<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS RESTATED SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
CURRENT REPORT ON FORM 8-K FOR THE PERIOD ENDED JUNE 30, 1995 AND IS QUALIFIED
IN ITS ENTIRETY BY REFERENCE TO SUCH SUPPLEMENTAL FINANCIAL STATEMENTS.
</LEGEND>
       
                                                  
<PERIOD-TYPE>                       6-MOS               
<FISCAL-YEAR-END>                          DEC-31-1995  
<PERIOD-END>                               JUN-30-1995  
<CASH>                                           3,030  
<INT-BEARING-DEPOSITS>                           1,575  
<FED-FUNDS-SOLD>                                   959  
<TRADING-ASSETS>                                   832  
<INVESTMENTS-HELD-FOR-SALE>                      3,288  
<INVESTMENTS-CARRYING>                           4,254  
<INVESTMENTS-MARKET>                             4,298  
<LOANS>                                         38,370  
<ALLOWANCE>                                       (838) 
<TOTAL-ASSETS>                                  56,201  
<DEPOSITS>                                      38,194  
<SHORT-TERM>                                     8,292  
<LIABILITIES-OTHER>                              3,250  
<LONG-TERM>                                      2,160  
<PREFERRED-MANDATORY>                                0  
<PREFERRED>                                        508  
<COMMON>                                           345  
<OTHER-SE>                                       3,452  
<TOTAL-LIABILITIES-AND-EQUITY>                  56,201  
<INTEREST-LOAN>                                  1,857  
<INTEREST-INVEST>                                  238  
<INTEREST-OTHER>                                   425  
<INTEREST-TOTAL>                                 2,520  
<INTEREST-DEPOSIT>                                 883  
<INTEREST-EXPENSE>                               1,414  
<INTEREST-INCOME-NET>                            1,106  
<LOAN-LOSSES>                                      143  
<SECURITIES-GAINS>                                   6  
<EXPENSE-OTHER>                                    294  
<INCOME-PRETAX>                                    587  
<INCOME-PRE-EXTRAORDINARY>                         324  
<EXTRAORDINARY>                                      0  
<CHANGES>                                            0  
<NET-INCOME>                                       324  
<EPS-PRIMARY>                                     2.01  
<EPS-DILUTED>                                     1.96  
<YIELD-ACTUAL>                                    4.66  
<LOANS-NON>                                        412  
<LOANS-PAST>                                        56  
<LOANS-TROUBLED>                                    33  
<LOANS-PROBLEM>                                      0  
<ALLOWANCE-OPEN>                                   827  
<CHARGE-OFFS>                                     (139) 
<RECOVERIES>                                        40  
<ALLOWANCE-CLOSE>                                  838  
<ALLOWANCE-DOMESTIC>                               562  
<ALLOWANCE-FOREIGN>                                168           
<ALLOWANCE-UNALLOCATED>                            108