Exhibit 23.2

                    [Letterhead of Plante & Moran, LLP]


              Consent of Independent Certified Public Accountants



Board of Directors
Citizens First Bancorp, Inc.



We consent to the Incorporation of our report dated May 9, 2000,  included in
the prospectus of Citizens First Bancorp, Inc. which is a part of the
registration statement on Form S-1 and a part of the Application for Conversion
on the financial statements of Citizens First Savings Bank as of March 31, 2000
and 1999, and the related consolidated statements of income, equity, and cash
flows for each of the years in the three-year period ended March 31, 2000. We
further consent to the use of our opinions referred to in the prospectus
regarding certain income tax consequences of the proposed reorganization and
offering and of the proposed charitable foundation.

We consent to the references to our firm under the headings "Citizens First
Savings Bank and Subsidiary Consolidated Statements of Income," and "Experts" in
the prospectus

/s/Plante & Moran, LLP


Auburn Hills
December 15, 2000