REVOLVING LINE OF CREDIT

$100,000                                                       December 28, 1994
 

For value received, Krazy Colors, Inc., the borrower ("Borrower") hereby
promises to pay to the order of NBI, Inc., a Delaware corporation (the
"Lender"), at the Lender's offices at 1880 Industrial Circle, Suite F, Longmont,
Colorado 80501, the principle sum outstanding, not to exceed $100,000, together
with simple interest from the date hereof at the rate of one percent (1%) per
month on the average daily balance outstanding. Interest shall be due and
payable monthly no later than five business days following the end of the month.
The principal balance of the line of credit, together with any and all unpaid
interest accrued thereon shall be due and payable in full on December 31, 1995.

Under this revolving line of credit, the lender will advance amounts requested
in writing by the borrower within five business days following the receipt of
such request. The maximum aggregate principle amount outstanding under this
line of credit shall not exceed $100,000.

The line of credit shall be collateralized by all of the assets of Krazy
Colors, Inc.

Prepayment of this line of credit is allowed at any time without penalty or
premium. Payments received shall be first applied to payment of accrued
interest and then to satisfaction of principle.

This line of credit shall be governed by, and construed and enforced in
accordance with, the laws in the State of Colorado. The terms of this line of
credit have been previously approved by the Board of Directors of NBI, Inc.

The interest on this line of credit shall not exceed the maximum interest rate
permitted by applicable law.

In witness thereof, the Borrower has executed and delivered this line of credit
as of the date first set forth above.


                                                 /s/ JAY H. LUSTIG
                                                 -----------------
                                                   Jay H. Lustig
                                              Chief Executive Officer

Sworn to (or affirmed) and subscribed before me this ________ day of
_______________, 1994


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     (Notary Public Signature)
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     (Commission Expires)