CONSENT OF INDEPENDENT ACCOUNTANTS

              [LETTERHEAD OF COOPERS & LYBRAND, LLP]









     We consent to the incorporation by reference in this Registration
Statement of Sobieski Bancorp, Inc. on Form S-8 of our report dated August 22,
1997, on our audits of the consolidated financial statements of Sobieski
Bancorp, Inc. and subsidiary as of June 30, 1997 and 1996 and for the years
ended June 30, 1997, 1996 and 1995, which report is included in the Annual
Report on Form 10-KSB of Sobieski Bancorp, Inc. for its fiscal year ended June
30,1997.




/s/ COOPERS & LYBRAND, LLP


South Bend, Indiana 
November 24, 1997