<ARTICLE> 9
<LEGEND>
THE SCHEDULE  CONTAINS SUMMARY FINANCIAL  INFORMATION  EXTRACTED FROM THE ANNUAL
REPORT ON FORM 10-Q FOR THE FISCAL QUARTER ENDED MARCH 31, 1999 AND IS QUALIFIED
IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER> 1,000
       
                             
<PERIOD-TYPE>                   3-MOS
<FISCAL-YEAR-END>                          JUN-30-1998
<PERIOD-END>                               MAR-31-1999
<CASH>                                         595,806
<INT-BEARING-DEPOSITS>                         765,009
<FED-FUNDS-SOLD>                                     0 
<TRADING-ASSETS>                                     0 
<INVESTMENTS-HELD-FOR-SALE>                 11,471,858
<INVESTMENTS-CARRYING>                      11,471,858
<INVESTMENTS-MARKET>                        11,471,858
<LOANS>                                     24,995,569
<ALLOWANCE>                                    405,000
<TOTAL-ASSETS>                              38,984,558
<DEPOSITS>                                  28,152,341
<SHORT-TERM>                                 3,783,822
<LIABILITIES-OTHER>                            619,904
<LONG-TERM>                                  2,336,452 
<COMMON>                                         1,958
<PREFERRED-MANDATORY>                                0 
<PREFERRED>                                          0
<OTHER-SE>                                   4,090,081
<TOTAL-LIABILITIES-AND-EQUITY>              38,984,558
<INTEREST-LOAN>                                545,068
<INTEREST-INVEST>                              175,274
<INTEREST-OTHER>                                24,992
<INTEREST-TOTAL>                               745,334
<INTEREST-DEPOSIT>                             350,025
<INTEREST-EXPENSE>                             105,472
<INTEREST-INCOME-NET>                          289,937
<LOAN-LOSSES>                                   10,500      
<SECURITIES-GAINS>                                   0
<EXPENSE-OTHER>                                279,014
<INCOME-PRETAX>                                 60,766
<INCOME-PRE-EXTRAORDINARY>                      60,766
<EXTRAORDINARY>                                      0
<CHANGES>                                            0 
<NET-INCOME>                                    42,064
<EPS-PRIMARY>                                      .23
<EPS-DILUTED>                                      .23
<YIELD-ACTUAL>                                     .78
<LOANS-NON>                                    161,000
<LOANS-PAST>                                   118,000 
<LOANS-TROUBLED>                                     0 
<LOANS-PROBLEM>                                      0 
<ALLOWANCE-OPEN>                               400,000
<CHARGE-OFFS>                                    8,000 
<RECOVERIES>                                     3,000 
<ALLOWANCE-CLOSE>                              405,000
<ALLOWANCE-DOMESTIC>                           405,000 
<ALLOWANCE-FOREIGN>                                  0 
<ALLOWANCE-UNALLOCATED>                        357,000