Exhibit 23.1



               Consent of Independent Certified Public Accountants







Board of Directors
Wyman Park Bancorporation, Inc.
11 West Ridgely Road
Lutherville, Maryland 21093


Gentlemen:

         We  consent  to the  incorporation  by  reference  in the  registration
statement  on Form S-8,  pertaining  to Wyman Park  Bancorporation,  Inc.'s 1999
Stock Option and  Incentive  Plan,  of our report  dated July 24,  1998,  on our
audits of the consolidated  financial  statements of Wyman Park  Bancorporation,
Inc. for the year ended June 30, 1998 which report is  incorporated by reference
in the Annual Report on Form 10-KSB.


/s/ Anderson Associates LLP


Baltimore, Maryland
March 11, 1999