<ARTICLE> 9
<LEGEND>
This schedule contains financial information extracted from the consolidated
financial statements of PCB Holding Company for the nine months ended March 31,
2000 and is qualified in its entirety by reference to such financial statements.
(Dollars in thousands).
</LEGEND>

                             
<PERIOD-TYPE>                   3-MOS
<FISCAL-YEAR-END>                          DEC-31-2000
<PERIOD-START>                             JAN-01-2000
<PERIOD-END>                               MAR-31-2000
<CASH>                                             114
<INT-BEARING-DEPOSITS>                           2,348
<FED-FUNDS-SOLD>                                     0
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                      1,109
<INVESTMENTS-CARRYING>                               0
<INVESTMENTS-MARKET>                                 0
<LOANS>                                         24,791
<ALLOWANCE>                                         56
<TOTAL-ASSETS>                                  29,083
<DEPOSITS>                                      21,245
<SHORT-TERM>                                     2,000
<LIABILITIES-OTHER>                                 56
<LONG-TERM>                                          0
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                         3,818
<OTHER-SE>                                       1,964
<TOTAL-LIABILITIES-AND-EQUITY>                  29,083
<INTEREST-LOAN>                                    461
<INTEREST-INVEST>                                   18
<INTEREST-OTHER>                                    29
<INTEREST-TOTAL>                                   508
<INTEREST-DEPOSIT>                                 251
<INTEREST-EXPENSE>                                 285
<INTEREST-INCOME-NET>                              223
<LOAN-LOSSES>                                        2
<SECURITIES-GAINS>                                   0
<EXPENSE-OTHER>                                    183
<INCOME-PRETAX>                                     47
<INCOME-PRE-EXTRAORDINARY>                          47
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                        29
<EPS-BASIC>                                       0.07
<EPS-DILUTED>                                     0.07
<YIELD-ACTUAL>                                    7.26
<LOANS-NON>                                         45
<LOANS-PAST>                                       213
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                    54
<CHARGE-OFFS>                                        0
<RECOVERIES>                                         0
<ALLOWANCE-CLOSE>                                   56
<ALLOWANCE-DOMESTIC>                                56
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0