SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) January 28, 2000 FIRST NILES FINANCIAL, INC. - -------------------------------------------------------------------------- (Exact name of Registrant as specified in its Charter) Delaware 0-24849 34-1870418 - -------------------------------------------------------------------------- (State or other (Commission File (IRS Employer jurisdiction of Number) Identification incorporation) No.) 55 North Main Street, Niles, Ohio 44446 - -------------------------------------------------------------------------- (Address of principal executive offices) Zip Code) Registrant's telephone number, including area code: (330) 652-2539 - --------------------------------------------------------------------------- ITEM 5. OTHER ITEMS Attached as Exhibit 99.1 is the Registrant's press release dated January 28, 2000 announcing a 4% stock repurchase program. ITEM 7. FINANCIAL STATEMENTS, PRO FORMA FINANCIAL INFORMATION AND EXHIBITS (c) The following exhibit is filed as part of this Report: 99.1 Press Release dated January 28, 2000. SIGNATURE Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this Report to be signed on its behalf by the undersigned thereunto duly authorized. FIRST NILES FINANCIAL, INC. Date: February 4, 2000 By: /s/ Lawrence Safarek ---------------------------------- Lawrence Safarek Vice President and Treasurer EXHIBIT INDEX Exhibit Number Description - ------- -------------------------------------------------------- 99.1 Press Release dated January 28, 2000