SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) January 19, 1999 PEEKSKILL FINANCIAL CORPORATION - -------------------------------------------------------------------------------- (Exact name of Registrant as specified in its Charter) Delaware 0-27178 13-3858258 - -------------------------------------------------------------------------------- (State or other (Commission File No.) (IRS Employer jurisdiction of Identification incorporation) Number) 1019 Park Street, Peekskill, New York 10566 - -------------------------------------------------------------------------------- (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (914) 737-2777 - -------------------------------------------------------------------------------- N/A - -------------------------------------------------------------------------------- (Former name or former address, if changed since last report) Item 5. Other Events On January 19, 1999 the Registrant issued the attached press releases. Item 7. Financial Statements and Exhibits (a) Exhibits 99.1 Press release, dated January 19, 1999. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this Report to be signed on its behalf by the undersigned thereunto duly authorized. PEEKSKILL FINANCIAL CORPORATION Date: January 19, 1999 By: /s/William J. LaCalamito ------------------- ------------------------ William J. LaCalamito President and Chief Operating Officer EXHIBIT 99.1 [PEEKSKILL FINANCIAL CORPORATION LETTERHEAD] CONTACT: William J. LaCalamito For Immediate Release President January 19, 1999 Peekskill Financial Corporation (914) 737-2777 PEEKSKILL FINANCIAL CORPORATION REAFFIRMS PLAN TO REMAIN INDEPENDENT; CONTINUES PREVIOUSLY ANNOUNCED DUTCH AUCTION TENDER OFFER Peekskill, New York.... January 19, 1999 - Peekskill Financial Corporation (NASDAQ NMS: PEEK), Peekskill, New York, confirmed today it had received another letter from BRT Realty Trust, dated January 13, 1999, regarding its conditional unsolicited expression of interest in acquiring the Company. According to Eldorus Maynard, the Company's Chairman of the Board, "the Board has reaffirmed the Company's intention to remain independent and execute its business plan." The Company also confirmed that it intended to continue its previously announced modified dutch auction tender offer to repurchase up to 800,000 shares of its common stock at a price of up to $16.75 per share. * * *