<ARTICLE> 9 <LEGEND> This schedule contains summary financial information extracted from the Consolidated Balance Sheet and the Consolidated Statement of Income filed as part of the annual report on Form 10-K and is qualified in its entirety by reference to such annual report on Form 10-K. </LEGEND> <MULTIPLIER> 1,000 <PERIOD-TYPE> 6-MOS <FISCAL-YEAR-END> DEC-31-2000 <PERIOD-END> JUN-30-2000 <CASH> 16,485 <INT-BEARING-DEPOSITS> 1,102 <FED-FUNDS-SOLD> 0 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 31,819 <INVESTMENTS-CARRYING> 11,684 <INVESTMENTS-MARKET> 11,208 <LOANS> 467,990 <ALLOWANCE> 3,342 <TOTAL-ASSETS> 565,973 <DEPOSITS> 392,777 <SHORT-TERM> 0 <LIABILITIES-OTHER> 7,700 <LONG-TERM> 66,473 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 58 <OTHER-SE> 98,964 <TOTAL-LIABILITIES-AND-EQUITY> 565,973 <INTEREST-LOAN> 17,744 <INTEREST-INVEST> 1,647 <INTEREST-OTHER> 30 <INTEREST-TOTAL> 19,421 <INTEREST-DEPOSIT> 7,953 <INTEREST-EXPENSE> 1,769 <INTEREST-INCOME-NET> 9,700 <LOAN-LOSSES> 342 <SECURITIES-GAINS> 0 <EXPENSE-OTHER> 6,477 <INCOME-PRETAX> 4,615 <INCOME-PRE-EXTRAORDINARY> 3,076 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 3,076 <EPS-BASIC> .57 <EPS-DILUTED> .57 <YIELD-ACTUAL> 3.84 <LOANS-NON> 416 <LOANS-PAST> 105 <LOANS-TROUBLED> 0 <LOANS-PROBLEM> 3,324 <ALLOWANCE-OPEN> 3,652 <CHARGE-OFFS> 69 <RECOVERIES> 41 <ALLOWANCE-CLOSE> 3,342 <ALLOWANCE-DOMESTIC> 3,342 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 108