Exhibit 23.1

Muldoon, Murphy & Faucette LLP

                                    CONSENT


     We hereby consent to the references to this firm and our opinions in, and
the inclusion of our opinions as exhibits to:  the Registration Statement on
Form S-1 filed by Citizens First Bancorp, Inc. (the "Company"), and all
amendments thereto; in the Form H-(e)1-S for the Company, and all amendments
thereto; and in the Application for Conversion filed by Citizens First Savings
Bank (the "Bank"), and all amendments thereto, relating to the conversion of the
Bank from a Michigan-chartered mutual savings bank to a Michigan-chartered stock
savings bank, the concurrent issuance of the Bank's outstanding capital stock to
the Company, a holding company formed for such purpose, and the offering of the
Company's common stock.


                                           /s/ Muldoon, Murphy & Faucette LLP
                                           MULDOON, MURPHY & FAUCETTE LLP

Dated this 3rd day of
 November 2000