November 25, 1997


Board of Directors
Sobieski Bancorp, Inc.
2930 W. Cleveland Road
South Bend, Indiana  46628

Members of the Board:

     We have acted as counsel to Sobieski Bancorp, Inc. (the "Company") in
connection with the preparation and filing with the Securities and Exchange
Commission of a registration statement on Form S-8 under the Securities Act of
1933 (the "Registration Statement") relating to 96,600 shares of the Company's
Common Stock, par value $.01 per share (the "Common Stock"), to be offered
pursuant to the 1995 Stock Option and Incentive Plan of the Company (the
"Plan").

     In this connection, we have reviewed originals or copies, certified or
otherwise identified to our satisfaction, of the Plan, the Company's
Certificate of Incorporation, Bylaws, resolutions of its Board of Directors and
such other documents and corporate records as we have deemed appropriate for
the purpose of rendering this opinion.

     Based upon the foregoing, it is our opinion that:

1.   The shares of Common Stock being so registered have been duly authorized.

2.   The shares of Common Stock to be offered by the Company will be, when and
if issued, sold and paid for as contemplated by the Plan, legally issued, fully
paid and non-assessable shares of Common Stock of the Company.

     We hereby consent to the inclusion of our opinion as Exhibit 5 to this
Registration Statement.  In giving this consent, we do not admit that we are
within the category of persons whose consent is required under Section 7 of the
Securities Act of 1933, as amended, or the rules and regulations of the
Securities and Exchange Commission thereunder.

                              Very truly yours,


                              /s/ SILVER, FREEDMAN & TAFF, L.L.P.
                              SILVER, FREEDMAN & TAFF, L.L.P.