<ARTICLE> 9
<LEGEND>
This Schedule contains summary financial information extracted from the
company's quarterly report on form 10-Q for the quarterly period ended June 30,
2000 and is qualified in its entirety by reference to such financial statements.
</LEGEND>
<CIK> 0000893847
<NAME> EXCHANGE NATIONAL BANCSHARES, INC.
<MULTIPLIER> 1,000

                             
<PERIOD-TYPE>                   3-MOS
<FISCAL-YEAR-END>                          DEC-31-1999
<PERIOD-START>                             APR-01-2000
<PERIOD-END>                               JUN-30-2000
<CASH>                                          20,954
<INT-BEARING-DEPOSITS>                           1,874
<FED-FUNDS-SOLD>                                 8,983
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                    142,556
<INVESTMENTS-CARRYING>                          25,453
<INVESTMENTS-MARKET>                            25,402
<LOANS>                                        476,791
<ALLOWANCE>                                      6,612
<TOTAL-ASSETS>                                 722,947
<DEPOSITS>                                     563,949
<SHORT-TERM>                                    36,950
<LIABILITIES-OTHER>                              6,335
<LONG-TERM>                                     45,178
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                         2,863
<OTHER-SE>                                      67,672
<TOTAL-LIABILITIES-AND-EQUITY>                 722,947
<INTEREST-LOAN>                                  8,786
<INTEREST-INVEST>                                2,339
<INTEREST-OTHER>                                   194
<INTEREST-TOTAL>                                11,319
<INTEREST-DEPOSIT>                               4,831
<INTEREST-EXPENSE>                               5,926
<INTEREST-INCOME-NET>                            5,393
<LOAN-LOSSES>                                      308
<SECURITIES-GAINS>                                   0
<EXPENSE-OTHER>                                  3,871
<INCOME-PRETAX>                                  2,052
<INCOME-PRE-EXTRAORDINARY>                       2,052
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     1,414
<EPS-BASIC>                                       0.56
<EPS-DILUTED>                                     0.56
<YIELD-ACTUAL>                                    3.93
<LOANS-NON>                                      2,491
<LOANS-PAST>                                       186
<LOANS-TROUBLED>                                    70
<LOANS-PROBLEM>                                  8,221
<ALLOWANCE-OPEN>                                 6,180
<CHARGE-OFFS>                                       92
<RECOVERIES>                                       216
<ALLOWANCE-CLOSE>                                6,612
<ALLOWANCE-DOMESTIC>                             4,483
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                          2,129