SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported) January 26, 2000 OTTAWA FINANCIAL CORPORATION - -------------------------------------------------------------------------------- (Exact name of Registrant as specified in its Charter) Delaware 0-24118 38-3172166 - -------------------------------------------------------------------------------- State or other (Commission (IRS Employer jurisdiction of File No.) Identification incorporation) Number) 245 Central Avenue, Holland, Michigan 49423 - -------------------------------------------------------------------------------- (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (616) 393-7000 N/A - -------------------------------------------------------------------------------- (Former name or former address, if changed since last Report) 1 ITEM 5. OTHER EVENTS. On January 26, 2000, Ottawa Financial Corporation issued the press release attached to this report as Exhibit 99.1. The press release announces that the annual meeting of shareholders of Ottawa Financial Corporation will be held on April 25, 2000. The foregoing information does not purport to be complete and is qualified in its entirety by reference to the exhibits to this report. ITEM 7. FINANCIAL STATEMENTS AND EXHIBITS. (c) Exhibits: Exhibit 99.1 - Press release dated January 26, 2000, announcing that the annual meeting of shareholders of Ottawa Financial Corporation will be held on April 25, 2000. 2 SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this Report to be signed on its behalf by the undersigned thereunto duly authorized. OTTAWA FINANCIAL CORPORATION Date: January 31, 2000 By:/s/ Jon W. Swets ----------------------- Jon W. Swets Senior Vice President and Chief Financial Officer 3 EXHIBIT INDEX Exhibit No. Description - ----------- -------------------------------------------- 99.1 Exhibit 99.1 - Press release dated January 26, 2000, announcing that the annual meeting of shareholders of Ottawa Financial Corporation will be held on April 25, 2000. 4