Exhibit 23.1


               Consent of Independent Certified Public Accountants




Board of Directors
Wyman Park Bancorporation, Inc.
11 West Ridgely Road
Lutherville, Maryland 21093


Gentlemen:

         We  consent  to the  incorporation  by  reference  in the  registration
statement  on  Form  S-8,  pertaining  to  Wyman  Park  Bancorporation,   Inc.'s
Recognition and Retention Plan, of our report dated July 24, 1998, on our audits
of the consolidated financial statements of Wyman Park Bancorporation,  Inc. for
the year ended June 30, 1998 which  report is  incorporated  by reference in the
Annual Report on Form 10-KSB.


/s/ Anderson Associates LLP


Baltimore, Maryland
March 11, 1999