<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS RESTATED SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
CURRENT REPORT ON FORM 8-K FOR THE PERIOD ENDED JUNE 30, 1996 AND IS QUALIFIED
IN ITS ENTIRETY BY REFERENCE TO SUCH SUPPLEMENTAL FINANCIAL STATEMENTS.
</LEGEND>
       
                                                    
<PERIOD-TYPE>                       6-MOS                 
<FISCAL-YEAR-END>                          DEC-31-1996    
<PERIOD-END>                               JUN-30-1996    
<CASH>                                           3,307    
<INT-BEARING-DEPOSITS>                           1,192    
<FED-FUNDS-SOLD>                                 2,516    
<TRADING-ASSETS>                                 1,732    
<INVESTMENTS-HELD-FOR-SALE>                      8,459    
<INVESTMENTS-CARRYING>                             686    
<INVESTMENTS-MARKET>                               668    
<LOANS>                                         40,653    
<ALLOWANCE>                                      (894)    
<TOTAL-ASSETS>                                  62,387    
<DEPOSITS>                                      43,494    
<SHORT-TERM>                                     8,113    
<LIABILITIES-OTHER>                              3,186    
<LONG-TERM>                                      2,632    
<PREFERRED-MANDATORY>                              0      
<PREFERRED>                                        508    
<COMMON>                                           235    
<OTHER-SE>                                       4,219    
<TOTAL-LIABILITIES-AND-EQUITY>                  62,387    
<INTEREST-LOAN>                                  1,915    
<INTEREST-INVEST>                                  277    
<INTEREST-OTHER>                                   251    
<INTEREST-TOTAL>                                 2,443    
<INTEREST-DEPOSIT>                                 846    
<INTEREST-EXPENSE>                               1,306    
<INTEREST-INCOME-NET>                            1,137    
<LOAN-LOSSES>                                      114    
<SECURITIES-GAINS>                                  17    
<EXPENSE-OTHER>                                    304    
<INCOME-PRETAX>                                    632    
<INCOME-PRE-EXTRAORDINARY>                         369    
<EXTRAORDINARY>                                      0    
<CHANGES>                                            0    
<NET-INCOME>                                       369    
<EPS-PRIMARY>                                     2.27    
<EPS-DILUTED>                                     2.24    
<YIELD-ACTUAL>                                    4.40    
<LOANS-NON>                                        399    
<LOANS-PAST>                                        49    
<LOANS-TROUBLED>                                    13    
<LOANS-PROBLEM>                                      0    
<ALLOWANCE-OPEN>                                   890    
<CHARGE-OFFS>                                    (138)    
<RECOVERIES>                                        39    
<ALLOWANCE-CLOSE>                                  894    
<ALLOWANCE-DOMESTIC>                               572    
<ALLOWANCE-FOREIGN>                                181    
<ALLOWANCE-UNALLOCATED>                            141