EXHIBIT 23.3

                    [Olive Corporate Finance LLC Letterhead]

July 17, 2000


         We hereby  consent  to the use of our firm's  name in the  Registration
Statement on Form S-4, as filed by German  American  Bancorp with the Securities
and Exchange Commission and the Prospectus/Proxy  Statement of contained therein
relating to the merger of Holland Bancorp,  Inc., into German American  Bancorp,
and  consent to the  references  to our  fairness  opinion in such  Registration
Statement and  Prospectus/Proxy  Statement.  We further consent to the filing of
the  aforementioned  fairness  opinion as an exhibit to each of the Registration
Statement and Prospectus/Proxy Statement.

                                        Sincerely,



                                          /s/ Olive Corporate Finance LLC
                                        OLIVE CORPORATE FINANCE LLC