Exhibit 23.3

                     CONSENT OF McDONALD INVESTMENTS INC.
                     ------------------------------------


     We hereby consent (i) to the use of our opinion letter to the Board of
Directors of Ravenna Savings Bank ("Ravenna") included as Annex B to the proxy
statement/prospectus relating to the transaction provided for by that certain
Agreement and Plan of Merger dated as of November 22, 1999 by and between
Ravenna, First Federal Savings and Loan Association of Warren and First Place
Financial Corp. and (ii) to the references to our firm and such opinion in such
proxy statement/prospectus.  In giving such consent, we do not admit that we
come within the category of persons whose consent is required under Section 7 of
the Securities Act of 1933, as amended, or the rules and regulations of the
Securities and Exchange Commission thereunder, nor do we thereby admit that we
are experts with respect to any part of such Registration Statement within the
meaning of the term "experts" as used in the Securities Act of 1933, as amended,
or the rules and regulations of the Securities and Exchange Commission
thereunder.


                                                   /s/ McDonald Investments Inc.

                                                       McDONALD INVESTMENTS INC.


January 31, 2000