<ARTICLE> 5 <MULTIPLIER> 1 <CURRENCY> U.S. <PERIOD-TYPE> 3-MOS <FISCAL-YEAR-END> DEC-31-2000 <PERIOD-START> JAN-01-2000 <PERIOD-END> MAR-31-2000 <EXCHANGE-RATE> 1 <CASH> 458,722 <SECURITIES> 0 <RECEIVABLES> 14,945,382 <ALLOWANCES> 17,500 <INVENTORY> 0 <CURRENT-ASSETS> 0 <PP&E> 298,622 <DEPRECIATION> 0 <TOTAL-ASSETS> 17,044,678 <CURRENT-LIABILITIES> 1,673,095 <BONDS> 0 <PREFERRED-MANDATORY> 0 <PREFERRED> 631,757 <COMMON> 1,484,740 <OTHER-SE> 0 <TOTAL-LIABILITY-AND-EQUITY> 17,006,696 <SALES> 0 <TOTAL-REVENUES> 450,163 <CGS> 0 <TOTAL-COSTS> 174,359 <OTHER-EXPENSES> 0 <LOSS-PROVISION> 17,500 <INTEREST-EXPENSE> 32,288 <INCOME-PRETAX> 220,992 <INCOME-TAX> 0 <INCOME-CONTINUING> 226,016 <DISCONTINUED> (5,024) <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 220,992 <EPS-BASIC> .047 <EPS-DILUTED> .047