<ARTICLE> 9 <LEGEND> THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM FIDELITY FEDERAL BANCORP'S CONSOLIDATED BALANCE SHEET AS OF SEPTEMBER 30, 1996 AND THE CONSOLIDATED STATEMENT OF INCOME FOR THE QUARTER ENDED SEPTEMBER 30, 1996 AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS. </LEGEND> <MULTIPLIER> 1,000 <PERIOD-TYPE> 3-MOS <FISCAL-YEAR-END> JUN-30-1997 <PERIOD-START> JUL-01-1996 <PERIOD-END> SEP-30-1996 <CASH> 2,159 <INT-BEARING-DEPOSITS> 456 <FED-FUNDS-SOLD> 0 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 17,828 <INVESTMENTS-CARRYING> 0 <INVESTMENTS-MARKET> 0 <LOANS> 224,883 <ALLOWANCE> 1,870 <TOTAL-ASSETS> 261,834 <DEPOSITS> 181,197 <SHORT-TERM> 10,517 <LIABILITIES-OTHER> 3,688 <LONG-TERM> 53,887 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 2,496 <OTHER-SE> 10,050 <TOTAL-LIABILITIES-AND-EQUITY> 261,834 <INTEREST-LOAN> 4,755 <INTEREST-INVEST> 285 <INTEREST-OTHER> 112 <INTEREST-TOTAL> 5,152 <INTEREST-DEPOSIT> 2,472 <INTEREST-EXPENSE> 1,101 <INTEREST-INCOME-NET> 1,578 <LOAN-LOSSES> 0 <SECURITIES-GAINS> 0 <EXPENSE-OTHER> 3,283 <INCOME-PRETAX> (1,947) <INCOME-PRE-EXTRAORDINARY> (1,947) <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> (1,244) <EPS-PRIMARY> (.46) <EPS-DILUTED> (.46) <YIELD-ACTUAL> 2.57 <LOANS-NON> 328 <LOANS-PAST> 55 <LOANS-TROUBLED> 0 <LOANS-PROBLEM> 0 <ALLOWANCE-OPEN> 1,059 <CHARGE-OFFS> 42 <RECOVERIES> 3 <ALLOWANCE-CLOSE> 1,870 <ALLOWANCE-DOMESTIC> 1,870 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 0