<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS RESTATED SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
CURRENT REPORT ON FORM 8-K FOR THE YEAR ENDED DECEMBER 31,1995 AND IS QUALIFIED
IN ITS ENTIRETY BY REFERENCE TO SUCH SUPPLEMENTAL FINANCIAL STATEMENTS.
</LEGEND>
       
                                                                      
<PERIOD-TYPE>                        12-MOS                                 
<FISCAL-YEAR-END>                          DEC-31-1995                      
<PERIOD-END>                               DEC-31-1995                      
<CASH>                                           3,561                      
<INT-BEARING-DEPOSITS>                           1,356                      
<FED-FUNDS-SOLD>                                 1,548                      
<TRADING-ASSETS>                                 1,159                      
<INVESTMENTS-HELD-FOR-SALE>                      7,582                      
<INVESTMENTS-CARRYING>                             660                      
<INVESTMENTS-MARKET>                               667                      
<LOANS>                                         38,870                      
<ALLOWANCE>                                       (890)                     
<TOTAL-ASSETS>                                  59,423                      
<DEPOSITS>                                      41,064                      
<SHORT-TERM>                                     7,293                      
<LIABILITIES-OTHER>                              4,175                      
<LONG-TERM>                                      2,189                      
<PREFERRED-MANDATORY>                                0                      
<PREFERRED>                                        508                      
<COMMON>                                           350                      
<OTHER-SE>                                       3,844                      
<TOTAL-LIABILITIES-AND-EQUITY>                  59,423                      
<INTEREST-LOAN>                                  3,876                      
<INTEREST-INVEST>                                  503                      
<INTEREST-OTHER>                                   740                      
<INTEREST-TOTAL>                                 5,119                      
<INTEREST-DEPOSIT>                               1,791                      
<INTEREST-EXPENSE>                               2,870                      
<INTEREST-INCOME-NET>                            2,249                      
<LOAN-LOSSES>                                      275                      
<SECURITIES-GAINS>                                   9                      
<EXPENSE-OTHER>                                    569                      
<INCOME-PRETAX>                                  1,207                      
<INCOME-PRE-EXTRAORDINARY>                         678                      
<EXTRAORDINARY>                                      0                      
<CHANGES>                                            0                      
<NET-INCOME>                                       678                      
<EPS-PRIMARY>                                     4.17                      
<EPS-DILUTED>                                     4.09                      
<YIELD-ACTUAL>                                    4.58                      
<LOANS-NON>                                        373                      
<LOANS-PAST>                                        56                      
<LOANS-TROUBLED>                                    33                      
<LOANS-PROBLEM>                                      0                      
<ALLOWANCE-OPEN>                                   827                      
<CHARGE-OFFS>                                     (282)                     
<RECOVERIES>                                        86                      
<ALLOWANCE-CLOSE>                                  890                      
<ALLOWANCE-DOMESTIC>                               568                      
<ALLOWANCE-FOREIGN>                                171                      
<ALLOWANCE-UNALLOCATED>                            151