WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.

  

<ARTICLE> 9
<LEGEND>
THE SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM
THE QUARTERLY REPORT ON FORM 10-Q FOR THE FISCAL QUARTER ENDED
SEPTEMBER 30, 1995 AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO
SUCH FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER> 1,000
       
                                       
<PERIOD-TYPE>                             3-MOS
<FISCAL-YEAR-END>                         JUN-30-1995
<PERIOD-END>                              SEP-31-1995
<CASH>                                          6,666
<INT-BEARING-DEPOSITS>                            561
<FED-FUNDS-SOLD>                                    0
<TRADING-ASSETS>                                    0
<INVESTMENTS-HELD-FOR-SALE>                    15,116
<INVESTMENTS-CARRYING>                         17,680
<INVESTMENTS-MARKET>                           17,591
<LOANS>                                       346,642
<ALLOWANCE>                                     2,353
<TOTAL-ASSETS>                                395,249
<DEPOSITS>                                    282,916
<SHORT-TERM>                                   73,505
<LIABILITIES-OTHER>                             4,080
<LONG-TERM>                                         0
<COMMON>                                          275
<PREFERRED-MANDATORY>                               0
<PREFERRED>                                         0
<OTHER-SE>                                     34,473
<TOTAL-LIABILITIES-AND-EQUITY>                395,249
<INTEREST-LOAN>                                 6,521
<INTEREST-INVEST>                                 566
<INTEREST-OTHER>                                    0
<INTEREST-TOTAL>                                7,087
<INTEREST-DEPOSIT>                              3,161
<INTEREST-EXPENSE>                              4,306
<INTEREST-INCOME-NET>                           2,781
<LOAN-LOSSES>                                     120
<SECURITIES-GAINS>                                  0
<EXPENSE-OTHER>                                 2,202
<INCOME-PRETAX>                                   713
<INCOME-PRE-EXTRAORDINARY>                        713
<EXTRAORDINARY>                                     0
<CHANGES>                                           0
<NET-INCOME>                                      446
<EPS-PRIMARY>                                    O.15
<EPS-DILUTED>                                    0.15
<YIELD-ACTUAL>                                  2.93%
<LOANS-NON>                                     3,422
<LOANS-PAST>                                        0
<LOANS-TROUBLED>                                    0
<LOANS-PROBLEM>                                     0
<ALLOWANCE-OPEN>                                2,232
<CHARGE-OFFS>                                       0
<RECOVERIES>                                        0
<ALLOWANCE-CLOSE>                               2,353
<ALLOWANCE-DOMESTIC>                            2,353
<ALLOWANCE-FOREIGN>                                 0
<ALLOWANCE-UNALLOCATED>                         2,307