SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 ----------------- FORM 10-Q/A (Amendment No. One) QUARTERLY REPORT UNDER SECTION 13 OR 15 (D) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Quarter Ended March 31, 1999 Commission File Number 0-24120 WESTERN OHIO FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) DELAWARE 31-1403116 ----------------------------- ------------------------ (State of jurisdiction of (I.R.S. Employer incorporation or organization) Identification Number) 28 EAST MAIN STREET, SPRINGFIELD, OHIO 45501-0719 - -------------------------------------- ---------- (Address of principal executive offices) (Zip Code) (937) 325-4683 -------------- (Registrant's telephone number, including area code) Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15 (d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing requirements for the past 90 days. YES [X] NO [ ] As of May 6, 1999 there were 1,988,507 shares of the Registrant's common stock issued and outstanding. SIGNATURES Pursuant to the requirement of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. WESTERN OHIO FINANCIAL CORPORATION REGISTRANT Date: May 20, 1999 /s/ John Raisbeck -------------------- ---------------------------------------- John W. Raisbeck, President and Chief Executive Officer (DULY AUTHORIZED OFFICER) Date: May 20, 1999 /s/ Craig F. Fortin -------------------- --------------------------------------- Craig F. Fortin, Senior Vice President, Treasurer and Chief Financial Officer (PRINCIPAL FINANCIAL AND ACCOUNTING OFFICER)