Exhibit 10.25
                                PROMISSORY NOTE
                                ---------------


                                                     Date:  April 13, 1999

$500,000


     FOR VALUE RECEIVED, the undersigned ("Debtor") hereby promises to pay to
Voyager Information Networks, Inc., a Michigan corporation ("Payee"), at such
place or places as may be specified by Payee or any holder hereof, in legal
tender of the United States of America, the principal amount of $500,000 (the
"Principal"), with interest at the rate of 5.00% per annum, compounded annually,
on the unpaid balance.  Interest shall accrue commencing on the date hereof, and
the Principal and all interest thereon shall be due and payable in full on the
third (3rd) anniversary of date hereof (the "Repayment Date").

     Debtor may discharge the obligations undertaken hereby, at any time, by
repaying the outstanding Principal and accrued interest thereon, without
penalty.  Debtor may, without penalty, make a partial prepayment of Principal
and/or accrued interest thereon in any amount at any time and may thereby reduce
any required future payment hereunder by the amount of such prepayment.

     Debtor expressly waives presentment for payment, protest and demand, notice
of protest, demand and dishonor and expressly agrees that this Note may be
extended from time to time without in any way affecting the liability of Debtor.
No delay or omission on the part of Payee in exercising any right hereunder
shall operate as a waiver of such right or of any other right under this Note.
A waiver on one occasion shall not operate as a bar to or waiver of any such
right or remedy on any future occasion.

     This Note may from time to time be extended by Payee, with or without
notice to Debtor, and any related right may be waived, exchanged, surrendered or
otherwise dealt with, all without affecting the liability of Debtor, in each
case in the sole discretion of Payee.  The Debtor agrees to pay all costs and
expenses of collection, including reasonable attorneys fees, incurred or paid by
the holder in enforcing this Note or the obligations hereby evidenced, to the
extent permitted by law.

     This Note may be changed, modified or terminated only by an agreement in
writing that is signed by the Debtor and Payee.  This Note is an instrument of
seal and shall be governed by and construed in accordance with the laws of the
State of Michigan, and shall be binding upon the successors and assigns of
Debtor and inure to the benefit of Payee and its successors, endorsees and
assigns.

 
     IN WITNESS WHEREOF, the Debtor has caused this Note to be executed as of
the date set forth above.

                                          DEBTOR:


                                          /s/ Christopher Torto
                                          ----------------------------
                                          Name: Christopher Torto

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