATORY>                                            0
<PREFERRED>                                                      0
<COMMON>                                                      4608
<OTHER-SE>                                                    3933
<TOTAL-LIABILITIES-AND-EQUITY>                              168354
<INTEREST-LOAN>                                               6987
<INTEREST-INVEST>                                             1158
<INTEREST-OTHER>                                               850
<INTEREST-TOTAL>                                              8995
<INTEREST-DEPOSIT>                                            4726
<INTEREST-EXPENSE>                                            6225
<INTEREST-INCOME-NET>                                         2220
<LOAN-LOSSES>                                                  550
<SECURITIES-GAINS>                                               0
<EXPENSE-OTHER>                                               5976
<INCOME-PRETAX>                                             (2501)
<INCOME-PRE-EXTRAORDINARY>                                  (1226)
<EXTRAORDINARY>                                                  0
<CHANGES>                                                        0
<NET-INCOME>                                                (1226)
<EPS-BASIC>                                                 (0.32)
<EPS-DILUTED>                                               (0.32)
<YIELD-ACTUAL>                                                2.51
<LOANS-NON>                                                    750
<LOANS-PAST>                                                    73
<LOANS-TROUBLED>                                               194
<LOANS-PROBLEM>                                                  0
<ALLOWANCE-OPEN>                                              2021
<CHARGE-OFFS>                                                  728
<RECOVERIES>                                                   208
<ALLOWANCE-CLOSE>                                             2051
<ALLOWANCE-DOMESTIC>                                          1058
<ALLOWANCE-FOREIGN>                                              0
<ALLOWANCE-UNALLOCATED>                                        993