<ARTICLE> 9
<LEGEND>
This schedule contains financial information extracted from the consolidated
financial statements of Lexington B & L Financial Corp. as of and for the six
months ended March 31, 2000 and is qualified in its entirety by reference to
such financial statements.
</LEGEND>
<MULTIPLIER> 1,000

                             
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          SEP-30-2000
<PERIOD-START>                              OCT-1-1999
<PERIOD-END>                               MAR-31-2000
<CASH>                                           1,558
<INT-BEARING-DEPOSITS>                           3,351
<FED-FUNDS-SOLD>                                 4,636
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                      7,225
<INVESTMENTS-CARRYING>                          22,786
<INVESTMENTS-MARKET>                            21,582
<LOANS>                                         62,060
<ALLOWANCE>                                          0
<TOTAL-ASSETS>                                 106,081
<DEPOSITS>                                      85,964
<SHORT-TERM>                                       257
<LIABILITIES-OTHER>                                744
<LONG-TERM>                                      5,081
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                            13
<OTHER-SE>                                      13,943
<TOTAL-LIABILITIES-AND-EQUITY>                 106,081
<INTEREST-LOAN>                                  2,641
<INTEREST-INVEST>                                1,041
<INTEREST-OTHER>                                    65
<INTEREST-TOTAL>                                 3,747
<INTEREST-DEPOSIT>                               2,036
<INTEREST-EXPENSE>                               2,182
<INTEREST-INCOME-NET>                            1,565
<LOAN-LOSSES>                                       26
<SECURITIES-GAINS>                                   0
<EXPENSE-OTHER>                                  1,251
<INCOME-PRETAX>                                    514
<INCOME-PRE-EXTRAORDINARY>                         514
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                       347
<EPS-BASIC>                                       0.45
<EPS-DILUTED>                                     0.43
<YIELD-ACTUAL>                                    1.57
<LOANS-NON>                                        709
<LOANS-PAST>                                        73
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                    685
<ALLOWANCE-OPEN>                                   599
<CHARGE-OFFS>                                       17
<RECOVERIES>                                         8
<ALLOWANCE-CLOSE>                                  616
<ALLOWANCE-DOMESTIC>                               550
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                             66