<ARTICLE> 9

                             
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          DEC-31-2000
<PERIOD-END>                               JUN-30-2000
<CASH>                                     112,620,000
<INT-BEARING-DEPOSITS>                      11,779,000
<FED-FUNDS-SOLD>                                     0
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                962,999,000
<INVESTMENTS-CARRYING>                     390,318,000
<INVESTMENTS-MARKET>                       377,482,000
<LOANS>                                  3,375,347,000
<ALLOWANCE>                                 39,324,000
<TOTAL-ASSETS>                           4,991,051,000
<DEPOSITS>                               3,270,925,000
<SHORT-TERM>                               628,344,000
<LIABILITIES-OTHER>                         56,202,000
<LONG-TERM>                                633,445,000
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                   108,454,000
<OTHER-SE>                                 293,681,000
<TOTAL-LIABILITIES-AND-EQUITY>           4,991,051,000
<INTEREST-LOAN>                            141,548,000
<INTEREST-INVEST>                           45,581,000
<INTEREST-OTHER>                               202,000
<INTEREST-TOTAL>                           187,331,000
<INTEREST-DEPOSIT>                          59,304,000
<INTEREST-EXPENSE>                          95,174,000
<INTEREST-INCOME-NET>                       92,157,000
<LOAN-LOSSES>                                6,398,000
<SECURITIES-GAINS>                             823,000
<EXPENSE-OTHER>                             55,249,000
<INCOME-PRETAX>                             53,775,000
<INCOME-PRE-EXTRAORDINARY>                  53,775,000
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                36,111,000
<EPS-BASIC>                                       0.86
<EPS-DILUTED>                                     0.85
<YIELD-ACTUAL>                                    4.18
<LOANS-NON>                                 11,156,000
<LOANS-PAST>                                 5,955,000
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                            39,599,000
<CHARGE-OFFS>                                7,248,000
<RECOVERIES>                                   575,000
<ALLOWANCE-CLOSE>                           39,324,000
<ALLOWANCE-DOMESTIC>                        31,777,000
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                      7,547,000