<ARTICLE>                  9
<LEGEND>
The schedule contains summary financial information extracted from the quarterly
report on Form  10-QSB  for the  fiscal  quarter  ended  March  31,  2000 and is
qualified in its entirety by reference to such financial statements.
</LEGEND>
<MULTIPLIER>                               1,000

                                    
<PERIOD-TYPE>                                3-MOS
<FISCAL-YEAR-END>                            JUN-30-2000
<PERIOD-END>                                 MAR-31-2000
<CASH>                                       820
<INT-BEARING-DEPOSITS>                       685
<FED-FUNDS-SOLD>                               0
<TRADING-ASSETS>                               0
<INVESTMENTS-HELD-FOR-SALE>                2,215
<INVESTMENTS-CARRYING>                         0
<INVESTMENTS-MARKET>                           0
<LOANS>                                   82,496
<ALLOWANCE>                                  250
<TOTAL-ASSETS>                            94,128
<DEPOSITS>                                54,206
<SHORT-TERM>                              12,310
<LIABILITIES-OTHER>                          809
<LONG-TERM>                               10,498
<PREFERRED-MANDATORY>                          0
<PREFERRED>                                    0
<COMMON>                                       9
<OTHER-SE>                                16,296
<TOTAL-LIABILITIES-AND-EQUITY>            94,128
<INTEREST-LOAN>                            1,666
<INTEREST-INVEST>                             73
<INTEREST-OTHER>                              13
<INTEREST-TOTAL>                           1,752
<INTEREST-DEPOSIT>                           666
<INTEREST-EXPENSE>                           309
<INTEREST-INCOME-NET>                        777
<LOAN-LOSSES>                                  9
<SECURITIES-GAINS>                             0
<EXPENSE-OTHER>                              495
<INCOME-PRETAX>                              462
<INCOME-PRE-EXTRAORDINARY>                   462
<EXTRAORDINARY>                                0
<CHANGES>                                      0
<NET-INCOME>                                 308
<EPS-BASIC>                                .21
<EPS-DILUTED>                                .21
<YIELD-ACTUAL>                                 0
<LOANS-NON>                                  181
<LOANS-PAST>                                 306
<LOANS-TROUBLED>                               0
<LOANS-PROBLEM>                                0
<ALLOWANCE-OPEN>                             250
<CHARGE-OFFS>                                  9
<RECOVERIES>                                   0
<ALLOWANCE-CLOSE>                            250
<ALLOWANCE-DOMESTIC>                         250
<ALLOWANCE-FOREIGN>                            0
<ALLOWANCE-UNALLOCATED>                      250