<ARTICLE> 9
<LEGEND>
This schedule contains financial information extracted from the consolidated
financial statements of Pulaski Financial Corp. for six months ended March 31,
2000 and is qualified in its entirety by reference to such financial statements.
</LEGEND>
<MULTIPLIER>  1,000

                             
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          SEP-30-2000
<PERIOD-START>                             OCT-01-1999
<PERIOD-END>                               MAR-31-2000
<CASH>                                             640
<INT-BEARING-DEPOSITS>                               0
<FED-FUNDS-SOLD>                                 5,500
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                     24,665
<INVESTMENTS-CARRYING>                           8,583
<INVESTMENTS-MARKET>                             8,653
<LOANS>                                        202,191
<ALLOWANCE>                                      1,158
<TOTAL-ASSETS>                                 250,423
<DEPOSITS>                                     161,318
<SHORT-TERM>                                    15,300
<LIABILITIES-OTHER>                             16,604
<LONG-TERM>                                     24,300
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                            40
<OTHER-SE>                                      32,860
<TOTAL-LIABILITIES-AND-EQUITY>                 250,423
<INTEREST-LOAN>                                  7,164
<INTEREST-INVEST>                                1,226
<INTEREST-OTHER>                                   181
<INTEREST-TOTAL>                                 8,571
<INTEREST-DEPOSIT>                               3,188
<INTEREST-EXPENSE>                               4,134
<INTEREST-INCOME-NET>                            4,437
<LOAN-LOSSES>                                      198
<SECURITIES-GAINS>                                   0
<EXPENSE-OTHER>                                  5,164
<INCOME-PRETAX>                                    240
<INCOME-PRE-EXTRAORDINARY>                         240
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     (179)
<EPS-BASIC>                                     (0.05)
<EPS-DILUTED>                                   (0.05)
<YIELD-ACTUAL>                                    7.28
<LOANS-NON>                                        216
<LOANS-PAST>                                     1,365
<LOANS-TROUBLED>                                    14
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                   986
<CHARGE-OFFS>                                       28
<RECOVERIES>                                         2
<ALLOWANCE-CLOSE>                                1,158
<ALLOWANCE-DOMESTIC>                               104
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                          1,054