PAGE SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported) July 29, 1998 OTTAWA FINANCIAL CORPORATION - ------------------------------------------------------------------------------ (Exact name of Registrant as specified in its Charter) Delaware 0-24118 38-3172166 - ------------------------------------------------------------------------------ (State or other (Commission (IRS Employer jurisdiction of File No.) Identification incorporation) Number) 245 Central Avenue, Holland, Michigan 49423 - ------------------------------------------------------------------------------ (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (616) 393-7000 - ------------------------------------------------------------------------------ N/A - ------------------------------------------------------------------------------ (Former name or former address, if changed since last Report) Item 5. Other Events - ---------------------- On July 29, 1998, the Registrant issued the attached press release announcing the declaration of a 10% stock dividend payable on August 31, 1998 to shareholders of record on August 12, 1998. The foregoing information does not purport to be complete and is qualified in its entirety by reference to the Exhibit to this Report. Item 7. Financial Statements, Pro Forma Financial Information and Exhibits ----------------------------------------------------- (c) Exhibit: Exhibit 99 - Press Release dated July 29, 1998. PAGE SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this Report to be signed on its behalf by the undersigned thereunto duly authorized. OTTAWA FINANCIAL CORPORATION Date: August 4, 1998 By: /s/ Jon W. Swets -------------------------- ------------------------------ Jon W. Swets Chief Financial Officer EXHIBIT INDEX Exhibit No. Description - ---------- ------------------------------------------------- 99 Press Release dated July 29, 1998