================================================================================ SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 __________ FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): December 14, 1998 ----------------- __________ ALLMERICA FINANCIAL CORPORATION ----------------------------- (Exact name of Registrant as specified in its charter) Delaware 1-13754 04-3263626 -------- ------- ---------- (State or Other Jurisdiction (Commission File Number) (I.R.S. Employer I.D. of Incorporation) Number) __________ 440 Lincoln Street, Worcester, Massachusetts 01653 -------------------------------------------- --------- (Address of Principal Executive Offices) (Zip Code) (508) 855-1000 ------------------------------------------------ Registrant's Telephone Number, including area code Page 1 of pages 5 Exhibit Index on page 5 ================================================================================ Item 5. Other Events On December 14, 1998, Allmerica Financial Corporation issued a press release, a copy of which is attached as an exhibit hereto, relating to the consummation of the merger of Citizens Acquisition Corporation with and into Citizens Corporation. As a result of such merger, Citizens Corporation became a wholly-owned subsidiary of Allmerica Financial. -2- Item 7. Financial Statements and Exhibits Exhibit 99 Press release of Allmerica Financial dated December 14, 1998 -3- SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, as amended, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. ALLMERICA FINANCIAL CORPORATION By: /s/ Edward J. Parry, III -------------------------------------- Title: Vice President, Treasurer and Chief Financial Officer Date: December 14, 1998 -4- Exhibit Index Page - ------------- ---- Exhibit 99 Press release of Allmerica Financial dated December 14, 1998 6 -5-