SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) November 15, 1999 FIRST NILES FINANCIAL, INC. - -------------------------------------------------------------------------- (Exact name of Registrant as specified in its Charter) Delaware 0-24849 34-1870418 - -------------------------------------------------------------------------- (State or other (Commission File (IRS Employer jurisdiction of Number) Identification incorporation) No.) 55 North Main Street, Niles, Ohio 44446 - -------------------------------------------------------------------------- (Address of principal executive offices) Zip Code) Registrant's telephone number, including area code: (330) 652-2539 - --------------------------------------------------------------------------- ITEM 5. OTHER ITEMS Attached as Exhibit 99.1 is the Registrant's press release dated November 15, 1999 announcing the declaration of a special cash distribution of $6.00 per share payable on December 13, 1999 to shareholders of record on November 29, 1999. ITEM 7. FINANCIAL STATEMENTS, PRO FORMA FINANCIAL INFORMATION AND EXHIBITS (c) The following exhibit is filed as part of this Report: 99.1 Press Release dated November 15, 1999. SIGNATURE Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this Report to be signed on its behalf by the undersigned thereunto duly authorized. FIRST NILES FINANCIAL, INC. Date: November 15, 1999 By: /s/ Lawrence Safarek ---------------------------------- Lawrence Safarek Vice President and Treasurer EXHIBIT INDEX Exhibit Number Description - ------- -------------------------------------------------------- 99.1 Press Release dated November 15, 1999