<ARTICLE> 9
<LEGEND>
THE SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE QUARTERLY
REPORT ON FORM 10-Q FOR THE PERIOD ENDED SEPTEMBER 30, 1997 AND IS QUALIFIED IN
ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
       
                             
<PERIOD-TYPE>                   9-MOS
<FISCAL-YEAR-END>                          DEC-31-1997
<PERIOD-END>                               SEP-30-1997
<CASH>                                           3,444
<INT-BEARING-DEPOSITS>                           1,991
<FED-FUNDS-SOLD>                                 3,047
<TRADING-ASSETS>                                 1,863
<INVESTMENTS-HELD-FOR-SALE>                      9,425
<INVESTMENTS-CARRYING>                             654
<INVESTMENTS-MARKET>                               655
<LOANS>                                         42,461
<ALLOWANCE>                                      (729)
<TOTAL-ASSETS>                                  68,230
<DEPOSITS>                                      44,655
<SHORT-TERM>                                    10,988
<LIABILITIES-OTHER>                              2,622
<LONG-TERM>                                      3,528<F1>
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                        278
<COMMON>                                           231
<OTHER-SE>                                       3,873
<TOTAL-LIABILITIES-AND-EQUITY>                  68,230
<INTEREST-LOAN>                                  2,948
<INTEREST-INVEST>                                  502
<INTEREST-OTHER>                                   373
<INTEREST-TOTAL>                                 3,823
<INTEREST-DEPOSIT>                               1,233
<INTEREST-EXPENSE>                               2,016
<INTEREST-INCOME-NET>                            1,807
<LOAN-LOSSES>                                      160
<SECURITIES-GAINS>                                  52
<EXPENSE-OTHER>                                    524
<INCOME-PRETAX>                                  1,079
<INCOME-PRE-EXTRAORDINARY>                         645
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                       645
<EPS-PRIMARY>                                     4.15
<EPS-DILUTED>                                     4.07
<YIELD-ACTUAL>                                    4.27
<LOANS-NON>                                        337
<LOANS-PAST>                                        42
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                   883
<CHARGE-OFFS>                                    (283)
<RECOVERIES>                                        64
<ALLOWANCE-CLOSE>                                  729
<ALLOWANCE-DOMESTIC>                               402
<ALLOWANCE-FOREIGN>                                150
<ALLOWANCE-UNALLOCATED>                            177
<FN>
<F1> Includes guaranteed preferred beneficial interests in the Corporation's
junior subordinated debentures.
</FN>