EXHIBIT 4.1 [CERTIFICATE APPEARS HERE] - - -------------------------------------------------------------------------------- [LOGO OF CCBT BANCORP, INC. APPEARS HERE] NUMBER SHARES CCBT ------------------- INCORPORATED UNDER THE LAWS OF MASSACHUSETTS CUSIP 12487S 10 5 ------------------- This is to certify that is the holder of Shares of the Common Capital Stock of - - -------------------------------------------------------------------------------- - - ----------------------------- CCBT Bancorp, Inc. ------------------------------- - - -------------------------------------------------------------------------------- transferable only on the books of the Company by assignment in writing by the holder of record hereof or his legal representative upon surrender of this certificate. This certificate and the shares represented hereby are issued and shall be held subject to all the provisions of the Articles of Organization and By-laws of the Company as heretofore or hereafter amended, and the par value of the shares represented hereby is and shall be as set forth in said Articles so amended, to all of which the holder by acceptance hereof assents. This certificate is not valid unless countersigned and registered by the Transfer Agent and Registrar. IN WITNESS WHEREOF CCBT Bancorp, Inc. has caused this certificate to be signed by its duly authorized officers and its corporate seal to be hereto affixed. /s/ Noal D. Reid /s/ Stephen B. Lawson [SEAL] TREASURER PRESIDENT COUNTERSIGNED AND REGISTERED: REGISTRAR AND TRANSFER COMPANY TRANSFER AGENT AND REGISTRAR BY AUTHORIZED SIGNATURE - - -------------------------------------------------------------------------------- - - -------------------------------------------------------------------------------- AMERICAN BANK NOTE COMPANY 680 BLAIR MILL ROAD HORSHAM, PA 19044 (215) 657-3480 ................................................................................ SALES: D. BURNS: 617-786-7600 ................................................................................ /NET/BANKNOTE/HOME 40/CCBT 60756 - - -------------------------------------------------------------------------------- - - -------------------------------------------------------------------------------- PRODUCTION COORDINATOR: D. SUKOLOFF: 215-830-2154 PROOF OF FEBRUARY 8, 1999 CCBT BANCORP, INC. H 60756 fc ................................................................................ OPERATOR: JW/lr/koshy ................................................................................ NEW - - -------------------------------------------------------------------------------- For value received, __________ hereby sell, assign and transfer unto PLEASE INSERT SOCIAL SECURITY OR OTHER IDENTIFYING NUMBER OF ASSIGNEE ________________________________________ ________________________________________________________________________________ ________________________________________________________________________________ PLEASE PRINT OR TYPEWRITE NAME AND ADDRESS INCLUDING POSTAL ZIP CODE OF ASSIGNEE ________________________________________________________________________________ ________________________________________________________________________________ __________________________________________________________________________Shares of the Capital Stock represented by the within Certificate, and do hereby irrevocably constitute and appoint _____________________________________________ ________________________________________________________________________________ Attorney to transfer the said stock on the books of the within-named Bank with full power of substitution in the premises. Dated, _________________ _______________________________________________________ In Presence of ________________________ NOTICE: The signature to this assignment must correspond with the name as written upon the face of the Certificate in every particular, without alteration or enlargement, or any change whatever. - - -------------------------------------------------------------------------------- AMERICAN BANK NOTE COMPANY 680 BLAIR MILL ROAD HORSHAM, PA 19044 (215)657-3480 ................................................................................ SALES: D. BURNS: 617-786-7600 ................................................................................ /NET/BANKNOTE/HOME 40/CCBT 60756 - - -------------------------------------------------------------------------------- - - -------------------------------------------------------------------------------- PRODUCTION COORDINATOR: D. SOKOLOFF: 218-830-2184 PROOF OF FEBRUARY 8, 1999 CCBT BANCORP, INC. H 60756 bk ................................................................................ OPERATOR: JW/lr/koshy ................................................................................ NEW - - --------------------------------------------------------------------------------